United Credit Union Minden NV | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to United, your trusted credit union located at 1647 Us Highway 395 N, Minden, NV 89423. Since our establishment in 1949, we have proudly served the financial needs of our community, growing to a membership of over 192,997 individuals who rely on us for their banking solutions. With assets totaling an impressive $4,127,673,172, we are committed to providing you with exceptional services that help you achieve your financial goals. At United, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our goal is to empower you through flexible financing solutions tailored just for you. In addition to our comprehensive banking services, we take pride in our strong community focus. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, our dedicated team of 726 employees works tirelessly to foster relationships built on trust and transparency. Together, we are here to support your financial journey while ensuring that your interests always come first. While members can visit us at our branch location, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out! Call us at 888-982-1400 or explore our website at [unitedfcu.com]( https://www.unitedfcu.com ) for more information. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

At United, our journey began in 1949, rooted in a vision of community and financial empowerment. Located at 1647 Us Highway 395 N in Minden, NV, we have grown from humble beginnings to a strong presence with over 192,997 members and total assets exceeding $4.1 billion. Our commitment to serving the people of Minden and surrounding areas has remained steadfast throughout our history. Over the years, we have reached significant milestones that reflect our dedication to our members and community. From expanding our services to providing personalized banking solutions, United has continually adapted to meet the evolving needs of those we serve. Today, we offer a range of products including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our mission is clear: We strive to enhance the financial well-being of our members while fostering a sense of belonging within our community. At United, we believe in not just offering financial services but also actively supporting local initiatives that make Minden a better place for everyone. Through partnerships with various organizations and community outreach efforts, we aim to create lasting impacts beyond banking. While members can visit us at our branch location in Minden, official correspondence should be sent to PO Box 125 in St Joseph, MI. Our operating hours are designed for your convenience our lobby is open Monday through Friday from 9 AM to 5:30 PM, and the drive-thru service operates from 8:30 AM to 5:30 PM on weekdays. United is proud to provide accessible banking solutions tailored for everyone. Although there are no ATMs at this location, our drive-thru service ensures that you can perform essential transactions easily. Additionally, we offer shared service center access for partner credit union members. As we look forward to continuing this legacy of service and support, we invite you to join us on this journey. Experience the benefits of being part of United where your financial goals matter and community connection thrives. For more information or to become a member today, reach out at 888-982-1400 or visit us online at [unitedfcu.com]( https://unitedfcu.com ). Together, let's build a stronger future!

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. Ample parking is available right outside, making it convenient for those who prefer to drive. Plus, if you're in a hurry, take advantage of our drive-thru banking service which allows you to complete simple transactions without leaving your vehicle.

Operating Hours

We understand that life gets busy! That's why we're here to help during convenient hours. Visit us Monday through Friday from 9 AM to 5:30 PM for lobby services or stop by our drive-thru between 8:30 AM and 5:30 PM on weekdays. Whether you need to deposit a check or inquire about loans, our friendly staff is ready to assist you.

Services Offered

United provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business solutions, we also offer merchant services and business loans. Plus, with online and mobile banking available, managing your finances has never been easier. We invite you to come visit us at United! For any questions or assistance before your visit, feel free to call us at 888-982-1400. We look forward to helping you achieve your financial goals!

Member Eligibility

Joining the United family at our Minden branch is not just about opening an account; it's about becoming part of a caring community that prioritizes your financial well-being. To be eligible for membership, you simply need to meet some basic criteria, which generally includes residing, working, or worshiping in the areas we serve. Don't worry if you're unsure; we've made it easy for you! You can find all the detailed eligibility information by visiting our website at [this link]( https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account ). Once you confirm that you're eligible, opening your account is a breeze! Just head over to our account opening page [here]( https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin ), and follow the simple steps. If you have any questions or need assistance during the process, feel free to give us a call at (888) 982-1400. We can't wait to welcome you to United at 1647 Us Highway 395 N Minden, NV 89423!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, our merchant services simplify daily operations. Imagine having the ability to process payments quickly and efficiently, allowing you to focus on what matters most growing your business. Whether you're a retail store or a service provider, our offerings help streamline transactions so you can serve your customers better. Located conveniently at 1647 Us Highway 395 N Minden Nv 89423, Minden, NV, we're here to partner with you every step of the way. For more information or to discuss how we can assist your business needs, call us at (888) 982-1400.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, United offers specialized Business Banking services including Merchant Services & Business Loans. We understand how vital it is for businesses to have reliable banking support, so we strive to provide flexible solutions that cater to your unique needs.

Convenient Online Services

In today's fast-paced world, convenience is key. That's why we prioritize digital banking through our robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Credit Card Options

Our Credit Cards with Rewards allow you to earn points for everyday purchases, making your spending work for you. Imagine enjoying cash back or travel rewards simply by using your card for regular expenses.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, we offer Basic Shared Branch Transactions, allowing members from partner credit unions to conduct deposits and withdrawals seamlessly. If you have any questions about our services or would like more information on how we can assist you further, please don't hesitate to reach out at 888-982-1400. We look forward to serving you at our branch located at 1647 Us Highway 395 N Minden NV 89423! At United, we're more than just a credit union; we're your partner in achieving financial success. Explore all that we have to offer today!

Personal Banking Solutions

Our personal banking services are designed for everyone. If you're planning a vacation or just want to manage your day-to-day expenses, consider opening one of our Checking & Savings Accounts. They come with easy online access and mobile banking features, making it simple to track your spending and savings on the go. Need a vehicle? Our Auto Loans & Vehicle Financing options can help you drive off in your dream car without breaking the bank. We offer competitive rates that make financing accessible and straightforward. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to guide you through the process. We understand that buying a house is one of life's biggest decisions, and we aim to make it as smooth as possible. If you find yourself juggling multiple debts, our Personal Loans & Debt Consolidation services can provide relief by combining your debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're at home or on the go, simply visit https://unitedfcu.com/ to check your balance, transfer funds, or pay bills with just a few clicks. Our platform is designed for easy navigation, so you can find what you need quickly and efficiently.

Enhanced Security Features

Security is a top priority at United. We offer electronic signature authorization, making it simple and safe to sign documents digitally from anywhere. Plus, our e-statements provide a secure way to receive your account information without the clutter of paper statements.

Mobile Banking at Your Fingertips

Our mobile application allows you to bank right from your smartphone. Not only can you perform all the tasks available in online banking, but you can also enjoy features like mobile payments. This means you can make purchases directly from your phone without needing cash or cards. Additionally, if you're ever in a hurry, person-to-person transfers let you send money instantly to friends and family.

Real-Time Account Management

Whether you're checking account balances or reviewing transactions, our digital services empower you with real-time information about your finances. You'll always know where you stand financially no surprises here! Join us today at United and explore how our digital and online banking services can simplify your life while keeping your financial information safe and secure!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being through our solid foundation and careful management. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $437,766,946 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1647 Us Highway 395 N Minden NV 89423 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the challenges faced by businesses today and are committed to offering solutions that fit your unique situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or reduce your interest rate. It's worth checking if you qualify for one of our refinancing programs our team can guide you through the eligibility process. For more information on our loan products or to discuss how we can help meet your financial needs, feel free to call us at (888) 982-1400 or visit us at our branch located at 1647 Us Highway 395 N Minden Nv 89423 in Minden, NV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with various features tailored to suit your spending habits and financial needs.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all listed offers are fair and transparent, giving you peace of mind when choosing a loan.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to see all options equally. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best rates available for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability of using this comparison tool. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/personal_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Online Services

Credit Card Options

Drive-Thru and Shared Branch Transactions

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

Enhanced Security Features

Mobile Banking at Your Fingertips

Real-Time Account Management

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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