United Credit Union Fort Smith AR | Best Auto Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 5800 Rogers Ave, Fort Smith, AR 72903. Since opening our doors in 1949, we have dedicated ourselves to serving the community with reliable banking solutions and personalized service. With a strong membership base of 192,997 individuals, we pride ourselves on being more than just a credit union; we are a part of your neighborhood. At United, we understand that financial decisions can be overwhelming. That's why our experienced team, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to guide you every step of the way. Our commitment to you goes beyond numbers we focus on building lasting relationships and supporting our members' financial well-being. Our total assets amount to an impressive $4,127,673,172, reflecting our stability and strength as a credit union. We offer a variety of services tailored to meet your needs, including auto loans, mortgage options, personal loans, and business banking solutions. With total deposits reaching $301,665,562 and total loans at 111,125, we're equipped to help you achieve your financial goals. While members can visit us at our branch for in-person assistance, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Ready to take control of your finances? Whether you're looking for a new loan or seeking advice on savings strategies, feel free to reach out! Call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) for more information. Let's embark on this financial journey together!

Branch History & Mission

Community Commitment

United isn't just about transactions; it's about relationships. We take pride in being an integral part of the Fort Smith community. Our partnerships with local organizations allow us to extend our reach beyond financial services into meaningful community support. Together with our dedicated staff over 726 strong we work hard every day to ensure that our mission resonates throughout Fort Smith and beyond. Join us at United and experience the difference that comes from being part of a credit union that truly cares about its members and its community. Whether you're looking for guidance on your financial journey or simply want a place where you feel valued, we're here for you every step of the way. Visit us today or call us at 888-982-1400 to learn more about how you can become part of something special!

Mission Statement

The mission of United is clear: we aim to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe that everyone deserves access to quality financial products and services that can help them achieve their goals. Our team is committed to providing support not only through banking but also by engaging in various community outreach initiatives. Whether it's through local partnerships or educational programs on financial literacy, we strive to make a positive impact. While members can visit us at 5800 Rogers Ave, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if different from our branch address. In addition to traditional banking services, we recognize the importance of adapting to modern needs. That's why we've embraced digital advancements including online banking and mobile payments, ensuring that convenience is always within reach for our members. Plus, with features like ATM access and drive-thru banking available during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to noon we offer flexibility that fits busy lifestyles.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with accessibility in mind. You'll find ample parking available right outside our doors, making it easy for you to drop in. We also comply with ADA standards, ensuring that everyone can access our services comfortably. For those who prefer staying in their vehicles, we offer a drive-thru service where you can handle basic transactions without leaving your car.

Operating Hours

At United, we understand that life gets busy! That's why we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Our lobby hours are designed to accommodate your schedule so you can visit us when it's most convenient for you.

Services Offered

When you visit us, you'll discover a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. Plus, as a shared service center partner, we can assist members from other credit unions with basic transactions too! For any questions or further assistance, don't hesitate to give us a call at 888-982-1400. We invite you to stop by soon and see how we can help meet your financial needs!

Member Eligibility

At United, we believe that everyone deserves access to a supportive financial community. Joining us as a member is simple and welcoming. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become part of our family! Additionally, if you have family members who are already members, they can help you join too. We're dedicated to providing our members with exceptional services and personalized support that help them achieve their financial goals. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our detailed resource at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . When you're ready to take the next step, opening an account is just as easy check out the details here: https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions or need assistance, don't hesitate to call us at (888) 982-1400. We can't wait to welcome you to United, located at 5800 Rogers Ave Fort Smith Ar 72903!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy Friday afternoon at your café, where customers are lined up for their favorite coffee. With our merchant services, you can easily accept payments from various methods credit cards, mobile payments, and more ensuring that each transaction is smooth and efficient. Located conveniently at 5800 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR, we invite you to explore how our business banking solutions can empower your success. For more information or to get started, contact us at (888) 982-1400 today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our branch has an ATM available, making it easy for you to withdraw cash or check balances without stepping inside. If you're short on time but need banking services, take advantage of our drive-thru banking, where you can handle deposits, withdrawals, and simple transactions quickly from the comfort of your car.

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans tailored to help grow your enterprise. Our experienced team understands the challenges businesses face and is ready to support you with customized solutions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills on the go, our secure digital platforms ensure that banking with us is hassle-free.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your finances effectively. Imagine having easy access to your funds while earning interest on your savings! If you're in the market for a new car, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. We also provide mortgage loans and refinancing solutions to help you secure that dream home or lower your current mortgage payments. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease your financial burden. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy perks while managing expenses.

Shared Branch Transactions

We understand that flexibility is key when it comes to managing finances. That's why we also provide basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from home. --- Ready to explore what United has to offer? Give us a call at (888) 982-1400 or visit us at our branch located at 5800 Rogers Ave Fort Smith Ar 72903. Join us today and experience personalized service designed just for you!

Digital & Online Banking

Key Features for Your Convenience

One standout feature of our service is E-Statements, which allows you to receive your bank statements electronically. This not only saves paper but also means you can access your financial information securely from any device whenever you need it. Additionally, if you're always on the move, our Mobile Application is perfect for you. With it, you can handle transactions quickly using mobile payments. Plus, sending money to friends or family has never been easier with our Person-to-Person Transfers feature. Just a few taps on your phone and you're done!

Security You Can Trust

Your security is our priority. We use advanced encryption technologies to protect your data when you bank online. Plus, if you're looking for added convenience, we offer Electronic Signature Authorization, making it simple to sign documents without the need for paper. Our commitment to 24/7 online banking services means that no matter when you need assistance or wish to conduct transactions, we are here for you. Whether it's day or night, managing your accounts is just a click away. In summary, at United, we strive to provide an efficient digital banking experience that puts control back in your hands while ensuring your peace of mind. Start taking advantage of these features today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand strong at 439,336, showcasing a growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 5800 Rogers Ave Fort Smith Ar 72903 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

Our commitment to our members is reflected in our $437,766,946 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $35,348 in used auto loans and $3,047,289,259 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident as reflected by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $457,241,625, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you can find the perfect fit for your budget. Plus, if you're interested in refinancing an existing auto loan, we can assist with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to help you thrive. At United, our goal is to empower our members through accessible financial solutions. For more information about our loan offerings or to discuss your options further, feel free to reach out at (888) 982-1400 or visit us at 5800 Rogers Ave Fort Smith Ar 72903 in Fort Smith, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, making buying or refinancing simple. We strive to make the process as easy as possible so you can focus on settling into your new home.

Unsecured Credit Card Loans

Managing everyday expenses is essential, which is why we also offer flexible terms on unsecured credit card loans. With a total of $85,303,113 in loans available, our credit cards are designed to help members manage their finances effectively without being weighed down by high-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

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United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Mission Statement

Branch Location & Accessibility

Accessibility and Convenience

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options Tailored for Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Online & Mobile Banking

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Growing Member Base

Investing Back into Our Community

Operational Efficiency

Secure Savings Opportunities

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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