United Credit Union Sparks NV | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 2432 Wingfield Hills Rd, Sparks, NV 89436. Established in 1949, we have proudly served our community for over seven decades, building a solid reputation rooted in trust and member satisfaction. With a membership of 192,997, we are dedicated to offering you personalized banking solutions tailored to your unique needs. At United, our commitment goes beyond just numbers; it's about the people we serve. We currently manage total assets of $4,127,673,172, with total deposits reaching $301,665,562. Our diverse range of services includes personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Whether you're looking for an auto loan or need assistance with your mortgage refinancing, our team is here to help every step of the way. Our leadership team is led by CEO Terry O'Rourke and Board President Troy Tolle, both of whom are passionate about ensuring that every member feels valued and supported. With a dedicated staff of 726 employees, we strive to provide exceptional service and foster meaningful relationships within our community. While you can visit us at our Sparks location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore the benefits of membership with United. Visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) or call us at 888-982-1400 today! Join us as we continue to make a positive impact in the lives of our members and the community we cherish.

Branch History & Mission

Innovative Services

As we move forward into a digital age, United embraces technological advancements to improve member experience. Our online banking services allow you to manage your finances from the comfort of your home or on the go through mobile payments and e-statements. Additionally, our ATM availability and drive-thru services provide added convenience for quick transactions. While members can visit us at 2432 Wingfield Hills Rd Sparks Nv 89436, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from our physical location. You can reach us at (888) 982-1400 during our operating hours: Lobby hours are Monday through Friday from 9 AM to 5:30 PM, and Drive-Thru service is available until 6 PM.

Join Us

We invite you to experience the difference at United. Join us today and discover how we can help you achieve your financial dreams while being an integral part of a caring community. Visit us online at https://unitedfcu.com/ for more information about membership eligibility and account opening options. Together, let's build a brighter financial future!

Our Mission

At United, our mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the growth and strength of our community. We believe in empowering individuals with the tools and resources they need to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to offer services that cater to your unique needs. Our commitment extends beyond just financial transactions. We actively engage in community outreach efforts, partnering with local organizations to make a positive impact in Sparks. We take pride in supporting initiatives that promote education, health, and overall community development.

Branch Location & Accessibility

Accessibility Features

At United, we prioritize your convenience. Our branch is designed to be welcoming and accessible for everyone. We have ample parking available right outside the entrance, with features like ramps to ensure that all members can easily enter and navigate our space. If you prefer banking from the comfort of your car, take advantage of our drive-thru service where you can complete simple transactions without leaving your vehicle.

Call to Action

We invite you to visit us at United today! Whether you're looking for financial guidance or need assistance with an account or loan, our team is eager to help. Feel free to give us a call at 888-982-1400 if you have any questions before your visit. We're looking forward to serving you!

Operating Hours

We know that life can get busy, so we've structured our operating hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM, and if you need to make a quick deposit or withdrawal on the go, our drive-thru service is available from 8:30 AM until 6 PM on weekdays.

Services Available

At United, we offer a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored for you. We also provide online and mobile banking services so you can manage your finances wherever you are. Plus, our shared service center means that members from partner credit unions can easily conduct basic transactions here as well.

Member Eligibility

At United, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is easy and rewarding! If you live, work, or worship in our local area, or have a family member who is already a member, you're likely eligible to join us. You'll gain access to a variety of services designed to support your financial journey, from savings accounts to loans with competitive rates. For more detailed information on eligibility criteria, feel free to check out our resource at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Joining is just a few clicks away! To open an account and start enjoying the benefits of membership at United, visit us online at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400 if you have any questions. We're excited to welcome you into our community at 2432 Wingfield Hills Rd Sparks Nv 89436!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that allow businesses to accept payments easily. Imagine a local boutique being able to process credit card transactions seamlessly during peak shopping hours this not only improves customer satisfaction but also boosts sales. Our merchant services are here to make your financial transactions as smooth as possible. Come visit us at 2432 Wingfield Hills Rd Sparks Nv 89436 in Sparks, NV, or call us at (888) 982-1400 to learn how we can support your business's journey!

Comprehensive List Of Services

Additional Services

At United, we also offer basic shared branch transactions for members of partner credit unions, giving you even more flexibility when accessing your funds. If you're ever unsure about which service fits your needs best, don't hesitate to reach out! You can call us at 888-982-1400 for assistance. We invite you to explore all the services we provide at our branch in Sparks. Visit us today or check out our website at [unitedfcu.com]( https://www.unitedfcu.com ) for more information on how we can assist you in reaching your financial goals!

Business Banking

For our business members, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans that can help fuel growth and streamline operations. We understand the unique challenges that businesses face and are committed to offering resources that make banking easier.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. Our robust Online & Mobile Banking platform allows you to manage your finances from anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances is simple and secure. Need cash on the go? Our ATMs are available for quick withdrawals and balance checks. For those who prefer in-person service, our drive-thru banking provides an efficient way to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Personal Banking

Managing your finances has never been easier with our Personal Banking services. Open a checking or savings account that suits your lifestyle and goals. If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing options can help get you on the road quickly. Need a little extra cash? Our Personal Loans & Debt Consolidation services are here to assist you in achieving financial peace of mind. Thinking about buying a home? We offer Mortgage Loans & Refinancing solutions designed to fit various budgets and situations, ensuring that your path to homeownership is smooth and straightforward. Plus, our Credit Cards with Rewards allow you to earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Key Services for You

Our online banking service is available 24/7, allowing you to access your accounts whenever it suits you. You can check balances, transfer funds, and pay bills all from the comfort of your home or while on the go. Plus, with our mobile application, available for download, you can handle your banking needs directly from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends and family instantly. And if you're looking to save a tree or two, our e-statements are here for you! Enjoy the convenience of receiving your bank statements electronically while reducing paper waste.

Secure & User-Friendly

Security is a top priority for us at United. Our electronic signature authorization makes signing documents quick and secure, giving you peace of mind as you conduct transactions online. Whether you're using a computer or our mobile app, rest assured that your information is protected with the latest security measures. We believe that banking should be accessible and user-friendly. With features like mobile payments, you can make purchases quickly and easily without needing cash or cards. It's all about making your financial life smoother and more efficient. In short, digital and online banking at United empowers you to manage your finances effortlessly while ensuring safety and convenience every step of the way. Explore all these features today by visiting us online!

Financial Strength

Commitment to Growth and Innovation

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and $3,047,289,259 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 2432 Wingfield Hills Rd Sparks Nv 89436 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We also have options for personal loans and debt consolidation to help you take control of your financial future. If you're considering refinancing or want to learn more about eligibility options, feel free to reach out. You can contact us at (888) 982-1400 or visit us at our branch located at 2432 Wingfield Hills Rd Sparks Nv 89436, Sparks, NV. We're here to assist you every step of the way! Discover how our loan products can work for you by visiting our website at https://unitedfcu.com/ . Your financial success starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a solution that works for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what really matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no annual fees, giving you more value for your money.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy helps users trust the comparisons they see.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which means users can have confidence in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows you to compare loans purely based on their merits. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Innovative Services

Join Us

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Services for You

Secure & User-Friendly

Financial Strength

Commitment to Growth and Innovation

Operational Efficiency

Secure Savings for Members

Strong Financial Health

Trusted Partnership

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Customers Also Interested In

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