United Credit Union Moberly MO | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to United, your trusted partner in financial services, located conveniently at 1791 E Outer Rd, Moberly, MO 65270. Since our establishment in 1935, we have proudly served our community with dedication and integrity, growing our membership to over 28,138 individuals who rely on us for their banking needs. With total assets exceeding $268,571,399, we are committed to providing you with the best possible financial solutions tailored to your unique lifestyle. At United, we understand that every member's journey is different. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total deposits stand at $16,865,612, reflecting the trust that our members place in us. Whether you're looking for competitive loan rates or secure savings options, our team is here to help you navigate your financial path. Under the leadership of CEO Brent Sadler and Board President Patrick Donovan, we ensure a member-focused approach in all our operations. Our dedicated staff of 95 employees works tirelessly to provide exceptional service and support. We take pride in maintaining a strong net worth of $42,144,900, which not only showcases our stability but also reinforces our ability to invest back into the community. While you can always visit us at our branch location for assistance or inquiries, please note that official correspondence should be directed to the same address: 1791 E Outer Rd, Moberly, MO 65270-4570. Ready to take the next step? Feel free to reach out at 660-263-5955 or explore more about what we offer by visiting our website at unitedcu.org. Join us today and experience the difference of being a part of United!

Branch History & Mission

Community Focus

At United, we recognize the importance of giving back. We actively engage in partnerships and outreach programs that strengthen our local community. By supporting local initiatives and charities, we strive to create a brighter future for everyone in Moberly. While members can visit us at 1791 E Outer Rd, official correspondence should be sent to 1791 E Outer Rd, Moberly, MO 65270-4570 if different from our branch address. Our doors are open during lobby hours from 8:30 AM to 5:00 PM Monday through Thursday, until 6:00 PM on Fridays, and from 9:00 AM to 12:00 PM on Saturdays (drive-thru only). You can reach us at 660-263-5955 for any inquiries or assistance.

Join Us

As we look toward the future, we invite you to become part of our growing family at United. Experience firsthand how we can assist you in achieving your financial aspirations while being part of a supportive community. Visit us today or check out our website at unitedcu.org for more information on becoming a member!

Our Journey

From our inception, United has focused on providing accessible financial services tailored to meet the needs of our members. Over the years, we've achieved significant milestones that reflect our commitment to growth and service. Today, we boast total assets of over $268 million, allowing us to offer robust lending options and competitive rates. Our evolution is marked not only by financial success but also by our dedication to enhancing the member experience through innovation. At United, we believe that banking should be more than just transactions; it should build relationships. We've embraced technology with online banking and mobile payment options to ensure that managing your finances is convenient and straightforward. Our branch features an ATM and drive-thru services for added accessibility, making it easy for you to connect with us.

Our Mission

Our mission is simple yet profound: to empower our members through personalized financial solutions while fostering a sense of community. We provide a range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards all designed to help you achieve your financial goals. We understand that every member's situation is unique, which is why we prioritize understanding your needs. Whether you're looking for assistance with personal loans or business banking solutions, our experienced team is here to support you every step of the way.

Branch Location & Accessibility

Operating Hours

We want to make banking as easy as possible for you. That's why our lobby hours are designed to fit your schedule: we're open from 8:30 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Fridays, and from 9:00 AM to 12:00 PM on Saturdays drive-thru only during weekend hours. Whether you need assistance with checking and savings accounts or want to explore auto loans and mortgages, we are here for you.

Services Offered

United's Moberly Branch provides a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our drive-thru service offers quick deposits and withdrawals without leaving your vehicle, making it perfect for busy days. We also offer ATM access so you can manage your cash flow anytime no need to wait in line! Plus, if you're a member of another participating credit union, feel free to use our shared service center for basic transactions like deposits and withdrawals. If you have any questions or need assistance, don't hesitate to call us at 660-263-5955. Our friendly staff is eager to help you with any inquiries or banking needs. Whether you're visiting us for the first time or you're a long-time member, we look forward to welcoming you at United's Moberly Branch! Come by today and see how we can help support your financial journey.

Member Eligibility

At United, we believe that becoming a member means joining a warm, welcoming community where you can thrive financially. To join us at our Moberly location, located at 1791 E Outer Rd Moberly Mo 65270, you'll find that eligibility is straightforward and inclusive. If you live, work, or worship in the area or have family members who are already part of our credit union, you're likely eligible to become a member. We encourage you to visit our website for the most current details on membership requirements at https://www.unitedcu.org/join-united. Opening an account with us is a breeze! You can start the process online by visiting https://www.unitedcu.org/join-united, or feel free to give us a call at (660) 263-5955 if you have any questions. Joining United means gaining access to not only a wide range of financial products but also the support of friendly staff who genuinely care about your success. We can't wait for you to experience the benefits of being part of our family!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine being able to accept payments easily and securely, allowing you to focus on what you do best running your business. Our solutions are tailored to meet your specific needs, ensuring that managing payments is one less thing you have to worry about. Whether you're located right here in Moberly at 1791 E Outer Rd Moberly Mo 65270 or anywhere in Moberly, MO, we are dedicated to helping your business thrive. Reach out today at (660) 263-5955 to learn more about how our services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

At United, we also cater to local businesses with specialized services. From merchant services that help streamline payments to business loans that fuel growth, we're committed to supporting entrepreneurs and small business owners in our community.

Convenient Access

We know how important it is for you to access your funds easily. That's why we offer ATM services and cash withdrawal options at our branch located at 1791 E Outer Rd Moberly Mo 65270 in Moberly. Need to make a quick deposit? Our drive-thru service makes it simple and efficient. Plus, if you're a member of another participating credit union, our shared branching service allows for basic transactions like deposits and withdrawals across partner locations.

Credit Cards and Rewards

Don't forget about our credit card offerings! Our cards come with rewards that make everyday spending more rewarding. Picture yourself earning points on purchases that could lead to discounts on future travel or shopping now that's something worth considering!

Financing Options

If you're thinking about purchasing a new car or refinancing your home, United offers competitive auto loans and mortgage financing options. We understand that buying a vehicle or home is a significant decision, which is why our team is here to guide you through the process, ensuring that you get the best rates possible. For those looking to consolidate debt or tackle unexpected expenses, our personal loans are designed with flexibility in mind. You can use these loans for various purposes, giving you peace of mind during challenging times.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having a convenient place to save for your goals while also enjoying easy access to funds when you need them. With our mobile and online banking features, you can check balances, transfer money, and pay bills right from your phone or computer.

Your Financial Partner

With so many options available at United, we're confident you'll find exactly what you're looking for. Our friendly staff is always ready to assist you with any questions or needs you might have. Feel free to reach us at (660) 263-5955 for any inquiries or visit us online at Moberly Branch for more information. Join us today and experience the difference personalized banking can make!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service allows you to monitor your account balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of e-statements, which means you'll receive your monthly statements electronically, helping you stay organized while reducing paper waste. If you're on the go, our mobile application is readily available for download, allowing you to manage your finances from the palm of your hand. For those who prefer using their smartphones for payments, we offer a mobile payments feature that lets you make secure transactions without the need for cash or cards. Plus, with our person-to-person transfers, sending money to friends or family is quick and hassle-free.

Security You Can Trust

We prioritize your security in every aspect of our digital banking services. While we currently do not offer electronic signature authorization for transactions, rest assured that our systems are built with advanced security measures to protect your personal information. We aim to provide a user-friendly experience that keeps you in control of your financial decisions. At United, we're committed to making banking accessible and straightforward for all our members. Whether you're checking balances or transferring funds, our online tools empower you to manage your accounts effectively. Join us today at https://www.unitedcu.org/ and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $41,089,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,670 in used auto loans and a total of $194,702,303 in loans and leases.

Growing Member Base

Total Share Accounts stand at 55,973, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $903,179, further demonstrating our dedication to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1791 E Outer Rd Moberly Mo 65270 or call 660-263-5955 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle. Whether you're eyeing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners looking to expand, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and thrive in today's market. We are committed to supporting local businesses and helping them succeed. At United, we prioritize our members' financial health by offering tailored loan products designed for various needs. If you're considering refinancing or want to learn more about eligibility options for any of our loan offerings, please don't hesitate to contact us at (660) 263-5955 or visit us at 1791 E Outer Rd Moberly Mo 65270, Moberly, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,289,561 in loans helping members manage their finances effectively. Our credit cards come with various benefits to ensure you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Property loans available, we encourage you to reach out for more information about our other mortgage offerings that may suit your needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent. Each lender is verified, allowing users to trust that the comparisons they see reflect accurate market conditions.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Business Banking Support

Convenient Access

Credit Cards and Rewards

Financing Options

Personal Banking Solutions

Your Financial Partner

Digital & Online Banking

Key Features of Our Digital Banking Services

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings Security

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community