United Credit Union Allentown PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner located at 4703 Hamilton Blvd, Allentown, PA 18103. Established in 1949, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a dedicated membership base of 192,997 individuals and total assets reaching an impressive $4,127,673,172, we are committed to providing exceptional service and support to our members. At United, we believe in making banking accessible and beneficial for everyone. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and comprehensive business banking services. With total deposits amounting to $301,665,562 and a robust net worth of $457,241,625, our financial stability allows us to focus on what matters most our members. While you can always visit us at our Allentown branch for personalized service, please note that official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. If you have any questions or need assistance, feel free to reach out at 484-223-4200 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Our leadership team is here to guide you every step of the way. Led by CEO Terry O'Rourke and Board President Troy Tolle, we strive to create an inclusive atmosphere where your financial goals are prioritized. We take pride in offering personalized financial solutions tailored to meet the unique needs of each member. Join us today at United! Experience the difference a community-focused credit union can make in your financial journey. Visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) or give us a call we look forward to helping you thrive!

Branch History & Mission

Welcome to United, your trusted credit union located in the heart of Allentown, PA. Since opening our doors in 1949, we have proudly served our community by providing exceptional financial services and fostering a spirit of cooperation among our members. With a rich history that spans over seven decades, United has grown alongside our members, adapting to their needs while staying true to our mission. Our branch is situated at 4703 Hamilton Blvd, conveniently located near local landmarks that make us easily accessible to all. Whether you are commuting or visiting for the first time, you'll find us ready to assist you with a smile. While members can visit us at this address, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. At United, we believe in empowering our members through financial education and support. Our mission is simple yet profound: to provide a full range of personal and business banking services while contributing positively to the communities we serve. We aim to ensure that each member feels valued and supported, whether they are saving for a new home, financing a vehicle, or planning for retirement. Today, we are proud to serve over 192,997 members and manage total assets exceeding $4.1 billion. Our commitment to innovation has led us to embrace digital advancements such as online banking and mobile payments, making it easier than ever for you to manage your finances on the go. We also prioritize inclusivity by ensuring our services meet ADA compliance standards. Community involvement is at the core of what we do. We actively partner with local organizations and participate in outreach programs that uplift those in need. Our goal is not just to be a financial institution but a community partner dedicated to making Allentown a better place for everyone. United operates Monday through Friday from 8:30 AM to 5:00 PM. Though we currently do not offer ATM or drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. If you're looking for a credit union that prioritizes your needs and invests in your community's growth, look no further than United. Join us today and experience the difference of being part of a member-focused organization where your success is our mission! For more information or assistance, please call us at 484-223-4200 or visit [our website]( https://unitedfcu.com/ ).

Branch Location & Accessibility

Getting Here

Our location is designed with accessibility in mind. Whether you're driving or using public transport, you'll find that reaching us is straightforward. We have ample parking available right outside the branch, and our facility is ADA compliant, ensuring everyone can access our services comfortably. While members can visit us at 4703 Hamilton Blvd, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085.

Operating Hours

We know your time is valuable, which is why we've set convenient operating hours for you. Our lobby is open from 8:30 AM to 5:00 PM from Monday through Friday. If you need assistance or want to ask questions about our services during these hours, feel free to give us a call at 484-223-4200.

Services Offered

At United, we offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. While we currently do not have ATM facilities or drive-thru banking available at this location, our team is ready to assist you inside the branch with any inquiries or transactions.

Visit Us Today!

We invite you to stop by and discover how United can help you achieve your financial goals. Our friendly staff is here to guide you through our offerings and answer any questions you may have. Experience banking that feels personal come visit us today!

Member Eligibility

Welcome to the vibrant community at United! Becoming a member is a straightforward and welcoming process that allows you to enjoy a range of financial services tailored just for you. If you live, work, or worship in the area around 4703 Hamilton Blvd Allentown Pa 18103, or if you're related to someone who does, you're likely eligible to join us. This means that whether you're looking for a reliable place to save, borrow, or manage your finances, we're here to support you every step of the way. Joining United not only grants you access to excellent financial products but also connects you with fellow members who share similar values and goals. To kickstart your membership journey, simply visit our eligibility page at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account for detailed information about the criteria. Once you're ready, opening an account is easy just head over to our account opening portal at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions along the way, don't hesitate to call us at (484) 223-4200. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced marketplace, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly, whether in-person or online. Our merchant services provide the tools you need to manage transactions efficiently while ensuring that your cash flow remains steady. Located conveniently at 4703 Hamilton Blvd Allentown Pa 18103 in Allentown, PA, we're here to help local businesses thrive. Connect with us today at (484) 223-4200 to explore how our tailored solutions can benefit your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans and vehicle financing options provide competitive rates that can help you hit the road without breaking the bank. Picture driving off in that new vehicle while knowing you have flexible repayment plans tailored to fit your budget.

Business Banking Services

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand how vital it is for businesses to thrive, so we're dedicated to providing resources that support growth and success.

Credit Cards with Rewards

Our credit cards with rewards are perfect for those who want to make their everyday purchases work for them. Enjoy earning points on groceries, gas, and more rewards that can lead to exciting perks like travel discounts or cash back.

Digital Banking Features

In today's fast-paced world, having access to online and mobile banking is essential. With features like person-to-person payments and e-statements, managing your finances is convenient and secure allowing you more time for what truly matters in life. At United, located at 4703 Hamilton Blvd Allentown Pa 18103 in Allentown, PA, we're not just about transactions; we build relationships. If you're looking for personalized service from a team that cares about your financial future, give us a call at (484) 223-4200 or visit us today! Experience how our comprehensive list of services can empower you on your financial journey.

Home Financing

When it comes to securing your dream home, mortgage loans and refinancing options from United are designed with you in mind. We know buying a home can be overwhelming, so our team is ready to guide you through the process, ensuring you find the right mortgage that aligns with your financial situation.

Personal Banking Solutions

We understand that personal banking is at the heart of your financial journey. That's why we offer checking and savings accounts tailored for convenience and growth. Imagine easily tracking your spending and saving goals through our user-friendly online and mobile banking platforms. With us, accessing your funds is as easy as a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. With straightforward terms and quick processing times, getting back on track financially has never been easier.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you prefer using a computer or mobile device, we've got you covered. Our mobile payments feature allows you to make purchases directly from your smartphone, adding convenience to your everyday spending. With everything integrated into one app, managing your money has never been easier. At United, we're committed to providing accessible and efficient banking solutions that empower you to take control of your finances. Experience the ease of modern banking today!

Key Services for Your Convenience

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can manage your finances right from your phone with our user-friendly mobile application. Security is our top priority. We offer electronic signature authorization for transactions, ensuring that your information is safe and secure while you bank online. You can also opt for e-statements, which not only help you stay organized but are also more environmentally friendly.

Financial Strength

Growing Together

Total Share Accounts: 439,336, showcasing a strong and growing member base that trusts us with their finances. This reflects our commitment to providing personalized service as we grow together with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 4703 Hamilton Blvd Allentown PA 18103 or call 484-223-4200 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further reflected in our lending capacity; we have provided $35,348 in used auto loans and a total of $3,047,289,259 across all loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, showing our focus on sustainability rather than just profit-making. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Our Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new ride or a reliable used vehicle, our financing options can help you secure the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. Whether it's funding for new equipment or working capital for daily operations, our business loan products are crafted to support your entrepreneurial endeavors. No matter what you're looking for, our dedicated team at United, located at 4703 Hamilton Blvd Allentown Pa 18103, Allentown, PA, is ready to assist you. Feel free to reach out at (484) 223-4200 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your budget and lifestyle. If you're interested in refinancing an existing mortgage, our team is here to guide you through the process and discuss eligibility options tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and low interest rates, making it easier for you to take control of your spending while earning benefits.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees fair and transparent offers for all users. - Verified Data: All loan offers are sourced from legitimate financial institutions, which means you can trust the information you see. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that empower consumers. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly.

User Testimonials

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates the value LendMesh brings to its users. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Home Financing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Ease-of-Use

Key Services for Your Convenience

Financial Strength

Growing Together

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

User Testimonials

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