United Credit Union Bridgman MI | Top Checking & Auto Loans

Introduction

Welcome to United, your trusted credit union located at 4509 Lake St, Bridgman, MI 49106. Since our establishment in 1949, we've been dedicated to serving our community and providing financial solutions that meet the diverse needs of our members. With a strong membership base of over 192,997 individuals, we understand the importance of fostering a supportive environment where you can thrive financially. At United, we take pride in our impressive total assets of $4,127,673,172 and total deposits reaching $301,665,562. This financial strength enables us to offer a wide range of services tailored to help you achieve your goals from personal banking and auto loans to mortgage refinancing and business banking solutions. Our commitment to you is reflected in the care we take in managing over 111,125 loans and leases. Our CEO, Terry O'Rourke, along with Board President Troy Tolle, leads a dedicated team of 726 employees who are passionate about helping our members succeed. Whether you're visiting us for a quick transaction or seeking advice on financial planning, you can expect personalized service every step of the way. While members can visit us at our Bridgman location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to explore what United has to offer by visiting our website at [unitedfcu.com]( https://unitedfcu.com/ ). Feel free to call us at 888-982-1400 for any questions or assistance. Join us today and discover how we can support your financial journey!

Branch History & Mission

Community Commitment

Our journey goes beyond just banking; it's about building relationships within the community. We engage in numerous outreach efforts aimed at supporting local causes and partnerships that foster growth and development. From educational programs to local charity events, we strive to make a meaningful impact wherever we can. We invite you to experience the benefits of joining United. Whether you're looking for reliable banking options or seeking a supportive community partner in your financial journey, we're here for you every step of the way. Feel free to reach out by calling us at (888) 982-1400 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) for more information about becoming a member today!

Our Mission

At United, our mission is clear: we aim to provide excellent financial services while uplifting our community. We believe that every member deserves access to quality banking solutions that empower them to achieve their financial goals. Our offerings include personal banking accounts, auto loans, mortgages, and business banking solutions. We also prioritize innovative digital services like online and mobile banking for your convenience. As part of our commitment to inclusivity, we ensure that all facilities are ADA compliant and accessible for everyone in the community. We understand the importance of being there for you when you need us most; that's why we offer drive-thru banking and ATM availability at our branch. While members can visit us at 4509 Lake St Bridgman Mi 49106, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if you're looking for anything specific.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your needs in mind. We offer ample parking space right outside the entrance, ensuring that your visit is as smooth as possible. Plus, our location is fully ADA compliant, featuring ramps for easy access to all of our services. Whether you're stopping by for a quick transaction or want to discuss your financial goals with one of our knowledgeable team members, we are here to help.

Operating Hours

We understand that life can be busy. That's why United offers flexible operating hours to fit your schedule: - Monday through Thursday from 9 AM to 5 PM - Friday from 9 AM to 5:30 PM - Saturday from 9 AM until noon (Drive-Thru Only) If you need assistance outside these hours, don't hesitate to reach out at 888-982-1400.

Services Offered

At United, we provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and even credit cards with rewards we have something for everyone. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, while shared service center options mean you can manage your finances easily if you're part of partner credit unions. While members can visit us at our physical address for any banking needs, official correspondence should be sent to PO Box 125, St Joseph, MI 49085.

Visit Us Today!

We invite you to stop by United in Bridgman today. Our friendly staff is eager to assist you with all your banking needs. Whether you're looking for information about opening an account or need help with loans and mortgages, we're just a phone call away or a short drive down Lake Street. Come experience the difference of community-focused banking!

Member Eligibility

Becoming a member of United is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, worship, or attend school in certain areas, you're already on your way to becoming part of our community! We welcome individuals from various backgrounds, making it easy for anyone to join us at our location at 4509 Lake St Bridgman Mi 49106. The perks of membership are plentiful enjoy personalized service, competitive rates on loans and savings accounts, and access to a range of financial tools designed just for you. To check the full eligibility criteria and see if you qualify, feel free to explore more on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Ready to take the next step? Opening an account is simple! Just visit us online at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400. We can't wait to have you as part of the United family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine simplifying your payment process while enhancing customer satisfaction. Our merchant services allow businesses to accept payments quickly and securely. Whether it's through credit card processing or mobile payments, you can focus on what matters most growing your business. Located at 4509 Lake St Bridgman Mi 49106, Bridgman, MI, we invite you to explore how our tailored business banking services can help you thrive. For more information, call us at (888) 982-1400 or visit us online at [ https://unitedfcu.com/]( https://unitedfcu.com ).

Comprehensive List Of Services

Business Banking

For local businesses, we offer tailored Business Banking solutions. Our merchant services can help streamline transactions while our Business Loans provide the necessary funding for growth and operations.

Convenient Access

We know that convenience is key. That's why we have an ATM available for easy cash withdrawals and balance checks whenever you need them. If you prefer in-person service, our drive-thru banking allows you to complete simple transactions like deposits and withdrawals without leaving your car. Additionally, members can take advantage of basic shared branch transactions through partner credit unions, making banking even more accessible.

Get Started Today!

Ready to experience the ease of banking with United? Give us a call at (888) 982-1400 or visit us online at [Bridgman - Branch 43]( https://unitedfcu.com/ ) to learn more about how we can support your financial journey. Whether you're opening an account or applying for a loan, we're here to help!

Personal Banking

At United, we understand that managing your finances can be challenging. That's why we offer Personal Banking options, including checking and savings accounts designed to help you save for your future. You can easily access your accounts through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills from anywhere. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of your dream car. We also provide Mortgage Loans & Refinancing for those looking to buy a home or refinance their existing mortgage to lower their monthly payments. For unexpected expenses or consolidating debt, explore our Personal Loans & Debt Consolidation solutions. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases.

Digital & Online Banking

Key Features

With our online banking, you can quickly check your balance, pay bills, and transfer money all in real-time. You'll appreciate the ease of using e-statements, which help you stay organized and reduce paper clutter. Plus, if you need to sign documents, our electronic signature authorization makes it simple and secure. For those who love the convenience of mobile banking, our mobile application allows you to manage your finances right from your smartphone. You can make mobile payments, enabling quick transactions wherever you are. And if you want to send money to friends or family, our person-to-person transfers feature makes it hassle-free.

Security and Accessibility

Rest assured, all these features come with top-notch security measures to keep your information safe. We prioritize your privacy while making sure that navigating your accounts is user-friendly and straightforward. No matter when or where you need assistance with your banking needs, United is here for you because managing your money should be as convenient as possible! For more details on how we can help simplify your financial life, visit us today at https://unitedfcu.com/ .

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with reliable services and support. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. At United, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 4509 Lake St Bridgman Mi 49106 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the means to drive away in a car that suits your lifestyle. Plus, refinancing options are available if you want to lower your current payments or consolidate existing loans.

Credit Lines and Personal Loans

If you need extra cash for personal projects or expenses, consider our credit lines totaling $1,074,727,648. These flexible loans allow you to borrow what you need while only paying interest on what you use. We also offer unsecured credit card loans with a total of $85,303,113, which can help you manage everyday purchases without tying up your funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892. This means you can take that important step towards owning a home with confidence. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Supporting Business Growth

For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans totaling $332,047,461 provide the necessary resources. We understand that businesses need financial support to thrive; that's why we're committed to providing solutions that work for you. At United, we pride ourselves on being part of your financial journey. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan offerings or eligibility requirements, feel free to reach out at (888) 982-1400 or visit us at 4509 Lake St Bridgman Mi 49106, Bridgman, MI. Let us help you take the next step toward achieving your financial goals!

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards ensures that users receive fair and transparent offers. The platform does not rely on outdated or questionable data, providing peace of mind when exploring loan options.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Business Banking

Convenient Access

Get Started Today!

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Supporting Business Growth

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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