United Credit Union Statesville NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to United, your trusted partner in financial well-being since 1949. Located at 209 Turnersburg Hwy, Statesville, NC 28625, we pride ourselves on being more than just a credit union; we are a community resource dedicated to supporting our members and their families. With a robust membership base of 192,997 and total assets exceeding $4.1 billion, we are here to provide you with personalized financial solutions that fit your unique needs. At United, we understand the importance of reliable banking services. Our commitment to you is reflected in our impressive financial stability, with total deposits of $301,665,562 and a net worth of $457,241,625. We also have cash readily available for our members, totaling $28,466,527. Whether you're looking for an auto loan from our total loans portfolio of 111,125 or seeking advice on savings strategies, our experienced team is ready to assist. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. Our leadership team is passionate about fostering a welcoming environment. Under the guidance of CEO Terry O'Rourke and Board President Troy Tolle, we strive to ensure that every member feels valued and heard. With a dedicated staff of 726 employees, we are always here to help you navigate your financial journey. Explore the wide range of services we offer from personal banking options like checking and savings accounts to business loans and mortgage refinancing. Our goal is to empower you with the tools necessary for achieving your financial dreams. Ready to take the next step? Feel free to give us a call at 888-982-1400 or visit us online at United today! Let's work together toward a brighter financial future.

Branch History & Mission

At United, located in the heart of Statesville, NC, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1949, we have grown from a small credit union into a trusted financial partner for over 192,000 members. Our branch at 209 Turnersburg Hwy, Statesville, NC 28625 serves as a cornerstone for financial wellness in Iredell County. Over the years, we've expanded our services and enhanced our offerings to meet the evolving needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgages, we have focused on providing accessible financial solutions. Our total assets now exceed $4.1 billion, reflecting our dedication to fostering growth not just for ourselves but for our members as well. Our mission is simple yet profound: to empower individuals and families through financial education and support. We believe that everyone deserves a chance to thrive financially. This mission drives us every day as we strive to provide exceptional service and innovative solutions tailored to the unique needs of each member. While members can visit us at 209 Turnersburg Hwy, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. We invite you to take advantage of our convenient operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. With an ATM available on-site and drive-thru banking options, accessing your funds has never been easier. As part of our commitment to inclusivity, we ensure that all of our facilities are ADA compliant and designed with accessibility in mind. Furthermore, we're proud to offer digital banking services that allow you to manage your finances anytime and anywhere. Community outreach is at the heart of what we do. We actively participate in local events and partnerships that strengthen the fabric of our community. By supporting local initiatives and providing financial literacy programs, we help empower those around us. We invite you to join United today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused organization. Reach out to us at 888-982-1400 or visit us online at unitedfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, allowing everyone to visit comfortably. We also offer ample parking right outside the building, making it convenient for you to pop in whether you're on foot or driving. For those who prefer the convenience of banking from their vehicle, we have a drive-thru service available. It allows you to handle simple transactions like deposits and withdrawals without ever leaving your car. Plus, our ATM is operational around the clock, giving you access to cash whenever you need it.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. We strive to accommodate your busy schedule so that you can easily fit banking into your day.

Services Offered

At United, we provide a wide array of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for vehicles and homes, we've got you covered. Our team is also ready to assist with business banking solutions if you're an entrepreneur or small business owner. If you have any questions or need assistance, don't hesitate to give us a call at 888-982-1400. We invite you to come visit us soon and discover how we can help make your banking experience enjoyable!

Member Eligibility

At United, we believe that everyone deserves a supportive financial community, and becoming a member is a simple and welcoming process. If you're looking to join us at our location on 209 Turnersburg Hwy Statesville Nc 28625, you'll find that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means you can enjoy all the benefits of membership like personalized service and competitive rates. To check for any specific criteria or updates, feel free to visit our detailed eligibility page at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account. Opening an account with United is straightforward and hassle-free! We offer various options tailored to your needs, making it easier than ever to start your financial journey with us. If you have questions or want to get started today, don't hesitate to reach out at (888) 982-1400. We're here to help you every step of the way! For more details on how to open an account, just click on this link: https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin.

Business Banking & Commercial Services

Loan Options That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Beyond loans, our merchant services can simplify payment processing for your business. Whether you're selling online or at a brick-and-mortar location, we provide tools that make transactions smooth and secure. Picture this: customers can pay easily, allowing you to focus on what really matters growing your business. Located conveniently at 209 Turnersburg Hwy Statesville Nc 28625 in Statesville, NC, we're here to partner with you on your journey to success. Reach out today at (888) 982-1400 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Accessible Banking Services

We also understand that sometimes you prefer face-to-face interactions. That's why we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions right from your car. For members of partner credit unions, we provide shared branch transactions so you can access funds no matter where you are.

Business Banking

For business owners, we offer a suite of services under business banking, including merchant services and business loans. We know how crucial it is to keep operations running smoothly, so we provide tailored solutions that meet your specific business needs.

Call to Action

Ready to take control of your financial future? Visit us at 209 Turnersburg Hwy Statesville Nc 28625, call us at (888) 982-1400, or explore more about our offerings online at Statesville - Branch 21. At United, we're here to support every step of your financial journey!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at United, we emphasize our robust online and mobile banking features. From checking your balance on-the-go to making transfers from the comfort of your home, managing your finances has never been easier. Our platform includes features like person-to-person payments, electronic statements, and mobile payments perfect for anyone who values quick access to their accounts.

Home Financing

Homeownership is within reach with our mortgage loans and refinancing services. If you've been thinking about purchasing a home or refinancing an existing mortgage, our experienced team will guide you through each step of the process, ensuring you find the right fit for your budget and lifestyle.

Loans and Credit Options

We also provide personal loans and debt consolidation services designed to help you manage unexpected expenses or consolidate existing debt into one manageable payment. With flexible terms and competitive rates, our goal is to ease your financial burdens. Additionally, if you're looking for a credit card that rewards your spending habits, check out our credit cards with rewards program. It's perfect for those who want to earn points on everyday purchases while enjoying added benefits.

Personal Banking

When it comes to personal banking, we offer various options that cater to different lifestyles. Our checking and savings accounts are tailored to help you manage your money effectively. Whether you need a simple account for daily expenses or a high-yield savings account for future plans, we've got you covered. Imagine being able to easily track your spending and save for that dream vacation all while enjoying competitive interest rates. If you're considering a new vehicle, our auto loans and vehicle financing options make the process straightforward and accessible. We understand that buying a car can be overwhelming, so we offer personalized support to help you find the best loan terms for your situation.

Digital & Online Banking

Key Features

Our online banking service, available at https://unitedfcu.com/, lets you handle everything from checking your balance to transferring funds all with just a few clicks. Say goodbye to long lines and hello to convenience! You can also take advantage of e-statements, which means you'll receive your account statements electronically, reducing paper clutter while keeping your information safe. Need to sign a document? With our electronic signature authorization feature, you can sign important documents digitally without the hassle of printing or mailing. If you're on the go, don't worry! Our mobile application allows you to manage your accounts right from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier or faster.

Stay Connected

We know that sending money to friends or family should be easy too. That's why we offer person-to-person transfers, allowing you to send money directly from your account with just a few taps. And if you ever need assistance, our 24/7 online banking services ensure that help is always available whenever you need it. With these features combined, United makes banking accessible and straightforward for everyone. We're here to support you every step of the way as you take control of your financial journey!

Financial Strength

Building Trust Together

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 209 Turnersburg Hwy Statesville Nc 28625 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $35,348 in used auto loans and $3,047,289,259 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $457,241,625, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

In addition to these offerings, our credit union also provides various credit lines that total an impressive $1,074,727,648. This allows members access to additional funds when needed without the hassle of applying for separate loans. Plus, if you are considering refinancing any existing loans, we have options available to make the transition smoother and potentially save you money. For business owners looking for support, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business operations. If you're interested in learning more about our loan products or want assistance getting started, don't hesitate to reach out! You can contact us at (888) 982-1400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to explore how we can help you meet your financial objectives!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you with flexible terms tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide personalized service to guide you through the process and help you find the best solution for your home financing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we have you covered. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with competitive rates and features that can fit into any budget.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs. By connecting users with verified lenders, LendMesh guarantees accuracy in its loan comparisons.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United