United Credit Union Tyler TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United Credit Union, your trusted financial partner located at 4901 Old Jacksonville Hwy, Tyler, TX 75703. Established in 1932, we have proudly served our community for over 90 years, providing personalized banking solutions to our 2,233 members. With total assets exceeding $27,926,328 and deposits amounting to $826,727, we are committed to ensuring your financial well-being. At United Credit Union, we understand that every member has unique needs. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedicated team of 7 employees, led by CEO Sherri McElyea and Board President David Adams, is here to help you navigate your financial journey with confidence. While members can visit us at our branch location, any official correspondence should be directed to our mailing address: 4901 Old Jacksonville Hwy, Tyler, TX 75703-3373. We invite you to explore the benefits of membership with us and experience our commitment to community-focused service. If you're ready to take the next step towards achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Call us today at 903-595-3604 or visit our website at [unitedcu.org]( https://www.unitedcu.org/ ). Let's work together to make your financial dreams a reality!

Branch History & Mission

Embracing Modern Banking

In today's fast-paced world, we understand that convenience is key. That's why we have embraced digital advancements such as online banking and mobile applications. Our services are designed with accessibility in mind. We prioritize ADA compliance so that everyone can benefit from what we offer. As we look toward the future, we invite you to join us on this journey. Experience firsthand the advantages of being part of United Credit Union a place where your financial success is our priority. Whether you're looking for loans or simply want guidance on managing your finances better, we are here for you every step of the way. For more information about our services or how you can become a member, please don't hesitate to reach out at 903-595-3604. Join us today and discover how United Credit Union can help make your financial dreams a reality!

Our Mission

Our mission at United Credit Union is clear: to empower our members with quality financial services while making a positive impact in the community. We offer a wide range of products including personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards that reward your loyalty. By prioritizing member needs and providing personalized service, we strive to create lasting relationships built on trust and mutual respect. We believe in the importance of community support and actively engage in outreach initiatives that strengthen local ties. Whether it's sponsoring local events or partnering with organizations for charitable causes, United Credit Union is dedicated to giving back to the place we call home. While members can visit us at our branch location on Old Jacksonville Hwy for all their banking needs including access to an ATM and drive-thru services official correspondence should be sent to our mailing address: 4901 Old Jacksonville Hwy, Tyler, TX 75703-3373.

Branch Location & Accessibility

Get in Touch

We invite you to visit us at United Credit Union or give us a call at 903-595-3604 if you have any questions or need assistance. Our friendly staff is here to help you navigate your financial needs with ease!

Nearby Landmarks and Accessibility

Our branch is not far from popular local spots like the Broadway Square Mall and the beautiful Rose Rudman Recreational Trail, making your trip both convenient and enjoyable. We offer ample parking right outside our doors, ensuring easy access for everyone. Additionally, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that all members can bank comfortably.

Operating Hours

At United Credit Union, we want to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 8:30 AM to 4:30 PM, and we extend our hours on Friday to 8:30 AM to 5:00 PM. If you're looking for drive-thru service, we're open Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 7:30 AM to 5:30 PM.

Services Offered

We provide a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need quick cash? Our ATMs are available for withdrawals and balance checks whenever you need them. Plus, with our drive-thru banking service, you can easily handle deposits and withdrawals without leaving your car.

Member Eligibility

At United, we believe that joining our community is like becoming part of a big, supportive family. If you're interested in becoming a member, it's pretty simple! We welcome individuals who live, work, worship, or attend school in the area. Our goal is to make banking accessible for everyone, so if you fit these criteria, you're already on your way to enjoying the many benefits we offer. From personalized service to competitive rates on loans and savings accounts, being part of United means you get more than just a bank you get a partner in your financial journey. To learn more about our eligibility requirements and see if you qualify, please visit our website at . Once you're ready to join us, opening an account is easy! Just give us a call at (903) 595-3604 or stop by our branch located at 4901 Old Jacksonville Hwy Tyler Tx 75703 during our convenient hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments quickly and securely, giving your customers a smooth experience while freeing you up to focus on what you do best running your business. Located at 4901 Old Jacksonville Hwy Tyler Tx 75703, Tyler, TX, our dedicated team is here to help you navigate the world of business banking. Connect with us today at (903) 595-3604 and discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, United offers comprehensive business banking solutions. From merchant services that streamline transactions to business loans that fuel growth, we understand what small businesses need to thrive in today's market.

Convenient Access

We know convenience matters. That's why we provide ATM services for easy cash withdrawals and balance checks right when you need them. Our drive-thru banking service allows for quick deposits and simple transactions without leaving your car perfect for those busy days!

Join Us Today!

If you're ready to experience personalized service with a community touch, reach out to us at (903) 595-3604 or visit us at 4901 Old Jacksonville Hwy Tyler Tx 75703. Our team is excited to help you with all your financial needs at United Credit Union! Explore the full range of services we offer and see how we can assist you in achieving your financial goals today!

Loans and Financing

When it's time to make a big purchase, our auto loans and vehicle financing options can provide the support you need. Whether you're buying a new car or refinancing an existing loan, we offer flexible terms that suit your budget. If you're considering home ownership, our mortgage loans and refinancing solutions can guide you through every step of the process. Need extra cash? Our personal loans are available for various purposes, including debt consolidation, so you can simplify your finances. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. With online and mobile banking options, you can easily manage your accounts from anywhere. Imagine being able to check your balance or transfer funds while on the go our digital features make it possible! You'll also appreciate our competitive interest rates that help your savings grow over time.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.unitedcu.org/ , you can check balances, transfer funds, and pay bills all from the comfort of your own home. We also offer electronic statements, so you can review your account activity anytime without waiting for paper copies to arrive in the mail. And if you need to sign documents, our electronic signature authorization feature lets you do that quickly and securely. For those who prefer using their mobile devices, our mobile application makes banking even more convenient. You can manage your accounts, deposit checks remotely, and enjoy person-to-person transfers to send money easily to friends and family. Plus, while we currently don't support mobile payments, we are continually looking for ways to enhance your banking experience.

Security and Support

Your security is our priority. Our online banking services are built with advanced security measures to protect your personal information. You can bank with confidence knowing that we have systems in place to safeguard your data. With United, accessibility is key. Our user-friendly interface means that even if you're not tech-savvy, you'll find it easy to navigate through all our features. Real-time account management puts the power in your hands whether checking an account balance or transferring funds instantly. In summary, whether you're using our website or mobile app, United makes digital banking simple and secure for all members. Experience a new way of managing your finances today!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that a strong financial foundation builds trust and confidence among our community. With a net worth of $2,012,114, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 720% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,713,627 in share certificates and $4,235,506 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,747,805, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,995,858 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $5,846 in used auto loans and over $16 million in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The numbers speak volumes: we have 3,563 total share accounts, reflecting a strong and growing member base that trusts us with their finances. Additionally, the funds available for lending and investments total $940,876, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 4901 Old Jacksonville Hwy Tyler Tx 75703 or call 903-595-3604 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,006,671 in used vehicle loans and $2,581,258 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle straightforward and affordable.

Credit Lines

For those who need extra flexibility, we provide credit lines totaling $1,000,000. This product is ideal for managing cash flow or unexpected expenses without the hassle of traditional loans. If you're interested in exploring refinancing options or determining eligibility for any of these products, please don't hesitate to reach out. Our dedicated team is here to help you navigate your options seamlessly. For more information or to get started with an application, contact us at (903) 595-3604 or visit us at our branch located at 4901 Old Jacksonville Hwy Tyler Tx 75703 in Tyler, TX. We look forward to assisting you with all your lending needs! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for any potential upcoming offerings or refinancing options that may suit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $326,692 in loans helping members manage their finances effectively, our credit card services are designed to fit various lifestyles and spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent. LendMesh ensures that all listed loans come from legitimate financial institutions, giving you peace of mind as you explore your options.

Benefits of Using LendMesh

- Verified Data: Every loan offer comes from authorized lenders, ensuring transparency in your search for the best rates. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality helps ensure that you receive unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing you to make informed decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable the tool can be for users seeking better financial solutions. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Embracing Modern Banking

Our Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Join Us Today!

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Security and Support

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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