United Credit Union Granger IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner located at 7514 Gumwood Rd, Granger, IN 46530. Since our establishment in 1949, we have dedicated ourselves to serving our community with reliable banking solutions tailored to meet the needs of our 192,997 members. With a robust asset base of $4,127,673,172, we are well-equipped to support you in achieving your financial goals. At United, we pride ourselves on being more than just a credit union; we're a community-focused institution committed to enhancing the lives of those we serve. Our total deposits stand at an impressive $301,665,562, reflecting the trust our members place in us. Furthermore, our net worth of $457,241,625 underscores our stability and commitment to sound financial practices. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, our team of 726 employees works tirelessly to provide exceptional service. From auto loans and mortgages to personal banking and business services, we offer a wide range of products designed to help you navigate your financial journey confidently. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Ready to take the next step? Give us a call at 888-982-1400 or explore more about what we offer by visiting our website at [unitedfcu.com]( https://www.unitedfcu.com ). We look forward to being your partner in financial success!

Branch History & Mission

Welcome to the heart of Granger, Indiana, where United has been a pillar of support and financial growth since its establishment in 1949. Located at 7514 Gumwood Rd, our branch has nurtured a strong connection with the community, evolving alongside it for over seven decades. With a commitment to service and excellence, we have grown to serve nearly 193,000 members, making us a trusted choice for financial solutions. At United, our mission is simple yet profound: to empower our members through accessible financial services while fostering community well-being. We believe that banking should be more than just transactions; it should be about building relationships. We offer a range of products, including personal checking accounts, auto loans, mortgages, and business services designed to meet the diverse needs of our members. As we've expanded our offerings, we have embraced modern technology to enhance your banking experience. From online banking and mobile payments to person-to-person transfers, we ensure that you can manage your finances anytime and anywhere. Our branch is fully ADA compliant, welcoming everyone with open arms. Our dedication extends beyond banking. We actively participate in community outreach programs and partnerships that uplift those around us. Whether it's supporting local events or providing educational resources, we strive to make a positive impact in Granger and beyond. For your convenience, our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. Additionally, we offer an ATM and drive-thru service for quick transactions without leaving your car. While members can visit us at 7514 Gumwood Rd, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. If you have any questions or need assistance, feel free to reach out at 888-982-1400. Join us at United today and discover how we can help you achieve your financial goals while supporting the community you love!

Branch Location & Accessibility

Welcome to United, your trusted credit union located at 7514 Gumwood Rd in Granger, IN! Our branch is designed with your convenience in mind, situated near familiar landmarks that make it easy to find. Whether you're heading to the nearby shopping center or passing through on your way home, we're here to help with all your banking needs. At United, we pride ourselves on accessibility. Our location is equipped with features that cater to all members, including ADA-compliant entrances and ample parking for your convenience. If you prefer not to come inside, take advantage of our drive-thru banking service, where you can handle deposits and withdrawals without leaving your car. For those who need to visit us for personal assistance, our friendly staff is ready to serve you during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. You can also reach us at 888-982-1400 if you have any questions or need assistance before visiting. And don't forget about our ATM availability! With an ATM on-site, accessing cash has never been easier. We also participate in shared services, allowing members of partner credit unions to utilize basic transactions right here. While members can visit us at 7514 Gumwood Rd, official correspondence should be sent to PO Box 125 in St Joseph, MI. Come visit us today and discover how United can help you achieve your financial goals! We look forward to seeing you soon!

Member Eligibility

Becoming a member of United is like joining a close-knit community where your financial well-being is our priority. If you're looking to enjoy personalized service and a range of benefits, you're in the right place! To become a member, you simply need to meet some eligibility criteria, which generally include being a resident or employee in our local area or having family ties to current members. We welcome individuals from all walks of life, so whether you're just starting out or looking to enhance your financial journey, we're here for you. Opening an account is straightforward and can be done online through this link: https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (888) 982-1400. For further details on eligibility requirements, feel free to visit our webpage at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . We can't wait to welcome you to the United family at 7514 Gumwood Rd Granger In 46530!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processing. Our merchant services provide practical tools like payment acceptance options and point-of-sale solutions that fit right into your daily operations. By simplifying transactions, we help you focus more on serving your customers and less on managing payments. Ready to take your business to the next level? Visit us at 7514 Gumwood Rd Granger In 46530, Granger, IN, or call us at (888) 982-1400 to learn more about how our tailored services can benefit you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM available at our branch and access to shared ATMs across the network, withdrawing cash is simple wherever you are. Our drive-thru service also allows for quick deposits and withdrawals without leaving your vehicle perfect for busy schedules! At United, we're committed to making banking straightforward and accessible for everyone in Granger and beyond. If you're ready to learn more about how we can assist you with any of these services or if you have questions about membership, don't hesitate to reach out! Call us at (888) 982-1400 or visit us online at [Toscana Park - Branch 38]( https://unitedfcu.com/ ). Your financial success is just a call away!

Auto Loans and Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed with you in mind. Imagine driving away in your dream car without breaking the bank. We offer flexible terms and competitive rates that can fit into any budget.

Business Banking Services

If you're a business owner, our business banking services can support your entrepreneurial journey. From merchant services that simplify transactions to business loans that fuel growth, we have tools designed specifically for businesses like yours.

Credit Cards with Rewards

For those who enjoy using credit cards, our credit cards come with rewards that let you earn points on everyday purchases. It's like getting paid back for spending! You can use these rewards for travel, merchandise, or even cash back turning regular expenses into exciting benefits.

Mortgage Loans and Refinancing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide solutions that can help you secure the best possible deal. Our friendly staff is ready to walk you through the process so you feel confident every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Whether you need to check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go, our digital services ensure that banking is always at your fingertips.

Personal Banking

Our personal banking services include various checking and savings accounts tailored to suit different lifestyles. Need quick access to your funds? Our checking accounts offer easy online banking options, making it simple to manage your money anytime, anywhere. For those saving for special occasions or future goals, our savings accounts provide competitive rates to help your money grow.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that allow you to handle emergencies or consolidate existing debts into one manageable payment. Think of it as having a safety net when life gets tough.

Digital & Online Banking

Key Features

Our mobile application makes it even easier to stay on top of your finances. With just a few taps on your smartphone, you can make person-to-person transfers to friends or family without needing cash or checks how convenient is that? If you're always on the go, our mobile payments feature allows you to make purchases directly from your phone. For those who prefer paperless options, we offer e-statements that give you quick access to your account statements without the clutter of paper. And if you ever need to sign documents electronically, we provide electronic signature authorization for a hassle-free experience.

Safety First

At United, we prioritize your security. Our digital banking services are equipped with advanced security features to ensure that your information remains safe and sound. You can manage your accounts confidently knowing that we take every precaution to protect your data. In summary, our digital and online banking services not only simplify how you manage your money but also provide peace of mind with their robust security measures. Explore these features today at https://unitedfcu.com/ and enjoy the flexibility of banking on your terms!

Financial Strength

A Growing Community

We have a strong and growing member base that trusts us with their finances evidenced by our total share accounts of 439,336. This trust fuels our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 7514 Gumwood Rd Granger In 46530 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well supported by $35,348 in used auto loans and $3,047,289,259 in total loans and leases helping you achieve your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used option, our financing solutions can help you hit the pavement without breaking the bank.

Business Solutions

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive through accessible funding options designed for various needs. At United, we are committed to providing exceptional service and support throughout your borrowing journey. You can reach us at (888) 982-1400 or visit us at our branch located at 7514 Gumwood Rd Granger In 46530, Granger, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options or have questions about eligibility for any of our loan products, please don't hesitate to contact us or visit our website at [United FCU]( https://unitedfcu.com/ ).

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide flexible terms and competitive rates that can fit into any budget. If you're considering refinancing your current mortgage, we're here to guide you through the process and find an option that works best for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates that can make everyday purchases more manageable while also providing peace of mind.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that the loan data it provides is accurate and trustworthy. The information is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees that users receive fair and transparent offers, making it easier to find competitive rates.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans and Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Mortgage Loans and Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans and Debt Consolidation

Digital & Online Banking

Key Features

Safety First

Financial Strength

A Growing Community

Member-Centric Savings

Operational Efficiency

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Solutions

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In

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