United Credit Union Reno NV | Low Mortgage Rates & Auto Loans

Introduction

At United, located at 10705 Double R Blvd, Reno, NV 89521, we pride ourselves on being more than just a credit union; we're a vital part of the community. Established in 1949, we have grown alongside our members, now serving over 192,997 individuals who trust us with their financial needs. Our commitment is reflected in our impressive assets totaling $4,127,673,172 and robust deposit holdings of $301,665,562. In addition to providing competitive rates on loans boasting a total of 111,125 loans and leases we also prioritize the financial well-being of our members by ensuring they have access to essential services such as checking accounts, personal loans, and mortgage options. We understand that each member's journey is unique. That's why our experienced team, led by CEO Terry O'Rourke and Board President Troy Tolle, works tirelessly to offer personalized solutions that fit your lifestyle. Whether you need assistance with everyday banking or are looking for ways to achieve your long-term financial goals, we're here for you. For those wishing to reach out or visit us in person, feel free to contact us at 888-982-1400. While members can visit us at our branch for all their banking needs during our convenient hours (Lobby: M-F 9-5:30), official correspondence should be sent to our mailing address at PO Box 125, St Joseph, MI 49085. Join us today and discover how United can help you navigate your financial journey with confidence. Visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) to learn more about our services or start your membership process online. Your financial success starts here!

Branch History & Mission

Community Focus

United has always believed in giving back to the community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Reno and beyond. Our shared service center also allows members from partner credit unions to access essential banking services conveniently. As we continue this journey together, we're dedicated to maintaining transparency and trust while providing you with the tools you need for financial success. If you're looking for a credit union that prioritizes your needs while contributing positively to the community, look no further than United. Join us today! Experience firsthand what it means to be part of a supportive community focused on your financial well-being. For more information or assistance, feel free to call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ).

Our Mission

Our mission at United is simple yet profound: to empower our members with exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions that help them thrive. This includes offering personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we cater to businesses with tailored services such as merchant services and business loans. We're also committed to making banking more convenient for you. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM, and our drive-thru service is available from 8:30 AM to 6 PM on weekdays. For those who prefer digital banking, we offer robust online and mobile services that include easy account management and secure transactions.

Branch Location & Accessibility

Welcome to United at the Double R - Branch 16, your friendly neighborhood credit union located conveniently at 10705 Double R Blvd in beautiful Reno, NV. Nestled in Washoe County, our branch is easily accessible for all members and potential members alike. Whether you're stopping by for a quick transaction or seeking advice on financial matters, we're here to help. If you need to send official correspondence, please note that our mailing address is PO Box 125, St Joseph, MI 49085. While you're here, take advantage of nearby landmarks like the bustling shopping centers and parks that make this area vibrant and lively. At our branch, we prioritize your convenience. We offer ample parking spaces and ensure ADA compliance with ramps and accessible entrances for everyone to enjoy a seamless banking experience. Our lobby hours are designed with your schedule in mind; we're open Monday through Friday from 9 AM to 5:30 PM, and our drive-thru service is available earlier from 8:30 AM to 6 PM on weekdays. When it comes to services, United offers a wide range of options tailored just for you. From personal banking solutions such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you need cash quickly, our ATM is available for your convenience. For those who prefer banking on-the-go, we also support online and mobile banking services. If you're part of another credit union, feel free to use our shared service center for basic transactions. We invite you to visit us at United's Double R - Branch 16 or give us a call at 888-982-1400. Our friendly team is eager to assist you with all your financial needs!

Member Eligibility

Joining the family at United is more than just opening an account it's about becoming part of a supportive community that values your financial well-being. To become a member, you simply need to meet a few friendly criteria. If you're someone who lives, works, or worships in our area, or if you are a family member of an existing member, you're already on the right track! The process is designed to be straightforward and welcoming, so you won't feel lost in any corporate red tape. For those interested in the specifics of eligibility, I encourage you to check out this helpful resource: https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you've confirmed that you qualify, opening an account at United is a breeze! You can easily start your journey by visiting us online or calling us directly at (888) 982-1400 for assistance. We are located conveniently at 10705 Double R Blvd Reno Nv 89521, and our team is excited to help you take this important step toward securing your financial future. Don't forget to explore all the benefits that come with membership, including access to various banking services tailored just for you. Ready to get started? Visit https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin for more details on how to open your account today!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide essential merchant services that simplify payment processing for businesses of all sizes. Imagine effortlessly accepting payments from customers through various methods whether in-store or online enhancing their experience while boosting your sales. Visit us at 10705 Double R Blvd Reno Nv 89521 in Reno, NV, or call us at (888) 982-1400 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our branch offers convenient ATM & Cash Withdrawal Services, as well as basic drive-thru banking options for quick deposits and withdrawals. If you're a member of another credit union that partners with us, take advantage of our shared branch transactions for added convenience. At United, we pride ourselves on being accessible and helpful. We invite you to visit us at our Reno location or give us a call at 888-982-1400 if you have any questions about how we can assist you in reaching your financial goals. Let us help guide you through every step of your financial journey!

Business Banking Services

If you're a business owner, United has specialized services just for you. Our Business Banking offerings include Merchant Services & Business Loans, making it easier for you to run your business smoothly while accessing funds when needed.

Convenient Digital Banking

In today's fast-paced world, managing your finances on-the-go is essential. Our robust Online & Mobile Banking features ensure that you can check balances, transfer funds, and pay bills anytime and anywhere. With our easy-to-use mobile app, banking is truly at your fingertips!

Credit Cards and Rewards

Our credit cards come with rewards that can add value to your everyday purchases. Imagine earning cash back or points just for using your card! This is a great way to benefit from regular spending while enjoying the perks that come with it.

Personal Banking Solutions

For everyday banking, United provides various options that cater to your financial lifestyle. You can easily manage your finances with our Checking & Savings Accounts, designed for both convenience and flexibility. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help you drive away in the car of your dreams without breaking the bank. When it comes to home ownership, we offer Mortgage Loans & Refinancing solutions that make it easier for you to own your own home or save on your current mortgage rates. Additionally, our Personal Loans & Debt Consolidation services give you the opportunity to manage expenses more effectively and simplify your finances.

Digital & Online Banking

E-Statements and Electronic Signature

Say goodbye to paper clutter! We offer e-statements that keep your financial records organized and accessible. You can also use electronic signature authorization for quick and secure document signing no more printing and mailing forms. No matter what time of day it is, United ensures that managing your money is as easy as possible. Whether you're checking your balance or applying for a loan, our digital services are here to help streamline your banking experience. Get started today by visiting us at https://unitedfcu.com/ .

Key Services

With 24/7 online banking services, you can check your account balances, transfer funds, and pay bills at your own pace. Our user-friendly interface makes it easy for everyone to navigate their accounts. Need to send money to a friend or family member? Our person-to-person transfers let you do that quickly and securely. If you're always on the go, take advantage of our mobile application. It's packed with features like mobile payments, so you can make purchases without reaching for your wallet. Plus, our commitment to security means that all your transactions are protected.

Financial Strength

Growing Member Base

We have successfully built a community of trust with 439,336 total share accounts, showing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 10705 Double R Blvd Reno NV 89521 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0 net income, reflecting our commitment to serving you rather than maximizing profits. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,348 in used auto loans and over $3 billion in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our terms are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting local entrepreneurs.

Credit Lines

For those who need additional flexibility, we offer credit lines totaling $1,074,727,648. This can be an excellent option for managing cash flow or funding projects without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could potentially lower your monthly payments or shorten your loan term. Please reach out to us for more details on eligibility and how refinancing can benefit you. At United, we prioritize transparency and support throughout your borrowing journey. For inquiries or assistance with any of our loan products, feel free to contact us at (888) 982-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way!

Unsecured Credit Card Loans

Managing your finances just got easier with our flexible terms on unsecured credit card loans. We currently have a total of $85,303,113 in loans available, allowing members to handle unexpected expenses or make larger purchases without straining their budgets.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers you see are fair and transparent, reflecting the true rates available to you.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions, helping users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how easily users can navigate their options and secure better deals. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Loan Portfolio

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Convenient Digital Banking

Credit Cards and Rewards

Personal Banking Solutions

Digital & Online Banking

E-Statements and Electronic Signature

Key Services

Financial Strength

Growing Member Base

Operational Efficiency

Reinvestment for Growth

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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