United Credit Union Fletcher NC | Best Auto Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 3674 Hendersonville Rd, Fletcher, NC 28732. Since opening our doors in 1949, we have proudly served the community, helping nearly 193,000 members achieve their financial goals. Our commitment to providing exceptional service is reflected in our robust portfolio, boasting $4.1 billion in total assets and over $301 million in deposits. At United, we believe that everyone deserves access to sound financial advice and services tailored to their unique needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have a range of options designed with you in mind. Our dedicated team of 726 employees, led by our CEO Terry O'Rourke and Board President Troy Tolle, is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. We take pride in our strong financial foundation, which includes a net worth of $457 million and a cash reserve of over $28 million. These figures highlight our stability and commitment to fostering a secure environment for all our members. Join us at United where we empower you to take control of your financial future. We invite you to call us at 888-982-1400 or explore more about our offerings on our website unitedfcu.com. Let's work together toward your financial success!

Branch History & Mission

Community Connections

Our branch is equipped with modern conveniences like ATM availability and drive-thru banking for ease of access. We understand that technology plays an essential role in today's world; hence we offer online and mobile banking services to ensure you can manage your finances anytime, anywhere. We take pride in being ADA compliant and ensuring everyone can access our services comfortably. Additionally, through partnerships with local organizations, we actively participate in community outreach efforts designed to make a difference in Fletcher and beyond.

Join Us

As we continue our journey forward from 1949 and beyond, we invite you to join the United family. Experience firsthand the benefits of membership with a credit union that prioritizes your needs while fostering growth within the community. Discover how easy it is to become a member by visiting our website or giving us a call at (888) 982-1400. Together, let's build a brighter financial future!

Mission Statement

At United, our mission is clear: We aim to provide financial services that enhance the lives of our members while supporting our community's well-being. We strive not only to meet your financial needs but also to invest in local initiatives that uplift and support those around us. This commitment drives us to create programs that foster financial literacy and promote economic empowerment. While members can visit us at 3674 Hendersonville Rd Fletcher Nc 28732, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if necessary.

Branch Location & Accessibility

Convenient Banking Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, and on Fridays, we stay open an hour later until 6 PM. Whether you need to drop by for a quick deposit or discuss your financial goals, we're here when you need us.

Easy Access and Features

Getting to our branch is a breeze with ample parking available right outside. We're committed to accessibility, ensuring that all members can easily navigate our facility. With features like ADA-compliant entrances and ramps, everyone can feel welcome here.

Services You Can Rely On

At United, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for every financial need. Plus, our drive-thru service makes it even easier for you to conduct simple transactions without leaving your car. And if you're part of another credit union? No worries our shared service center means you can access your funds conveniently here too! For those on the go, we provide ATM access right on-site as well as mobile banking options that let you manage your finances anytime, anywhere. If you have any questions or want to learn more about what we offer, don't hesitate to call us at 888-982-1400. We can't wait to welcome you into our branch!

Member Eligibility

At United, we believe in creating a warm and welcoming community for everyone. Becoming a member is easy and can open the door to a variety of financial services tailored just for you. If you're wondering whether you qualify, it's quite simple! Membership is generally available to those who live, work, or worship in our local area, as well as their family members. We want to make sure that everyone has the opportunity to enjoy the benefits of membership, which include competitive loan rates, personalized service, and access to various financial products that can help you achieve your goals. If you're ready to take the next step, you can find more detailed information about eligibility criteria at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account. When you're set to open an account, just visit us at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin. If you have any questions or need assistance along the way, don't hesitate to give us a call at (888) 982-1400. We look forward to welcoming you into our United family located at 3674 Hendersonville Rd Fletcher Nc 28732!

Business Banking & Commercial Services

At United, we understand that every business has unique needs and goals. Whether you're starting a new venture or looking to expand, our tailored commercial services are designed to help your business thrive. Imagine a local café that dreams of expanding its menu and seating area. With the right financing, they could turn that vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions, making it easier for you to manage payments and focus on what you do best running your business. Join us at 3674 Hendersonville Rd Fletcher Nc 28732 in Fletcher, NC, and let's build something great together! For more information, call us at (888) 982-1400.

Comprehensive List Of Services

Additional Services

We also offer basic transactions like deposits and withdrawals for partner credit union members through our shared branch services. This means even if you're traveling or away from home, accessing your funds is hassle-free. With so many convenient services available at United, we're committed to helping you navigate your financial journey effortlessly. For more information or to get started with any of these services, don't hesitate to reach out at 888-982-1400. Visit us today and see how we can support your financial needs!

Business Banking

For business owners, we provide essential services through our Business Banking solutions. This includes everything from Merchant Services that streamline payment processing to Business Loans that help fuel growth and expansion.

Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only allow you to make purchases but also earn rewards on every dollar spent think of all the perks that come along with using them!

Digital Banking Features

At United, we embrace technology to make banking easier for everyone. Our Online & Mobile Banking platforms let you check balances, transfer funds, and pay bills right from your smartphone or computer. You can even withdraw cash at our ATMs or through drive-thru banking without stepping inside ideal for busy days!

Loans and Financing

When it comes to financing options, our Auto Loans & Vehicle Financing make it easy to get behind the wheel of your dream car. Picture yourself cruising down the road in a new vehicle, knowing you've secured a great loan rate with us. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. If you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options. We work with you to find a solution that fits your budget and financial goals.

Personal Banking

Starting with Personal Banking, we offer various Checking & Savings Accounts that help you manage your finances easily. Imagine setting up a checking account that allows you to handle everyday purchases while building savings for those special moments. With our online and mobile banking features, accessing your accounts is simple and convenient perfect for when you're on the go.

Digital & Online Banking

Always Available

We know life can get busy, which is why our 24/7 online banking services are here whenever you need them. Whether it's day or night, you can manage your accounts in real-time with ease. With United, you have the tools needed to take control of your finances anytime, anywhere. By choosing United for your banking needs, you're not just getting great service; you're gaining access to a wealth of digital tools that enhance your financial experience. Join us today and discover how easy banking can be!

Key Services at Your Fingertips

With our robust online banking platform available at https://unitedfcu.com/, you can enjoy features like e-statements, which help you keep track of your finances without the clutter of paper statements. You can also take advantage of electronic signature authorization, making it simple to approve documents safely and securely from home. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send funds right from your mobile device or computer. Plus, with mobile payments enabled, paying for everyday purchases is fast and easy just tap your phone!

Mobile App Convenience

Our mobile application brings all these features directly to your fingertips. Whether you're checking your balance while on the go or making a payment at a store, our app is designed to be user-friendly. You'll find that accessing your accounts has never been more straightforward.

Financial Strength

Member-Centric Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our performance. While our net income remains at $0, it allows us to focus on providing you with the best possible service without unnecessary expenses. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases available to meet various needs.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 3674 Hendersonville Rd Fletcher Nc 28732 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and ensure you find the right loan for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to providing the support necessary for success. At United, we prioritize making the loan process as straightforward as possible. Our knowledgeable staff is here to assist you every step of the way. For more information about our loan offerings or to discuss eligibility requirements, please feel free to reach out at (888) 982-1400. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and take a step towards achieving your financial aspirations!

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $85,303,113 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide various terms and eligibility options to help you secure a loan that fits your financial situation.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to compare options easily and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can significantly impact your financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, giving users confidence in the information presented.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Community Connections

Join Us

Mission Statement

Branch Location & Accessibility

Convenient Banking Hours

Easy Access and Features

Services You Can Rely On

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Additional Services

Business Banking

Credit Options

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Always Available

Key Services at Your Fingertips

Mobile App Convenience

Financial Strength

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Trusted Partnership

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community