United Credit Union South Bend IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner right here in South Bend, Indiana! Located at 223 W Ireland Rd, South Bend, IN 46614, we have been serving our community since 1949. With a commitment to providing personalized banking services, we proudly support our 192,997 members by offering a variety of financial solutions tailored to their needs. At United, we understand the importance of community and strive to make a positive impact. Our assets total an impressive $4,127,673,172, reflecting our strong position in the market and our dedication to responsible growth. With $301,665,562 in deposits and a robust loan portfolio of 111,125 loans and leases, we are well-equipped to help you achieve your financial goals. Led by our CEO Terry O'Rourke and Board President Troy Tolle, our team is committed to providing exceptional service and fostering lasting relationships with our members. We employ 726 dedicated professionals who work tirelessly to ensure that your banking experience is smooth and enjoyable. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Whether you're looking for checking and savings accounts, auto loans, or business banking services, United has you covered. Explore our range of offerings on our website at [unitedfcu.com]( https://www.unitedfcu.com ) or give us a call at 888-982-1400. We invite you to become part of the United family where your financial future is bright!

Branch History & Mission

Join Us Today

As we continue on this journey together, we invite you to become part of the United family. Experience the benefits of membership firsthand connect with us at (888) 982-1400 or explore more about what we offer at [unitedfcu.com]( https://www.unitedfcu.com ). Join us today and let's build a stronger community together!

Our Journey

United was founded with a clear purpose: to provide accessible financial services to individuals and families in our area. Over the years, we have evolved significantly. We now manage total assets exceeding $4.1 billion and offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our growth reflects our commitment to meeting the needs of our members and adapting to changes in the financial landscape. Our headquarters is situated in St. Joseph, MI, but our focus remains here in South Bend. As we expanded our offerings and services, we've also ensured that our branch remains community-oriented. We are proud to feature both drive-thru banking and ATM availability for your convenience. Additionally, we operate shared service centers which allow us to collaborate with partner credit unions to better serve you.

Our Mission

At United, our mission is straightforward yet profound: we strive to empower our members by providing them with the financial tools they need to succeed while fostering a spirit of community involvement. We believe in making banking simple and accessible for everyone. From offering personalized assistance at our branch during operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM to ensuring that all digital platforms are user-friendly and ADA compliant, we prioritize your experience. Our commitment extends beyond just financial services; it includes active engagement within the community through partnerships and outreach efforts designed to uplift those around us. Together with local organizations, we work toward building a brighter future for all residents in South Bend. While members can visit us at 223 W Ireland Rd South Bend In 46614, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if necessary.

Branch Location & Accessibility

Convenient Access

Our branch is well-equipped with parking facilities that are easy to navigate, ensuring that you can find a spot without hassle. Plus, we are proud to be ADA compliant, featuring ramps and other accessibility options for all of our members. Whether you're coming in for a quick transaction or have some time to chat about your financial goals, we're here for you.

Operating Hours & Services

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Our friendly staff is ready to assist you during these hours with a range of services including personal banking, auto loans, mortgage options, and more. In addition to our lobby services, we offer convenient drive-thru banking for quick deposits and withdrawals. If you're in a hurry or prefer not to come inside, this option makes it easy for you to manage your finances efficiently. We also have an ATM available on-site for those times when you need cash fast.

Stay Connected

If you have any questions or need assistance, don't hesitate to give us a call at 888-982-1400. While members can visit us at our South Bend location, please note that official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. At United Credit Union, we're committed to serving the South Bend community with dedication and care. We invite you to stop by and discover how we can help you achieve your financial dreams!

Member Eligibility

Welcome to the United family! Becoming a member at United is like joining a community where you can thrive and feel supported. If you're wondering about eligibility, it's pretty straightforward. You can become a member if you live, work, worship, or attend school in certain areas that we serve. This includes individuals who are related to current members or those who are part of specific organizations that partner with us. We want everyone to feel included, so please check out the complete eligibility details on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you know you're eligible, opening an account with us is simple and welcoming. Just visit us at 223 W Ireland Rd South Bend In 46614, give us a call at (888) 982-1400, or head over to our online account opening page to get started: https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . We're excited to help you take this step toward financial well-being and to enjoy all the benefits of being part of the United community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline payment processing for your business. Imagine being able to accept payments easily from your customers whether online or in-store giving them more ways to shop with you. This not only enhances customer satisfaction but also boosts your revenue potential. At United, located at 223 W Ireland Rd South Bend In 46614 in South Bend, IN, we are committed to empowering local businesses with the tools they need for success. For more information, call us at (888) 982-1400 and discover how our business banking services can make a difference for you!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services are available 24/7 for your convenience. You can also utilize Basic Drive-Thru Banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Solutions

For our business-minded members, we provide Business Banking services including Merchant Services and Business Loans. Whether you're starting fresh or looking to expand, we have the tools and support to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. That's why we prioritize Online & Mobile Banking features that allow you to manage your finances on-the-go. You can check balances, transfer funds, and even make payments right from your smartphone or computer.

Home Financing

Thinking about buying your own home? Our Mortgage Loans & Refinancing services provide an easy path to homeownership or upgrading your current living situation. We understand that every member's needs differ, which is why we work closely with you to find the best mortgage solution that fits your budget.

Loans and Credit Cards

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. You can consolidate debts or finance personal projects with ease. Plus, our Credit Cards with Rewards offer great benefits like cashback and points for every purchase you make perfect for those who love to earn while they spend.

Personal Banking

Whether you're opening your first checking account or looking for a safe place to save, our personal banking services are designed with you in mind. We offer both Checking and Savings Accounts that help you manage daily expenses while saving for future goals. If you're considering buying a car, our Auto Loans & Vehicle Financing options can make that dream a reality with competitive rates and flexible terms.

Shared Branch Transactions

If you're traveling or away from home, worry not! With our Basic Shared Branch Transactions, members of partner credit unions can perform deposits and withdrawals seamlessly at participating locations. We invite you to visit us at United where our friendly team is ready to assist you with all your financial needs. Feel free to give us a call at (888) 982-1400 if you have any questions or would like more information about any of our services. Join us today and discover how we can support you on every step of your financial journey!

Digital & Online Banking

Accessibility and Real-Time Management

Stay organized with e-statements that keep all your financial information in one place without the clutter of paper statements. If you need to send money to friends or family, our person-to-person transfers make it simple and fast no cash needed! Additionally, if you're on the go, you'll appreciate our mobile payments feature. Whether you're shopping or dining out, you can pay directly from your account using your phone. This feature not only speeds up transactions but also keeps your payment information secure. With United's commitment to user-friendly services and real-time account management, managing your finances has never been more straightforward. Explore all these features and more by visiting us online today!

Key Features

Enjoy the ease of accessing your accounts anytime, anywhere. Our online banking platform allows you to check balances, transfer funds, and pay bills in just a few clicks. Plus, with our mobile application, you can carry out all these tasks right from your smartphone making banking truly at your fingertips. Security is a top priority for us. We ensure that all transactions are safe and secure, giving you peace of mind while you bank online. You can also take advantage of electronic signature authorization for quick and easy document signing from the comfort of your home.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 223 W Ireland Rd South Bend In 46614 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Dedicated Team for You

We also take pride in having 717 full-time employees and 9 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our branch is not just about numbers; it's about people who care about your experience.

Investment in Your Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively. In terms of lending capacity, we have $35,348 in used auto loans and a total of $3,047,289,259 across various loans and leases available to meet your needs. Our $0 reflects operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is essential for your peace of mind as you manage your finances with us. Our net worth ratio of $1,105 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $52,747,053 in used vehicle loans and $8,516,546 in new vehicle loans already helping members get on the road, you can trust that we have the financing options you need. Whether you're purchasing a brand-new model or a reliable used car, we offer competitive rates and flexible terms to fit your budget. Plus, refinancing options are available if you're looking to adjust your current auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your operations. We understand the importance of having access to funds when you need them most. At United, we prioritize member satisfaction and strive to make every borrowing experience as easy as possible. If you're interested in learning more about any of these loan products or exploring eligibility options, please visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and discover how we can assist you in achieving your financial dreams!

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $85,303,113 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to your lifestyle. Whether you're looking for everyday spending power or planning for larger purchases, our credit card options have you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, making buying or refinancing simple and straightforward. We aim to make your home financing experience as smooth as possible with personalized service and guidance throughout the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament underscores the effectiveness and reliability of our service. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers when comparing loans.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours & Services

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Solutions

Digital Banking Convenience

Home Financing

Loans and Credit Cards

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Accessibility and Real-Time Management

Key Features

Financial Strength

Conclusion

Dedicated Team for You

Investment in Your Future

Secure Savings Opportunities

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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