United Credit Union | Nationwide Auto Loans & ATM Services

United

United Credit Union, founded in 1949 and headquartered in St. Joseph, MI, is a leading national credit union proudly serving nearly 193,000 members across the country. With total assets surpassing $4.1 billion and a strong net worth of over $457 million, United delivers financial strength combined with personalized service. Under the leadership of CEO Terry O’Rourke and supported by a team of 726 dedicated employees, United offers a comprehensive range of financial solutions tailored to meet diverse member needs.

Members enjoy convenient access to extensive ATM services and basic drive-thru banking for deposits, withdrawals, and simple transactions. United specializes in competitive auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans ideal for debt consolidation. Its personal banking suite includes flexible checking and savings accounts plus credit cards with rewarding benefits.

Business members benefit from merchant services and business loans designed to support growth. Robust online and mobile banking platforms provide secure, 24/7 account management nationwide. With 57 branches spanning multiple cities, United Credit Union stands as a trusted partner committed to helping members achieve their financial goals confidently. Learn more at https://unitedfcu.com/ .

Introduction

Welcome to United, a member-focused financial institution established in 1949 with a mission to empower our community and military members through accessible banking solutions. Headquartered in St Joseph, MI, we pride ourselves on delivering exceptional service under the leadership of CEO Terry O'Rourke and Board President Troy Tolle. With a commitment to fostering financial well-being, we have cultivated a robust membership base of nearly 193,000 individuals who trust us with their banking needs.

At United, we understand the importance of modern banking conveniences. That’s why we offer online banking, a user-friendly mobile application, person-to-person transfer services, e-statements, mobile payments, and electronic signature authorization to streamline your experience. Our dedication to security is underscored by NCUA insurance since January 4, 1971, ensuring that your deposits are protected. Explore more about our offerings at our official website: https://unitedfcu.com/ . Join us at United, where your financial empowerment is our priority.

Financial Services

At united, we are dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings include everything from personal banking solutions, such as checking and savings accounts, to specialized services like auto loans and commercial financing. With our commitment to innovation, we empower our members with digital access through robust online banking and a user-friendly mobile application. This means you can manage your finances anytime, anywhere, utilizing features such as person-to-person transfers, mobile payments, e-statements, and electronic signatures for seamless transactions.

Our services are tailored to help you navigate everyday banking challenges while planning for significant life milestones or growing your small business. Whether you're looking to refinance a mortgage or seeking advice on business loans, united is here to support you every step of the way. Additionally, membership is accessible for eligible individuals; you can check your eligibility at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . For those exploring loan options or wanting to compare rates, visit https://www.lendmesh.com for valuable insights. Should you need personalized assistance or have questions about our offerings, feel free to reach out through —we're always ready to help!

Financial Highlights

United is a trusted financial partner, committed to serving its members with excellence and integrity. With a robust Total Membership of 192,997, United has built a strong community of individuals who rely on its services for their financial needs. The credit union boasts impressive Total Assets amounting to 4,127,673,172, reflecting its stability and commitment to sound financial practices. This financial strength is further underscored by a Net Worth of 457,241,625, which contributes to a healthy Net Worth Ratio of 1,105—a key indicator of the credit union's overall financial health.

United's dedication to its members is evident in its substantial Total Deposits of 301,665,562, showcasing the trust that members place in the institution. The credit union actively supports its community through an extensive portfolio of loans, with Total Loans and Leases reaching 111,125. This includes a notable Auto Loan Volume of 70,696, catering to those looking for vehicle financing, as well as a diverse range of Commercial Loans, which currently stand at 2,053.

Despite the challenges faced in the financial landscape, United remains resilient, maintaining a steady Net Income of 0 and managing Total Borrowings at 223,200,000 effectively. Employing over Total Employees 726, United prides itself on providing personalized service and expert guidance, ensuring that each member's financial journey is supported by knowledgeable professionals.

As part of a nationwide network committed to transparency and community impact, United strives not only for growth but also for enriching the lives of its members through comprehensive financial solutions tailored to their unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Financial Services

Financial Highlights

Customers Also Interested In

Branch services Offered States

Branch Details

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address