United Credit Union Chicago IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 4444 S Pulaski Rd, Chicago, IL 60632. Established in 1931, we have dedicated ourselves to serving our community with a commitment to reliability and trust. Our mission is simple: to provide exceptional financial services tailored to meet the unique needs of our 19,273 members. At United, we believe that every member deserves personalized attention. With total assets exceeding $279,755,119, we pride ourselves on being a stable institution that prioritizes your financial well-being. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services designed to support local entrepreneurs. Our leadership team is here to guide you. Under the direction of CEO Mario Aguirre and Board President Phillip Moore, we strive for excellence in all that we do. With a dedicated staff of 45 employees, we're ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. While members can visit us at our branch location, official correspondence should be sent to the same address: 4444 S Pulaski Rd, Chicago, IL 60632. As a member-driven organization with total deposits of $31,446,302 and total loans reaching 82,689, we are committed to fostering financial growth within our community. Whether you're looking for assistance with loans or want to explore new ways to save, we're here for you. Feel free to reach out by phone at 773-376-6000 or explore our website at [unitedcreditunion.com]( http://www.unitedcreditunion.com ) for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial transactions; we actively engage in community outreach efforts that make a real difference. Through partnerships with local organizations and initiatives aimed at enhancing economic opportunities for all residents, United plays a vital role in shaping a brighter future for Chicago. We invite you to join our growing family at United. Experience first-hand how we can support your financial journey while being part of a community that cares. Whether you're looking to open an account or just need advice on managing your finances better, we're here for you! Feel free to reach out at 773-376-6000 or visit us during business hours. Together, let's build a prosperous future!

Our Mission

At United, our mission is simple yet powerful: to provide exceptional financial services while fostering community growth. We strive not only to offer competitive products like checking accounts, auto loans, mortgages, and credit cards but also to empower our members through financial education and personalized service. We believe that when our members succeed financially, the whole community benefits. We are proud of our innovative spirit as well. While we maintain traditional banking services like drive-thru banking and ATM access for your convenience, we've also embraced digital advancements such as online banking to help you manage your finances seamlessly.

Branch Location & Accessibility

Accessibility Features

At United Credit Union, we prioritize your comfort and convenience. Our branch features ADA-compliant access points, including ramps and designated parking spaces, ensuring everyone can easily reach us. Plus, we offer ample parking space so you can visit us without the stress of finding a spot.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 773-376-6000. Our friendly staff is ready to help you with anything you need. We invite you to visit our branch today and experience the personalized service that makes United Credit Union stand out in the community!

Operating Hours

We know your time is valuable! Our operating hours are designed with your busy schedule in mind: we're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. Whether you prefer visiting us during the week or on weekends, we're here for you.

Services Offered

At our Pulaski Office, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. For added convenience, we also have ATM services available and a drive-thru option for quick transactions like deposits and withdrawals. If you're a member of another credit union, don't worry! We participate in shared services so you can perform basic transactions here as well.

Member Eligibility

At United, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the benefits we offer. If you're looking to join us at our welcoming location at 4444 S Pulaski Rd Chicago Il 60632, you'll find that eligibility is designed to be inclusive. Generally, individuals who live, work, or worship in our community are encouraged to apply. This means that if you have ties to the area, you're likely eligible! Plus, being part of United opens up a world of financial opportunities tailored just for you. Joining is simple! You can start the process by visiting our website or giving us a call at (773) 376-6000 for more information. We're here to help guide you through every step of opening an account and ensuring that your transition into membership is smooth and enjoyable. For detailed eligibility criteria, check out [this resource]( https://vicinitycreditunion.com/ ). We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify daily transactions. Imagine having the ability to accept payments seamlessly from customers, whether they pay by card or through digital wallets. Our services help you manage cash flow effectively, allowing you to focus on what you do best growing your business. Located at 4444 S Pulaski Rd Chicago Il 60632 in Chicago, IL, our team is here to guide you every step of the way. For inquiries, call us at (773) 376-6000 during our operating hours: M-F 9:00 AM - 6:00 PM and Sat 8:30 AM - 12:30 PM. Join us at United today and discover how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer robust Business Banking solutions. From merchant services that simplify transactions to tailored business loans that help you grow, we are here to support your entrepreneurial endeavors.

Convenient Access

At United, convenience is key. Our branch features ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. If you're a member of a partner credit union, enjoy access to shared branch transactions right here at our location.

Get Started Today!

Ready to take control of your financial future? Give us a call at (773) 376-6000 or visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. Discover how our comprehensive suite of services can help you achieve your goals at Pulaski Office!

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our Personal Banking options include checking and savings accounts designed for your convenience. You can easily access your accounts through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. When it comes to financing big purchases, our Auto Loans & Vehicle Financing make it easy for you to hit the road without breaking the bank. We offer competitive rates and flexible terms to fit your budget. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options provide expert guidance and support throughout the process. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation services help streamline your finances. Plus, with our Credit Cards with Rewards, you can earn points while making everyday purchases.

Digital & Online Banking

At United, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a variety of digital and online banking services designed to fit your lifestyle. Whether you're at home, at work, or on the go, managing your finances has never been easier. With our robust online banking platform available at https://vicinitycreditunion.com/ , you can access your accounts anytime, anywhere. This means you can check your balance, transfer funds, and pay bills without stepping foot in a branch. Plus, our e-statements make it easy to stay organized and environmentally friendly no more paper clutter! While we currently don't offer features like mobile payments, our user-friendly online portal ensures you have everything you need right at your fingertips. You can even authorize transactions with confidence since we prioritize your security. Although we don't provide electronic signature authorization at this time, rest assured that all your sensitive information is protected by advanced security measures. Managing your finances is made even simpler with real-time account updates. Our services are available 24/7, allowing you to take care of business whenever it suits you best. Need to send money to a friend? While person-to-person transfers aren't offered just yet, our goal is to continue enhancing our services to meet your needs. For those who prefer using their mobile devices, while we currently do not have a dedicated mobile application, the responsive design of our website means you can still access all the features you need right from your smartphone or tablet. In summary, United is committed to providing accessible and straightforward banking solutions. With the convenience of online banking and e-statements, staying on top of your finances has never been easier or more secure!

Financial Strength

Commitment to Growth

With $9,584,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $52,997 in used auto loans and a total of $116,324,435 in loans and leases, supporting our members' financial goals across various sectors.

Growing Member Trust

Total Share Accounts: 30,413 show a strong and growing member base that trusts us with their finances. Our commitment to serving you is at the heart of everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 4444 S Pulaski Rd Chicago Il 60632 or call 773-376-6000 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $27,879,909 in share certificates and $6,739,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $22,503,736, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,139,860 in used vehicle loans and $16,011,630 in new vehicle loans already helping members get on the road. We provide flexible terms and can assist you whether you're purchasing a brand-new vehicle or a reliable used one.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,332,737, make buying or refinancing simple. We aim to guide you through each step of the mortgage process, ensuring that you find a solution that fits your needs.

Other Loan Products

In addition to auto and mortgage loans, we provide various other loan options tailored for different needs. Our total credit lines amount to $83979982, allowing flexibility for personal or business expenses. For those considering refinancing options, our team is here to discuss eligibility and ensure you have all the information needed to make informed decisions about your financial future. You can reach us at (773) 376-6000 for more details or visit us at our branch located at 4444 S Pulaski Rd Chicago Il 60632 in Chicago, IL. Our dedicated staff is ready to assist you from M-F 9:00 AM to 6:00 PM and Saturday from 8:30 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United, we are committed to supporting our members every step of the way!

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $2,272,134 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers, giving you peace of mind as you explore your options.

Key Benefits of Using LendMesh

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United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Member Trust

Secure Savings Options

Solid Financial Health

Strong Operational Efficiency

Loan Offering

Auto Loans

Mortgage Loans

Other Loan Products

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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