United Credit Union Coloma MI | Top Auto Loans & ATM Services

Introduction

Welcome to United, your trusted financial partner located at 167 S Paw Paw St, Coloma, MI 49038. Since our establishment in 1949, we have dedicated ourselves to serving our community with integrity and commitment. With a membership base of over 192,997 individuals, we pride ourselves on fostering relationships that empower our members financially. At United, we understand that each member has unique needs. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets amount to a robust $4,127,673,172, ensuring that we have the resources to support your financial goals. With $301,665,562 in deposits and a net worth of $457,241,625, you can trust that your savings are secure with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Our dedicated team of 726 employees is here to assist you every step of the way. Led by CEO Terry O'Rourke and Board President Troy Tolle, we strive to create an environment where our members feel valued and heard. We believe in giving back to our community and ensuring that everyone has access to the financial tools they need. Whether you're looking to open a new account or need assistance with existing services, don't hesitate to reach out! You can contact us at 888-982-1400 or visit our website at unitedfcu.com. We look forward to welcoming you into the United family!

Branch History & Mission

Welcome to United, a cornerstone of financial support and community engagement in Coloma, MI. Founded in 1949, our branch has grown alongside the community, now proudly serving over 192,997 members and managing total assets of $}. Located at 167 S Paw Paw St Coloma Mi 49038, just a short walk from local favorites, we aim to be more than just a place for transactions; we are a hub for nurturing relationships and fostering growth. Our mission is simple yet powerful: to provide exceptional financial services while uplifting our community through various outreach programs and partnerships. Since our inception, we have continuously evolved to meet the changing needs of our members. Our commitment to innovation is reflected in our digital advancements, including online banking and mobile payment options. We also pride ourselves on being ADA compliant, ensuring that all members can access our services with ease. At the heart of our mission is the belief that everyone deserves financial empowerment. We offer a wide range of products, from personal and auto loans to credit cards with rewards, designed to help you achieve your dreams. Additionally, our shared service center allows us to extend our reach, making it easier for you to conduct basic transactions even when you're away from home. While you can visit us at 167 S Paw Paw St Coloma Mi 49038 for all your banking needs, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from this address. Our friendly staff is available during operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM for any questions or assistance you may need. As part of the United family headquartered in St Joseph, MI, we are dedicated not only to our members but also to enhancing the lives of those in our community. Whether it's through financial literacy programs or local sponsorships, we strive to make a positive impact. If you're looking for a place where your money works harder and your voice matters, look no further than United. Join us today and experience the difference that community-focused banking can make in your life. For more information or to become a member, call us at (888) 982-1400 or visit our website. Your journey towards financial well-being starts here!

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility. Our branch meets ADA compliance standards and features ramps for easy entry. Inside, our staff is always ready to assist you with any special needs you may have during your visit.

Convenient Location

Situated just off the main road, our branch is easy to find. We're close to local favorites like the Coloma Library and just a short drive from the vibrant downtown area. This makes it simple for you to drop in whenever you need assistance. Plus, we offer ample parking that is accessible for all members, including those with mobility challenges.

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday mornings from 9 AM to 12 PM perfect for those who need banking services on weekends. If you're in a hurry, remember that our drive-thru service allows you to complete basic transactions without leaving your car.

Services Offered

United provides a variety of financial services tailored to support both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have what it takes to help you achieve your financial goals. We also offer ATM access right at our location for quick cash withdrawals or balance checks. While members can visit us at 167 S Paw Paw St, official correspondence should be sent to PO Box 125 in St Joseph if needed. For any questions or more information about our services, don't hesitate to call us at 888-982-1400. We invite you to come by United today! Our friendly team looks forward to helping you with all your banking needs while ensuring a pleasant visit every time.

Member Eligibility

Becoming a member of United is like joining a welcoming family dedicated to your financial well-being. If you live, work, or go to school in the areas we serve, or if you have a family member who is already a member, you're eligible to join us! The process is straightforward and friendly. You can find more detailed eligibility criteria on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account, which covers everything you need to know about becoming part of our community. Once you're ready, opening an account is just as easy simply visit us online at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400 for assistance. We're here to support you every step of the way!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for you. Imagine running your business without worrying about cash flow hiccups or complicated transactions. Our easy-to-use solutions ensure that you can focus on what matters most serving your customers and growing your brand. Visit us at 167 S Paw Paw St Coloma Mi 49038 in Coloma, MI, or call us at (888) 982-1400 to learn how we can support your business journey!

Comprehensive List Of Services

Convenient Access

At United, we know convenience is key. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making banking easier than ever. We also provide shared branch transactions for partner credit union members, ensuring that access to your funds is never out of reach. We pride ourselves on being accessible with robust digital features such as online banking, mobile payments, and person-to-person transfers. With these tools at your fingertips, managing your finances becomes straightforward and efficient.

Get in Touch

If you're ready to take control of your financial journey or simply have questions about our services, don't hesitate to reach out! Call us at (888) 982-1400 or visit us at 167 S Paw Paw St Coloma Mi 49038 in Coloma, MI. Our friendly staff is eager to assist you with all your banking needs. Explore how we can support you today at our website! At United, we're more than just a credit union; we're part of your community's financial future.

Personal Banking Services

Our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. You can easily manage your money through our user-friendly online and mobile banking platforms. Imagine having the ability to check your balance or transfer funds right from your phone, anytime you need it! Plus, our ATM services offer convenient cash withdrawals whenever you're on the go. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make purchasing that dream car easy and affordable. We also offer Mortgage Loans & Refinancing options for those looking to buy a home or improve their current mortgage terms. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide financial relief when you need it most.

Rewards and Business Solutions

Don't forget about our Credit Cards with Rewards, which let you earn points for every purchase. This can be an excellent way to maximize your spending while enjoying added perks! For our business members, we have specialized services including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, we're equipped to support local businesses with flexible financing options.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to handle transactions on the move. Want to send money to a friend? Our person-to-person transfers make it easy to send funds instantly, so you can settle up without any hassle. Plus, if you're someone who values going paperless, you'll appreciate our e-statements availability. You can access your statements anytime while helping the environment at the same time. Security is paramount in everything we do. That's why we offer electronic signature authorization for added protection when signing documents online. This ensures that your information stays safe while giving you the flexibility to complete tasks from wherever you are. And let's not forget about mobile payments! With this feature, making purchases is simple just tap and go using your smartphone. It's fast and secure, allowing you to enjoy shopping without worrying about carrying cash or cards. At United, we are committed to making banking easier for you with user-friendly features that enhance accessibility and real-time account management. Join us today and experience how our digital banking services can simplify your financial life!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 167 S Paw Paw St Coloma Mi 49038 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 717 full-time employees and 9 part-time employees ready to serve you with a knowledgeable, committed team. This dedicated staff works hard to make sure you receive the best service possible whenever you visit us.

Investment in Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement allows us to support your financial goals effectively.

Member-Centric Savings Options

Your savings are secure with us through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity is impressive, with $35,348 in used auto loans and $3,047,289,259 in total loans and leases available to help meet your various needs. This ensures that whether you're purchasing a car or financing other significant expenses, we're here to assist you every step of the way.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you have the support you need whether you're purchasing a brand-new model or a reliable pre-owned option.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your entrepreneurial journey. At United, we prioritize your financial well-being. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out! You can contact us at (888) 982-1400, visit us at 167 S Paw Paw St Coloma Mi 49038, or explore more online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to make your financial dreams a reality!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. If you're looking for personal loans or debt consolidation options, we've got tailored solutions ready to assist you in managing expenses or funding special projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We offer various plans to suit different budgets and preferences, along with refinancing opportunities that could lower your monthly payments.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By partnering only with verified financial institutions, LendMesh guarantees that the loan options presented are legitimate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from reputable financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping people save money and secure better loan terms. For those looking to explore their options without the hassle, we invite you to compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Empower Growth

Merchant Services Made Easy

Comprehensive List Of Services

Convenient Access

Get in Touch

Personal Banking Services

Rewards and Business Solutions

Digital & Online Banking

Key Features

Financial Strength

Conclusion

Dedicated Team

Investment in Growth

Member-Centric Savings Options

Solid Financial Health

Strong Lending Capacity

Loan Offering

Auto Loans

Business Loans

Credit Cards and Personal Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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