United Credit Union Carson City NV | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner right here in Carson City! Located at 1350 E William St, Carson City, NV 89701, our branch has been proudly serving our community since 1949. With a total membership of over 192,997, we are dedicated to helping you achieve your financial goals through personalized service and a range of banking solutions. At United, we understand that every member's needs are unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Whether you're saving for a dream vacation or financing your first home, our team is here to guide you every step of the way. Our commitment to the community goes beyond just banking. With total assets of $4,127,673,172 and deposits exceeding $301,665,562, we strive to ensure that your money works for you while contributing to local growth and development. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, our dedicated team of 726 employees is ready to provide top-notch service and support. While members can visit us at our Carson City branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to experience the difference at United. Feel free to give us a call at 888-982-1400 or explore our website at [unitedfcu.com]( https://www.unitedfcu.com ) for more information about how we can assist you. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to United, a cornerstone of community banking in Carson City, NV. Since our establishment in 1949, we have dedicated ourselves to serving our members and fostering financial wellness within our community. Over the years, we have grown significantly, currently boasting a total membership of 192,997 individuals who trust us with their financial needs. Located at 1350 E William St, Carson City, NV 89701, our branch is easily accessible to all members and visitors. We invite you to experience our welcoming environment, where personalized service meets modern banking solutions. With convenient features like ATM availability and drive-thru banking, we strive to make your banking experience efficient and enjoyable. Our mission is clear: to provide quality financial services while supporting the communities we serve. We believe in empowering our members through education and accessibility. Whether it's helping you secure a loan for your dream car or providing resources for saving towards your goals, we are here for you every step of the way. As part of our commitment to innovation, we've embraced digital advancements that ensure everyone can bank easily and securely. Our ADA-compliant services and customer-centric initiatives reflect our dedication to inclusivity and accessibility for all members. In addition to offering a wide range of personal banking services including checking accounts, auto loans, mortgage refinancing, and business banking we actively engage in community outreach efforts. We partner with local organizations to support initiatives that uplift our neighbors and strengthen our city. While members can visit us at 1350 E William St Carson City Nv 89701, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from the branch address. Join us today at United! Experience firsthand how we can help you achieve your financial dreams while being part of a caring community. For more information or assistance, feel free to call us at (888) 982-1400 or visit our website at [ https://unitedfcu.com/]( https://unitedfcu.com ). Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. There is ample parking available nearby, so you won't have to worry about finding a spot when you visit.

Connect With Us

Ready to take the next step? We invite you to visit us or give us a call at 888-982-1400 if you have any questions or need assistance with your account. Our friendly team is always here to help! Come see how United can make your banking experience better today!

Operating Hours

We know that flexibility matters. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 5:30 PM, and on Saturday from 9 AM to 1 PM. If you're in need of services outside of regular hours, take advantage of our drive-thru service from 8:30 AM to 6 PM on weekdays.

Services Offered

At United, we offer a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide basic drive-thru banking for deposits and withdrawals as well as shared branch transactions for partner credit union members. In addition, our ATM is available for your convenience, allowing you to withdraw cash or check balances anytime during the day or night.

Member Eligibility

At United, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is an easy and rewarding process that opens the door to a range of financial services designed just for you. To be eligible, you simply need to be a resident of the areas we serve or have an immediate family member who is already a member. It's that simple! You can find more details about the specific eligibility criteria by visiting our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Joining us means gaining access to personalized banking options, competitive rates on loans, and the peace of mind that comes from being part of a cooperative that truly cares about its members. Ready to take the next step? Opening your account is straightforward just head over to https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400. We're here to help you every step of the way as you start your journey with United, located at 1350 E William St Carson City Nv 89701. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Make Sense

When it comes to managing your transactions, our merchant services are designed with real-world applications in mind. Imagine a local bakery using our services to easily process payments, manage inventory, and track sales all from one platform. This not only streamlines operations but also enhances customer satisfaction. Located at 1350 E William St Carson City Nv 89701 in Carson City, NV, we invite you to explore how United can be your trusted partner in business banking. For more information, give us a call at (888) 982-1400 or visit our website at [ https://unitedfcu.com/]( https://www.unitedfcu.com ).

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new vehicle or refinance an existing loan, our Auto Loans & Vehicle Financing options are designed with you in mind. With competitive rates and flexible terms, we help make it easier for you to get behind the wheel of your dream car.

Business Banking

For entrepreneurs and small businesses, our Business Banking services include Merchant Services & Business Loans that can help streamline operations and fuel growth. We understand the unique challenges businesses face and are committed to being part of your success story.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! They not only provide purchasing power but also come with benefits that earn you points on every dollar spent. It's a simple way to make your spending work for you.

Digital Access

With our commitment to convenience, we offer robust Online & Mobile Banking features that let you manage your finances anytime, anywhere. You can withdraw cash at ATMs or visit us at our drive-thru for quick transactions like deposits and withdrawals without stepping inside.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we offer tailored solutions that fit your budget and lifestyle.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services include Checking & Savings Accounts that allow you to easily access and grow your money. Imagine having a secure place for your funds, along with the convenience of online and mobile banking. You can check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Need a little extra cash? Our Personal Loans & Debt Consolidation options can help simplify your financial situation. Whether it's funding a major purchase or consolidating debt into one manageable payment, we're here to support you every step of the way.

Shared Branch Transactions

If you're a member of a partner credit union, our branch also supports basic shared transactions like deposits and withdrawals making it easy for everyone in the community to access their funds efficiently. In addition to these core offerings, our location at 1350 E William St Carson City Nv 89701 in Carson City, NV provides easy access for all members. If you have questions or need assistance, don't hesitate to call us at (888) 982-1400. Our friendly staff is here to help! As part of the United family, we strive to meet all your financial needs under one roof. Come visit us today or explore more about what we offer by visiting our website at [Carson City North - Branch 26]( https://unitedfcu.com/ ). We're excited to be part of your financial journey!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform gives you the power to manage your accounts with just a few clicks. Whether you're checking your balance or transferring funds, everything is straightforward and user-friendly. Plus, with electronic signature authorization, you can complete important transactions without the hassle of paperwork. For those who prefer to go paperless, e-statements are available, allowing you to view and download your account statements securely online. This not only helps reduce clutter but also enhances your financial organization.

Security You Can Trust

Security is our top priority. All transactions through our digital platforms are protected with advanced security measures to keep your information safe. You can bank with confidence knowing that your personal data is secure. In summary, United offers a comprehensive suite of digital banking services that empower you to take control of your finances efficiently and safely. Visit us online at https://unitedfcu.com/ today and discover how easy banking can be!

Stay Connected on the Go

With our mobile application, banking is right in your pocket. You can easily check balances, pay bills, and even make mobile payments wherever you are. Our app is designed to be intuitive, so you'll feel comfortable navigating it in no time. If you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy. Just a few taps on your phone and the money is on its way!

Financial Strength

A Dedicated Team at Your Service

We take pride in having 717 full-time employees and 9 part-time employees ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with ease.

Growing Together

Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, reinforcing our ability to be there for you whenever needed. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1350 E William St Carson City Nv 89701 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Our Community

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means more choices for you when it comes to managing your finances.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is impressive with $35,348 in used auto loans and $3,047,289,259 in total loans and leases. This allows us to support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure you find the right fit for your budget.

Credit Lines and Business Loans

For those seeking additional flexibility, our total credit lines amount to $1,074,727,648. If you're a business owner, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We encourage all potential borrowers to explore refinancing options and eligibility criteria for our products by visiting our website or contacting us directly at (888) 982-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United, we are committed to supporting our members in achieving their financial dreams through accessible and affordable lending solutions. Explore our offerings today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide personalized service to guide you through the process, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers come from legitimate financial institutions, guaranteeing you access to trustworthy information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose the best option for your needs. Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, enabling you to make decisions based on the latest available data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, allowing you to compare options confidently.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Supporting Your Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Access

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Stay Connected on the Go

Financial Strength

A Dedicated Team at Your Service

Growing Together

Member-Centric Savings Options

Reinvestment in Our Community

Strong Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Customers Also Interested In

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