United Credit Union Grand Rapids MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United at our Grand Rapids Beltline Mortgage Office, located at 1600 E Beltline Ave Ne Ste 111, Grand Rapids, MI 49525. Since our establishment in 1949, we have proudly served our community with a commitment to providing financial solutions tailored to meet the unique needs of our members. With over 192,997 members and total assets reaching an impressive $4,127,673,172, we are dedicated to supporting your financial journey. At United, we believe in building relationships based on trust and reliability. Our experienced team, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage solutions, we have you covered. In addition to offering competitive rates on loans over 111,125 loans and leases currently managed we also ensure your savings are safe with total deposits of $301,665,562. Our net worth stands at $457,241,625, demonstrating our stability and commitment to our members. While you can visit us directly at our Grand Rapids location for personalized service during business hours (Monday through Friday from 9 AM to 5 PM by appointment), official correspondence should be sent to our mailing address: PO Box 146, St Joseph, MI 49085. Join us at United where your financial well-being is our top priority. For more information or to get started with one of our services today, call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://unitedfcu.com/ ). Let's work together towards a brighter financial future!

Branch History & Mission

At United, we take pride in our rich history and unwavering commitment to the community. Established in 1949, our Grand Rapids branch has been a cornerstone of support for families and businesses in the area for decades. Located at 1600 E Beltline Ave Ne Ste 111, Grand Rapids, MI 49525, we are easily accessible for all your financial needs. Over the years, we have grown significantly, now serving a vibrant community with 192,997 members and managing total assets of over $4.1 billion. Our journey reflects not only our growth but also our dedication to providing personalized financial services that empower our members to reach their goals. Our mission is simple yet profound: to enhance the lives of our members through exceptional service and support. We strive to create a positive impact by offering a wide range of financial products tailored to meet the diverse needs of individuals and businesses alike. From checking accounts and auto loans to mortgages and credit cards with rewards, our offerings are designed with you in mind. While members can visit us at 1600 E Beltline Ave Ne Ste 111, official correspondence should be sent to PO Box 146, St Joseph, MI 49085. We understand that convenience is essential, which is why we focus on providing customer-centric solutions like online banking, mobile payments, and person-to-person transfers. In addition to our core financial services, we actively engage in community outreach initiatives. Our partnerships with local organizations help us give back and contribute positively to the neighborhoods we serve. We believe that by supporting our community, we strengthen the foundation upon which United was built. As technology continues to advance, so do we. Our branch remains committed to being ADA compliant and implementing digital advancements that make banking easier for everyone. Whether you need assistance in person or prefer online services, we're here for you during our lobby hours from Monday to Friday, 9 AM - 5 PM (by appointment only). Join us at United and become part of a thriving community where your financial aspirations matter. Experience firsthand how we can assist you on your journey toward financial wellness. Contact us today at 888-982-1400 or explore more about what we offer by visiting [our website]( https://unitedfcu.com ). Let's grow together!

Branch Location & Accessibility

Banking Hours and Services

Our doors are open Monday through Friday from 9 AM to 5 PM by appointment only. This flexible scheduling allows us to give you the personalized attention you deserve. At United, we take pride in offering a variety of services that cater to your financial needs from personal banking solutions like checking and savings accounts to auto loans, mortgage options, and business banking services.

Convenient Access

While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 146, St Joseph, MI 49085. Whether you're coming from downtown or nearby neighborhoods, getting here is a breeze! We offer ample parking space to ensure your visit is hassle-free. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances.

Reach Out Anytime

If you have questions or need assistance before your visit, feel free to give us a call at 888-982-1400. Our friendly team is always ready to help! We look forward to welcoming you to United and supporting your journey towards financial success. Come see us soon!

Member Eligibility

At United, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, you're in for a treat! We invite anyone who lives, works, worships, or attends school in our local area to join us. This means you can enjoy all the benefits of membership while being part of a supportive network that truly cares about your financial well-being. Opening an account is easy and can be done online or in person at our branch located at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525. Whether you need a checking account, savings options, or loans tailored to your needs, we've got you covered! Plus, our dedicated team is here to help every step of the way just give us a call at (888) 982-1400 if you have any questions. For more detailed eligibility criteria, feel free to check out our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . We're excited to welcome you into the United family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having a reliable payment processing system that helps you serve customers better and manage transactions efficiently. Our solutions allow you to focus on what matters most growing your business without the hassle of complicated payment systems. Located at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525 in Grand Rapids, MI, we're here to help you navigate the financial landscape. Reach out at (888) 982-1400 to learn more about how our services can benefit your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your dreams. With competitive rates and personalized payment plans, we're committed to helping you find the right financing solution that fits your budget.

Business Banking Services

Running a business is no small feat, which is why we offer specialized business banking services including merchant services and business loans. We aim to support local entrepreneurs by providing the financial tools necessary for growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services. You can manage your accounts anytime from anywhere whether it's transferring funds between accounts or paying bills with just a few taps on your phone. We invite you to experience how United can help simplify your financial journey. Explore our full range of services today by visiting us at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525, or give us a call at (888) 982-1400. Let us partner with you on your path to financial wellness!

Credit Cards with Rewards

Our credit cards with rewards program allows you to earn points on everyday purchases, which can be redeemed for travel, cash back, or other exciting perks. It's like getting rewarded just for using your card!

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, we provide comprehensive mortgage loan options. Our experienced team will guide you through the process, ensuring you understand every step along the way. Imagine stepping into your new home with confidence knowing that you have a mortgage plan tailored just for you.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer flexible checking and savings accounts designed to help you manage your day-to-day finances while earning interest on your savings. Imagine having the peace of mind knowing that your money is secure and accessible anytime you need it.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. Whether it's for medical bills, home repairs, or other urgent costs, we offer solutions that can help ease the burden.

Digital & Online Banking

Key Features for Your Convenience

Our online banking experience comes packed with user-friendly features. For those who prefer the mobile route, our mobile application makes it even simpler to manage your finances on the go. You can enjoy features like mobile payments, allowing you to make purchases directly from your phone no need for cash or cards. We also provide person-to-person transfers, so sending money to friends or family is just a few taps away. Plus, you'll appreciate the option for electronic signature authorization; this means you can sign documents quickly and securely without needing to visit a branch. For members who love keeping track of their finances digitally, e-statements are available as well. You can opt for paperless statements that are easy to access and environmentally friendly.

Secure and Accessible Banking

Security is a top priority at United. Our online banking platform utilizes advanced security measures to ensure that your information remains safe while you manage your accounts. With our intuitive design, even those who may not be tech-savvy will find navigating their accounts simple and straightforward. In summary, whether you're making payments, reviewing transactions, or transferring funds, United's digital banking services offer an efficient way to handle all your banking needs with peace of mind. Sign up today through our [website]( https://unitedfcu.com/ ) and take control of your financial future!

Financial Strength

A Trusted Partner for Your Finances

Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1600 E Beltline Ave Ne Ste 111 Grand Rapids Mi 49525 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $35,348 in used auto loans and $3,047,289,259 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We understand that every business is unique, and we work closely with our commercial clients to create customized solutions that meet their specific needs.

Credit Lines and Unsecured Loans

For those who need additional flexibility, we also offer credit lines totaling $1,074,727,648, allowing you access to funds when you need them most. Additionally, our unsecured credit card loans, with a total of $85,303,113, provide an easy way to manage everyday expenses without putting up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our experienced staff can guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could help reduce your payments or lower your interest rates. Our team is here to discuss eligibility requirements and find the best solution for your situation. At United, we are committed to helping you make informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today your financial future starts here!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This innovative tool is designed to help users navigate their options without the usual confusion that comes with comparing loans. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. By relying on the latest results from these institutions (Source: https://www.ncua.gov ), LendMesh guarantees that users receive fair and transparent offers. This approach builds trust and confidence in the loan selection process. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which means users can trust the information they see. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. The goal is straightforward provide unbiased results so that users can make informed decisions. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at any time. This allows for quick evaluations and ensures that they never miss out on a better deal. Thousands of users have found value in LendMesh's service. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers and find the best rates for your needs, visit [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) today. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Hours and Services

Convenient Access

Reach Out Anytime

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Online & Mobile Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Secure and Accessible Banking

Financial Strength

A Trusted Partner for Your Finances

Investment in Member Services

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

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