United Credit Union Sparks NV | Best Auto Loans & ATM Access

Introduction

Welcome to United, your trusted financial partner located at 1430 E Prater Way, Sparks, NV 89434. With a rich history dating back to 1949, we have grown alongside our community, proudly serving over 192,997 members and managing assets totaling $4,127,673,172. Our dedicated team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is committed to providing exceptional financial services that truly cater to your needs. At United, we understand that financial decisions can be daunting. That's why we strive to create an environment where you feel secure and supported in every step you take towards achieving your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Our commitment extends beyond just numbers. With total deposits of $301,665,562 and a net worth of $457,241,625, we are not only financially sound but also dedicated to giving back to the community. We believe in empowering our members through responsible lending practices; we've issued a total of 111,125 loans to help individuals and businesses thrive. We invite you to experience the friendly service and personalized attention that sets us apart. For any questions or assistance, feel free to call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ). Join us on this journey as we work together towards a brighter financial future!

Branch History & Mission

Community Engagement

United isn't just about banking; we take pride in being an active participant in the Sparks community. We engage in various outreach efforts and partnerships aimed at improving local lives. Our shared service center allows us to extend our reach even further by collaborating with other credit unions, ensuring that our members always have access to essential services. As part of our commitment to innovation and accessibility, we offer online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether you're applying for an auto loan or checking your balance on-the-go, we've made it easier for you to stay connected.

Join Us

We invite you to be part of our journey at United. Experience firsthand how we're dedicated not only to your financial well-being but also to uplifting the community around us. Together, let's build a brighter future where everyone can thrive financially. For more information or to become a member today, visit us at [unitedfcu.com]( https://www.unitedfcu.com ) or call us at 888-982-1400. Join United and discover the benefits of being part of a credit union that truly cares!

Our Mission

At United, our mission is simple yet powerful: we strive to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking solutions that help them achieve their financial goals. This commitment extends beyond just numbers; it's about building lasting relationships and making a positive impact in our members' lives. Our operating hours are designed with your convenience in mind: the lobby is open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. If you're in need of quick transactions, our drive-thru service and ATMs are available during extended hours to accommodate your busy lifestyle.

Branch Location & Accessibility

Welcome to the United branch located at 1430 E Prater Way in Sparks, NV! We are proud to serve our community with a convenient and accessible location. Our branch is nestled near popular landmarks, making it easy for you to drop by while running errands or enjoying a day out. Whether you're near the bustling shopping areas or taking a stroll through one of the nearby parks, finding us is a breeze! At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. You'll also find ample parking available, so you can visit us without any hassle. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. If you're in need of quick banking solutions outside of these hours, we have an ATM on-site for your convenience. Plus, enjoy the ease of drive-thru banking available from Monday to Friday until 6 PM. While members can visit us at 1430 E Prater Way Sparks Nv 89434, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if necessary. If you have any questions or need assistance, don't hesitate to give us a call at (888) 982-1400. We invite you to explore the range of services we offer from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We're here to help make your financial journey smooth and rewarding. Come visit us today at United! We look forward to welcoming you into our community-focused branch!

Member Eligibility

At United, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you're looking to join us at our welcoming branch located at 1430 E Prater Way Sparks Nv 89434, you'll find that eligibility criteria are designed to be inclusive. Generally, membership is open to individuals who live, work, worship, or attend school in the areas we serve. We also welcome family members of current members. This means that whether you're starting your financial journey or looking for a new home for your savings and loans, you'll find a place with us. Once you've determined that you meet the eligibility requirements, opening an account is a breeze! You can start the process online by visiting [this link]( https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin ) or feel free to give us a call at (888) 982-1400 if you have any questions. For more detailed information about membership criteria, check out our website at [this resource]( https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account ). We can't wait to welcome you into the United family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline your daily operations. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. Our services help you accept payments easily, manage transactions efficiently, and improve cash flow. Located at 1430 E Prater Way Sparks Nv 89434, Sparks, NV, we are here to partner with you for your financial needs. Reach out today at (888) 982-1400 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available for easy withdrawals and balance checks, you'll have access whenever you need it.

Auto Loans & Vehicle Financing

If you're dreaming of driving a new car, our auto loans and vehicle financing options can make it happen. Picture yourself behind the wheel with manageable monthly payments tailored to your budget. Our friendly staff is ready to guide you through the process, ensuring you find the best loan solution.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. We recognize how important it is to keep operations running smoothly, so we're committed to helping you succeed.

Credit Cards with Rewards

Enjoying the little things in life gets even better with our credit cards featuring rewards programs. Whether it's cash back on purchases or points for travel, using your card for everyday spending can lead to exciting perks down the line.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interaction but still want convenience, our drive-thru banking provides a quick way to handle deposits and withdrawals without leaving your car. Plus, if you're a member of partner credit unions, take advantage of shared branch transactions for added flexibility. At United, we strive not just to meet but exceed your financial needs with personalized service and accessible solutions. To learn more about how we can assist you today or if you have any questions about specific services like those listed above, don't hesitate to reach out! Call us at (888) 982-1400 or visit us in person we're eager to help!

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones, and we're here to support you every step of the way. With our mortgage loans and refinancing options, buying your first home or upgrading your living situation becomes more attainable. We aim to simplify the process so you can focus on making memories in your new space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills with just a few taps on your phone banking has never been easier!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are here for you. Imagine having a reliable place to manage your money, where you can easily access funds and save for future goals. At United, we offer a variety of accounts that fit different lifestyles and financial plans.

Personal Loans & Debt Consolidation

Life sometimes throws unexpected expenses our way. If you're facing such challenges, our personal loans can provide quick relief. Additionally, if you're juggling multiple debts, consider our debt consolidation services designed to streamline payments and reduce stress.

Digital & Online Banking

Key Features

With our online banking services available at https://unitedfcu.com/ , members enjoy the freedom to bank on their terms. Whether you need to check your balance or pay bills, our 24/7 online banking system gives you complete control over your financial life. Plus, for those who prefer mobile banking, our mobile application makes it easy to stay connected while on the go. Security is a top priority at United. We provide electronic signature authorization to ensure that your transactions are safe and secure. This feature adds an extra layer of protection so you can focus on what matters most your financial goals.

Stay Organized

With e-statements readily available, you can ditch the paper clutter and access your account statements anytime. Going green has never been easier! You can also take advantage of person-to-person transfers, allowing you to send money quickly and effortlessly to friends or family. Our mobile payments feature lets you make purchases directly from your smartphone, streamlining the way you handle everyday expenses. It's all about making your banking experience simple and efficient. In summary, United offers robust digital and online banking services tailored for today's busy lifestyles. Experience the ease of managing your finances with us! For more information or to get started, visit us at https://unitedfcu.com/ or give us a call at (888) 982-1400.

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to providing you with the best possible services. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is demonstrated by the $35,348 in used auto loans and an impressive $3,047,289,259 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1430 E Prater Way Sparks NV 89434 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our team at United is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting our local entrepreneurs. At United, we strive to provide personalized service tailored to your situation. If you're interested in refinancing or want to know more about eligibility options, don't hesitate to reach out. You can call us at (888) 982-1400, visit us at our branch located at 1430 E Prater Way Sparks Nv 89434, or explore our website for more information. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way on your financial journey!

Credit Lines

In addition to personal loans, we have options for credit lines totaling $1,074,727,648. This gives you the flexibility to borrow what you need when you need it without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We believe everyone deserves a place to call home, and our competitive rates can make that dream more attainable.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can fit into any lifestyle, making it easier for you to handle unexpected expenses or plan for future purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Drive-Thru & Shared Branch Transactions

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Stay Organized

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In

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