United Credit Union Holland MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to United, your trusted partner in financial well-being right here at our branch located at 12540 Riley St, Holland, MI 49424. Established in 1949, we have proudly served our community for over seven decades, growing alongside our members to meet their evolving financial needs. With a robust membership of 192,997 and total assets exceeding $4.1 billion, we're committed to offering personalized financial solutions that empower you to achieve your goals. At United, we understand that banking is not just about numbers; it's about building relationships and supporting our community. Our dedicated team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to provide exceptional service with a personal touch. Whether you are looking for a new auto loan, mortgage refinancing, or savings account options, we offer a wide array of services tailored just for you. While members can visit us at our Holland location, official correspondence should be sent to our mailing address: P.O. Box 125, St Joseph, MI 49085. With total loans amounting to 111,125 and deposits reaching $301,665,562, we ensure that your money is not only safe but also working hard for you. Our net worth stands strong at $457,241,625, reflecting our commitment to stability and growth in the community. Explore all that we have to offer on our website at [unitedfcu.com]( https://www.unitedfcu.com ). If you have questions or need assistance, don't hesitate to reach out at 888-982-1400. Come discover how United can help you navigate your financial journey because your success is our mission!

Branch History & Mission

At United, we are proud of our rich history that dates back to 1949 when our doors first opened in Holland, MI. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 193,000 members. Our branch, located at 12540 Riley St, Holland, MI 49424, has become a cornerstone of the community, offering a wide range of financial services tailored to meet the needs of individuals and families. Our mission is simple yet powerful: to empower our members with the tools they need to achieve their financial goals while fostering a sense of community. We believe that everyone deserves access to quality financial services without the pressure often found in traditional banking environments. This commitment drives us to provide personalized service and support in every interaction. As we evolved through the decades, we embraced advancements in technology, ensuring our services are accessible and user-friendly. From online banking and mobile payments to e-statements and electronic signatures, we strive to make banking as convenient as possible. Our drive-thru service and ATM availability further enhance accessibility for all members. While members can visit us at our branch location for face-to-face assistance, we also cater to those who prefer digital solutions. Our commitment to customer-centric initiatives means you can manage your finances anytime, anywhere. In addition to this, we take pride in being ADA compliant, ensuring that everyone can access our services comfortably. Community engagement is at the heart of what we do. We actively participate in local events and support various outreach efforts that uplift our neighbors. Whether it's through partnerships with local organizations or hosting financial literacy workshops, we aim to make a positive impact beyond just banking. With total assets exceeding $4 billion, United stands strong as a reliable institution ready to help members navigate their financial journeys. Our dedicated team is here for you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM. We invite you to become part of the United family. Join us today and experience firsthand how we're committed not only to your financial success but also to enhancing the community we all cherish. For more information or assistance, please call us at 888-982-1400 or visit [our website]( https://unitedfcu.com ). Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Ready to experience hassle-free banking? Feel free to call us at 888-982-1400 or stop by our Holland branch today! We're excited to help you on your financial journey!

Convenient Features

When you visit us at our Holland location, you'll find ample parking available, making it easy for you to access our services. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances. If you're on the go, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule. Join us Monday through Thursday from 9 AM to 5 PM, Fridays until 5:30 PM, and Saturdays from 9 AM to 12 PM. Whether you need to drop by during your lunch break or after work, we're here when you need us.

Services Offered

At United, we provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have solutions that can help you achieve your financial goals. Plus, our ATM is available for cash withdrawals and balance checks at any time just another way we prioritize your convenience. While members can visit us at 12540 Riley St for all their banking needs, official correspondence should be sent to P.O. Box 125 in St Joseph if necessary.

Member Eligibility

At United, we believe that becoming a member means joining a caring community dedicated to your financial well-being. If you're looking to be part of something special, membership is open to individuals who live, work, worship, or attend school in our local area. This means whether you're a long-time resident or just starting your journey here, you can enjoy the benefits of being part of our credit union family. Plus, we offer a range of services designed to meet your needs, from personal banking to loans and more. Getting started is easy! You can find all the details about eligibility by visiting [this link]( https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account ). Once you're ready to open an account, simply follow the steps outlined at [this page]( https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin ). If you have any questions or need assistance, feel free to reach out to us at (888) 982-1400. We're excited to welcome you to United at 12540 Riley St Holland Mi 49424 and support you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Picture this: you're running a busy café and need a reliable way to accept payments. Our merchant services provide secure payment processing solutions that allow you to focus on serving your customers rather than worrying about transactions. Located at 12540 Riley St Holland Mi 49424 in Holland, MI, our dedicated team is ready to help you navigate the financial landscape and take your business to new heights. Call us at (888) 982-1400 today to learn more about how we can assist you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide easy access to cash through our ATM services, allowing you to withdraw money whenever needed. And if you're in a hurry, our basic drive-thru banking makes quick transactions like deposits and withdrawals a breeze.

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans and vehicle financing options come with competitive rates and flexible terms. Picture yourself driving off in that dream car while enjoying affordable monthly payments that won't break the bank.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans to support your ambitions. Whether you're launching a startup or expanding an existing business, we offer tailored solutions to help you thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points toward exciting rewards. It's an easy way to get more out of what you already spend.

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, our mortgage loans can help make it happen. We offer guidance through the process so you can find the right loan for your budget and needs. Imagine finally settling into that perfect home you've always wanted!

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features ensure that managing your finances is simple and efficient. You can pay bills, deposit checks using your phone, or even transfer money person-to-person without stepping foot in a branch.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit various lifestyles. Imagine managing your money effortlessly with online banking that allows you to check balances and transfer funds from anywhere. Whether you're looking to save for a special occasion or just want the convenience of easy access to your funds, we've got you covered.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our personal loans and debt consolidation services provide quick access to cash with manageable repayment plans. We aim to help relieve some of the stress that comes with financial obligations.

Shared Branch Transactions

If you're traveling or away from home, take advantage of our shared branch transactions with partner credit unions. You can perform basic deposits and withdrawals just like you would at your local branch. At United, we strive to make banking accessible and convenient for everyone in Holland and beyond. With friendly service from our knowledgeable staff at the branch, we're here to assist you every step of the way. If you have questions about any of our services or want to learn more about how we can support your financial journey, don't hesitate to call us at 888-982-1400 or visit us online at [unitedfcu.com]( https://www.unitedfcu.com ). Your path to financial success starts here!

Digital & Online Banking

Explore Our Online Banking Services

With our user-friendly online banking platform, accessible at https://unitedfcu.com/ , you can manage your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services have got you covered. It's like having a branch right in your pocket!

Features That Simplify Your Banking

Our mobile application enhances your banking experience by allowing you to perform various transactions on the go. Want to send money to a friend? With our person-to-person transfers feature, it's simple and quick. Plus, if you're always on the move, enjoy the convenience of mobile payments that let you shop without carrying cash or cards. For those who prefer paperless options, we offer e-statements. You can easily access your financial statements digitally, which helps you keep track of your spending while being environmentally friendly. And if you ever need to sign documents, our electronic signature authorization makes it hassle-free.

Security You Can Trust

At United, security is our top priority. We use advanced technology to protect your personal information and ensure safe transactions. You can bank with confidence knowing that your data is secured. Experience the ease of real-time account management with us. With all these features at your fingertips, managing your finances has never been more straightforward! Join us today at United and take advantage of our comprehensive digital banking services.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 12540 Riley St Holland Mi 49424 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and $3,047,289,259 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible financing solutions that can fit any budget, ensuring you find the perfect vehicle without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase inventory, our team is ready to assist you with tailored solutions that suit your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We guide you through every step of the process, offering competitive rates and personalized service to help you secure your dream home.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options and find ways to lower your monthly payments or reduce your interest rates. Our goal is to ensure that you are getting the most value from your borrowing experience. At United, we pride ourselves on being more than just a lender; we're your partner in achieving financial success. For any questions or assistance with our loan products, feel free to reach out at (888) 982-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us today and discover how we can assist you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. This option allows you to have access to funds for unexpected expenses or everyday purchases without tying up your savings.

Loan Aggregator

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United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Convenient Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Explore Our Online Banking Services

Features That Simplify Your Banking

Security You Can Trust

Financial Strength

A Growing Community

Investment in Growth

Member-Focused Savings

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

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