At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to provide our members with the best possible services and support. With a
net worth of $457,241,625, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$1,127,840,649 in share certificates and
$745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with
$35,348 in used auto loans and
$3,047,289,259 in total loans and leases, we are here to help you reach your aspirations. Our operational efficiency is reflected in our
$0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
717 full-time employees and
9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts:
439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 150 Hilltop Rd Saint Joseph Mi 49085 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.
