United Credit Union Columbia MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the United Columbia Branch, your trusted partner in financial well-being since 1935! Located at 3421 Grindstone Pkwy, Columbia, MO 65201, we are proud to serve a vibrant community of over 28,138 members. With total assets exceeding $268,571,399, our commitment to providing exceptional service is unwavering. At United, we understand that every member's financial journey is unique. Whether you're looking for a checking account, auto loans, or business banking solutions, we offer a range of services tailored to meet your needs. Our goal is to empower you with the right tools and resources to achieve your financial aspirations. Led by our dedicated CEO, Brent Sadler, and Board President Patrick Donovan, our team of 95 employees is here to support you every step of the way. We take pride in our strong financial standing, with total deposits amounting to $16,865,612 and net worth reaching an impressive $42,144,900. Plus, with cash in hand totaling $5,891,257, we're well-positioned to assist you whenever you need it. While members can visit us at our branch location for personalized assistance and access to services like online banking and ATM withdrawals, official correspondence should be sent to the same address: 3421 Grindstone Pkwy, Columbia, MO 65201-5691. We invite you to explore how United can make a difference in your financial life. Feel free to reach out at 573-442-6571 or visit us online at unitedcu.org for more information. Join us today and become part of a community that values your success!

Branch History & Mission

Community Engagement

Our commitment extends beyond just banking; we actively participate in local initiatives and outreach programs designed to uplift those around us. Through partnerships with various organizations, we engage in efforts that support education, health, and economic development within Columbia and beyond. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how United can help you achieve your financial goals while being part of a community-centered organization. Reach out today at (573) 442-6571 or visit us online at unitedcu.org to learn more about becoming a member. Together, let's build a brighter future!

Our Evolution

Over the years, United has evolved significantly. From our early days offering simple savings accounts to expanding our services to include auto loans, mortgages, and business banking, we have continuously adapted to meet the needs of our members. Our total assets now exceed $268 million, reflecting our commitment to sound financial management and responsible lending practices. As we celebrate decades of service, we remain dedicated to being a member-focused institution that prioritizes the well-being of our community.

Our Mission

United's mission is clear: we strive to enhance the financial lives of our members while supporting the communities we serve. We believe that everyone deserves access to quality financial services that empower them to achieve their dreams. Whether it's helping families purchase their first homes or providing businesses with the resources they need to thrive, our goal is to make a positive impact every day. While members can visit us at 3421 Grindstone Pkwy Columbia Mo 65201, official correspondence should be sent to 3421 Grindstone Pkwy, Columbia, MO 65201-5691. We are proud to offer modern conveniences like online and mobile banking, ensuring that our members can manage their finances anytime, anywhere. We also provide ADA-compliant facilities and services so that everyone can access what they need comfortably.

Branch Location & Accessibility

Welcome to United's Columbia Branch, your friendly neighborhood credit union located at 3421 Grindstone Pkwy in beautiful Columbia, MO. We're conveniently situated near local landmarks, making it easy for you to drop by whenever you need us. Whether you're heading to the nearby parks or running errands in the area, we're here to provide you with a range of financial services that fit your lifestyle. At United, we understand that accessibility is key for our members. Our branch features convenient parking and ADA-compliant access points, ensuring that everyone can visit us comfortably. Plus, with our drive-thru banking option available, you can handle your transactions without ever leaving your vehicle perfect for those busy days! We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. On Saturdays, we welcome you from 9:00 AM to 12:00 PM for drive-thru service only. If you have questions or need assistance outside these hours, feel free to reach out at 573-442-6571. Our friendly staff is always ready to help. While members can visit us at our physical location for personal banking needs like checking and savings accounts, auto loans, and credit cards with rewards, we also offer shared services if you're a member of a partner credit union. This means you can make deposits and withdrawals right here too! So why wait? Come on down to United's Columbia Branch today we're eager to assist you with all your financial needs!

Member Eligibility

At United, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is straightforward and welcoming, making it easy for you to join us at our location in 3421 Grindstone Pkwy Columbia Mo 65201. To be eligible, you generally need to live, work, worship, or attend school in the communities we serve or have family members who are already members. This inclusivity means that many people can benefit from our personalized services and member-focused approach. For the most up-to-date and detailed eligibility criteria, please visit our website at https://www.unitedcu.org/join-united. Once you're ready to open an account with us, the process is simple and designed for your convenience. You can find all the information you need about account opening on our website here: https://www.unitedcu.org/join-united. If you have any questions or need assistance, don't hesitate to reach out to us at (573) 442-6571. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine a local café that can easily accept card payments without hassle or delays. That's the kind of support we provide at United, ensuring your transactions are smooth and secure. Discover how our business banking and commercial services can empower your enterprise today. Visit us at 3421 Grindstone Pkwy Columbia Mo 65201 in Columbia, MO or call us at (573) 442-6571 for more information!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand how vital it is to have robust banking solutions. That's why we offer merchant services and business loans tailored to help your enterprise thrive. From setting up payment processing systems to accessing capital for expansion, we've got your back.

Call Us Today!

We invite you to explore all that United has to offer. Whether you're in need of personal banking assistance or looking for business solutions, our dedicated team is ready to help you achieve your financial goals. Give us a call at 573-442-6571 or visit us at 3421 Grindstone Pkwy in Columbia, MO today!

Convenient Access Options

We know convenience matters. That's why United offers an array of digital banking features like ATM services for easy cash withdrawals and online banking for managing accounts anytime. Our drive-thru service allows for quick transactions without leaving your car perfect for those busy days when time is of the essence. Additionally, if you're a member of another participating credit union, our shared branch transactions let you conduct deposits and withdrawals seamlessly.

Credit Card Rewards

Don't forget about our credit cards with rewards! They come with benefits that can help you earn points for every purchase made. Whether it's cash back or travel rewards, these cards can add extra value to your everyday spending.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make managing your finances simple and efficient. Imagine being able to easily set aside money for future goals while also having quick access to your funds when needed. With options like online banking and mobile banking, you can check balances, pay bills, and transfer money from anywhere right from your smartphone. When it comes to financing a vehicle, our auto loans and vehicle financing options ensure you can drive away in the car you want without breaking the bank. We also provide mortgage loans and refinancing solutions tailored to fit your unique financial situation. If you're facing debt challenges, our personal loans for debt consolidation might be just what you need to regain control.

Digital & Online Banking

In today's fast-paced world, convenience and security in banking are more important than ever. At United, we understand your need for easy access to your finances anytime, anywhere. Our digital and online banking services are designed with you in mind, providing a secure way to manage your money from the comfort of your home or on the go. With our online banking platform, available at https://www.unitedcu.org/, you can check balances, pay bills, and transfer funds 24/7. Imagine having real-time access to your accounts right at your fingertips! No more waiting in line or rushing to the bank before closing hours. Plus, our e-statements make it easy to keep track of your transactions without the clutter of paper statements saving trees while simplifying your financial management. For those who prefer mobile banking, our user-friendly mobile application allows you to perform many of the same tasks as online banking but from your smartphone or tablet. You can even make mobile payments directly through the app, giving you another layer of convenience when shopping or dining out. Need to send money to a friend? With our person-to-person transfer feature, sending cash has never been easier. Whether it's splitting a dinner bill or helping out a family member, just a few taps on your screen will do the trick! Security is paramount at United. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with robust security measures. Your trust is essential to us, and we work hard every day to keep your information safe. Join us at United where managing your finances is not just easy; it's also secure and accessible whenever you need it!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide the best services for our community. With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $41,089,650 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals with $64,670 in used auto loans and a total of $194,702,303 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $903,179. Total Share Accounts: 55,973, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 3421 Grindstone Pkwy Columbia Mo 65201 or call 573-442-6571 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your financing experience straightforward and affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and expand your enterprise. We understand the demands of running a business and strive to offer tailored solutions that fit your specific requirements.

Credit Lines and Unsecured Credit Cards

For those seeking additional flexibility, we also offer credit lines with total amounts reaching $31,631,693. Plus, our unsecured credit card loans total $8,289,561, providing you with a convenient way to manage your finances effectively. These products come with flexible terms that allow you to focus on what matters most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We can guide you through the process and help you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you in evaluating your options. Our team will work closely with you to find the best fit for your current financial situation. At United, we're committed to supporting our members' financial journeys. Whether you're looking for an auto loan, mortgage, or credit line, we're here to help. For more information or to get started with any of our loan products, please give us a call at (573) 442-6571 or visit us online at https://www.unitedcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Community Engagement

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Call Us Today!

Convenient Access Options

Credit Card Rewards

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community