United Credit Union Fort Smith AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to United, where we believe in building strong relationships and supporting our community. Located at 8900 Jenny Lind Rd, Fort Smith, AR 72908, our branch has been serving members since 1949. With a rich history and a commitment to excellence, we proudly support over 192,997 members in achieving their financial goals. At United, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking solutions. Our total assets amount to an impressive $4,127,673,172, ensuring that we have the resources to provide you with the financial support you need. While members can visit us at our Fort Smith location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We are proud of our robust financial standing with total deposits of $301,665,562 and net worth of $457,241,625. Our dedicated team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to assist you every step of the way. Our community involvement is not just a commitment; it's part of who we are. From providing loans to help families buy homes to offering financial education programs that empower individuals to make informed decisions every action we take aims to uplift our members and the communities they live in. If you're ready to experience a credit union that puts you first, give us a call at 888-982-1400 or visit us online at [unitedfcu.com]( https://www.unitedfcu.com ). Join us today and discover how United can help you achieve your financial dreams!

Branch History & Mission

At United, we take pride in our rich history and commitment to serving the community of Fort Smith, Arkansas. Opened in 1949, our branch has grown from humble beginnings into a vital financial resource for nearly 193,000 members. Located at 8900 Jenny Lind Rd, we are nestled in a vibrant area known for its friendly atmosphere and close-knit community spirit. Since our inception, United has always strived to put our members first. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting the communities we serve. With a total asset base exceeding $4.1 billion, we have the strength and stability to offer a wide range of products tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Over the decades, we have embraced innovation while maintaining our core values of integrity, service, and community focus. We understand that banking should be accessible and straightforward. That's why we offer various services including online banking, mobile payments, and ATM access to ensure that your banking experience is as convenient as possible. Our branch has evolved with the times, but our commitment to accessibility remains unwavering. We are proud to provide ADA-compliant facilities and shared service options for those who may need them. Moreover, our drive-thru banking service allows for quick transactions without leaving your vehicle. While members can visit us at 8900 Jenny Lind Rd, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if you need to reach us by mail. You can also connect with us at 888-982-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM (Drive-Thru Only). At United, we believe in giving back. Our partnerships with local organizations reflect our dedication to community outreach efforts aimed at enhancing the quality of life in Fort Smith. Whether it's sponsoring local events or providing financial education workshops, we are committed to being more than just a financial institution; we aim to be a pillar of support for everyone in the area. Join us today and discover how United can help you achieve your financial goals while making a positive impact on your community. Experience firsthand the benefits of membership with United your trusted partner in financial success!

Branch Location & Accessibility

Convenience Features

Parking is ample around our branch, making it easy for you to stop by without any hassle. Our drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your vehicle ideal for those on the go.

Get in Touch

Have questions? We're just a phone call away at 888-982-1400! We invite you to come visit us at the United branch in Fort Smith where our friendly team is ready to assist you with all your financial needs. Whether you're opening an account or looking for advice on loans, we're here to help!

Operating Hours

We understand that life can be busy, so we strive to accommodate your schedule. Our doors are open Monday through Thursday from 9 AM to 5 PM, and on Friday, we extend our hours until 5:30 PM. For those who prefer a quick visit on Saturday, we're here from 9 AM to noon. If you need services outside of lobby hours, our drive-thru is available during these times too!

Services Offered

At the United branch, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the convenience of online and mobile banking, as well as ATM access right at our location. Plus, if you're a member of another participating credit union, you can take advantage of our shared service center for deposits and withdrawals.

Member Eligibility

Becoming a member of United is like joining a caring family that's committed to supporting your financial journey. If you live, work, worship, or attend school in certain areas or are related to someone who does, you're likely eligible for membership! At United, we believe that everyone deserves access to personalized banking services and community support. To learn more about the specific eligibility criteria, check out our detailed guide at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . The process of opening an account with us is straightforward and welcoming just visit us at our branch located at 8900 Jenny Lind Rd Fort Smith Ar 72908 or reach out by calling (888) 982-1400. We're here to help you every step of the way as you take advantage of all the benefits that come with being part of our united community. For easy account opening options, you can also visit https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . Join us today and start enjoying the many advantages of membership!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments anytime, anywhere whether you're at a trade show or running your shop on Main Street. Our tools help you process payments efficiently so you can focus more on what matters most: growing your business. Visit us at 8900 Jenny Lind Rd Fort Smith Ar 72908 in Fort Smith, AR, or call us at (888) 982-1400 to learn how our tailored services can help your business thrive!

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at United. With our online and mobile banking platforms, managing your account is as easy as tapping a button on your phone. You can access ATM services for cash withdrawals or check balances quickly without the hassle of visiting a branch.

Credit Cards and Business Banking

Looking to earn rewards while spending? Our credit cards with rewards programs give you great benefits for everyday purchases. And if you're a business owner, you'll appreciate our business banking services which include merchant services and business loans tailored to help your enterprise thrive.

Drive-Thru Services & Shared Branch Transactions

For quick transactions, our basic drive-thru banking is perfect for deposits, withdrawals, and other simple banking needs. Plus, if you're a member of partner credit unions, our shared branch transactions allow you to conduct deposits and withdrawals seamlessly.

Join Us Today!

We invite you to explore all these services and more at United located at 8900 Jenny Lind Rd Fort Smith Ar 72908 in Fort Smith, AR. Our friendly team is here to assist you every step of the way. For any questions or additional information about how we can support your financial journey, don't hesitate to call us at (888) 982-1400. Your financial well-being matters to us let's work together towards achieving your goals!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that fit various lifestyles and financial goals. Our accounts come with features like online banking and mobile payments, making it easy to manage your money anytime and anywhere. If you're planning to purchase a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those considering buying a home, our mortgage loans and refinancing services provide flexible terms to ensure you find the right fit for your budget. We also understand that life can throw curveballs, so our personal loans and debt consolidation options are available to help you regain control of your finances.

Digital & Online Banking

In today's fast-paced world, managing your finances should be easy and secure. At United, we offer a range of digital and online banking services designed to give you convenient access to your accounts anytime, anywhere. With just a few clicks or taps, you can take control of your banking right from the comfort of your home or on the go. One of the standout features is our robust online banking platform, which you can explore at https://unitedfcu.com/ . This service allows you to check balances, pay bills, and transfer funds 24/7. Imagine being able to handle your banking needs without waiting in line or adjusting your schedule! Plus, with our electronic signature authorization, you can quickly sign documents digitally no more printing or mailing paperwork. We also understand that keeping track of your financial statements is important. That's why we offer e-statements for easy access to your account history without the clutter of paper. You can view them anytime through our user-friendly mobile application, available for download on your smartphone. If you're someone who prefers quick transactions, you'll appreciate our person-to-person transfer feature that allows you to send money to friends or family with just a few taps. For those who enjoy making payments directly from their mobile devices, our mobile payments feature has got you covered. Whether you're shopping at your favorite store or splitting a bill with friends, paying is simple and secure. At United, we prioritize both security and ease of use. Our digital services are designed to keep your information safe while providing you with real-time management of your accounts. Enjoy peace of mind knowing that help is always just a click away when you need it. Experience the future of banking today by visiting https://unitedfcu.com/ and discover how our digital solutions can make managing your finances easier than ever before!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing financial landscape, it's essential to have a trusted partner by your side. That's why we're proud to share our strong financial position with you, reflecting our commitment to serving your needs. With a net worth of $457,241,625, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by $437,766,946 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $35,348 in used auto loans and $3,047,289,259 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is clear with a reported net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 439,336, showcasing a strong and growing member base that trusts us with their finances. This trust is vital as it allows us to focus on enhancing the services we provide while maintaining the highest standards of safety and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 8900 Jenny Lind Rd Fort Smith Ar 72908 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a pre-owned vehicle, we have options that work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your services, we are here to support your business goals. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our team at United, located at 8900 Jenny Lind Rd Fort Smith Ar 72908, Fort Smith, AR, is ready to assist you! Give us a call at (888) 982-1400 or visit us online for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find the right fit for your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. This option allows you to take control of your spending while enjoying the benefits that come with being a valued member.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By focusing exclusively on verified financial institutions, LendMesh guarantees that users receive reliable information for their loan decisions.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenience Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options That Fuel Growth

Practical Merchant Services

Comprehensive List Of Services

Convenient Digital Banking Features

Credit Cards and Business Banking

Drive-Thru Services & Shared Branch Transactions

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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