United Credit Union Battle Creek MI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to United, your trusted financial partner in the heart of Battle Creek, Michigan! Located at 25 Michigan Ave W Ste 140, our branch has been serving the community since 1949. With a commitment to enhancing the financial well-being of our members, we proudly support over 192,997 individuals and families through a range of personalized banking services. At United, we understand that every member's journey is unique. Whether you're looking for an auto loan, a mortgage, or just want to start saving for the future, our dedicated team is here to guide you every step of the way. Our total assets stand at an impressive $4,127,673,172, which reflects our strength and stability. Additionally, our total deposits amount to $301,665,562, ensuring that your funds are safe and accessible. Our leadership team is passionate about making a positive impact in the community. Under the guidance of CEO Terry O'Rourke and Board President Troy Tolle, we strive to create lasting relationships with our members based on trust and reliability. With a workforce of 726 employees, we're ready to serve you from Monday through Friday with convenient lobby hours designed for your busy schedule. While members can visit us at our branch address, official correspondence should be sent to Po Box 125, St Joseph, MI 49085. We invite you to explore all that United has to offer by visiting our website at [unitedfcu.com]( https://www.unitedfcu.com ). Whether you're looking to open an account or learn more about our services like online banking and mobile payments, we are just a phone call away at 888-982-1400. Join us today and experience the difference with United where your financial goals become our mission!

Branch History & Mission

Community Focus

Our shared service center allows us to extend services beyond traditional banking hours and locations. Whether you're using one of our ATMs or participating in basic shared branch transactions with partner credit unions, we're here for you every step of the way. As we look toward the future, we invite you to join us on this journey. Experience firsthand how United can help you achieve your financial goals while being an active participant in your community. Together, let's build a brighter financial future for everyone in Battle Creek and beyond. For more information or to become a member today, please call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://unitedfcu.com/ ). Join United where community meets opportunity!

Our Journey

From humble beginnings, United has evolved into a vital part of Battle Creek's landscape. Originally established to provide accessible financial services, we've expanded our offerings to include personal banking, auto loans, mortgage financing, and more. Our branch at 25 Michigan Ave W Ste 140 is conveniently situated near local landmarks, making it easy for you to access your financial needs. While members can visit us at this address, official correspondence should be sent to Po Box 125, St Joseph, MI 49085. As we continued to grow over the years, our commitment to community support never wavered. We believe that when our members thrive, so does the community as a whole. That's why we actively engage in various outreach programs and partnerships that uplift local initiatives.

Our Mission

At United, our mission is simple yet profound: we are dedicated to providing exceptional financial services while supporting the communities we serve. This means not only offering competitive rates and innovative products but also ensuring that every member feels valued and heard. Our operating hours from Monday to Thursday 9 AM - 5 PM, and Friday until 5:30 PM, reflect our commitment to being available when you need us most. We embrace digital advancements with features like online banking, mobile payments, and e-statements to enhance your experience. We're also proud of our ADA compliance efforts, ensuring everyone can access our services comfortably.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We've got you covered with ATM availability right at our branch location. You can also perform balance checks and other basic functions with ease. We invite you to come by and see how we can support your financial journey. Whether you're looking for help with loans or simply want to ask about our services, the team at United is excited to assist you!

Accessibility and Parking

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. There's ample parking available right outside, making it simple for you to hop in and out.

Operating Hours

We're here when you need us! Our lobby hours are designed to fit your schedule: from Monday to Thursday, we're open from 9 AM to 5 PM, and on Fridays, we're available until 5:30 PM. Feel free to give us a call at 888-982-1400 if you have any questions or need assistance before your visit.

Services Offered

United provides a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. If you're a member of another participating credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of United is like joining a caring community where your financial well-being matters. If you're looking to enjoy personalized service and great benefits, you're in the right place! To be eligible for membership, you typically need to live, work, worship, or go to school in certain areas or meet specific criteria outlined on our website. This can include family members of existing members as well. The process is designed to be inclusive and welcoming, so don't worry if you're not sure you can find all the details at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you know you're eligible, opening an account is straightforward and convenient. You can start your journey with us by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions or need assistance along the way, feel free to give us a call at (888) 982-1400. We're here to help you take the first step towards a brighter financial future at United, located at 25 Michigan Ave W Ste 140 Battle Creek Mi 49017!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they prefer cash, credit cards, or digital wallets. This not only enhances customer satisfaction but also streamlines your operations. By choosing United, you're not just getting financial services; you're gaining a partner dedicated to your success. Visit us at 25 Michigan Ave W Ste 140 Battle Creek Mi 49017 in Battle Creek, MI or call us at (888) 982-1400 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got tailored services just for you. Our business banking solutions include merchant services that simplify payment processing and business loans designed to help your company grow.

Convenience at Your Fingertips

We know life can get busy, so we ensure convenience is always available. Our ATM services allow for quick cash withdrawals and balance checks without the hassle of waiting in line. Plus, as part of our commitment to serving our community, we offer basic shared branch transactions like deposits and withdrawals for members of partner credit unions.

Get Started Today!

With all these services designed with your needs in mind, why wait? Reach out to us at (888) 982-1400 or visit our website at [Battle Creek - Branch 49]( https://www.unitedfcu.com ) to learn more about how we can assist you in achieving your financial goals. Join us today and experience the difference at United!

Personal Banking Services

Our personal banking options include checking and savings accounts that help you keep your finances organized. Imagine having easy access to your funds with just a few taps on your phone. With our online and mobile banking features, you can check balances, make transfers, and pay bills anytime, anywhere. If you're thinking about purchasing a car or need financing for a vehicle, our auto loans and vehicle financing solutions make it simple to drive away in the car you want. We also offer mortgage loans and refinancing options for those dreaming of homeownership or looking to lower their monthly payments.

Support for Your Financial Goals

For those unexpected expenses or projects that pop up, consider our personal loans and debt consolidation services. These options can provide you with the flexibility you need to manage your financial commitments effectively. Don't forget about rewards! Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for various benefits making every dollar spent work harder for you.

Digital & Online Banking

Accessibility and Security

Security is our priority at United. We implement advanced measures to keep your information safe while ensuring that accessing your account remains straightforward. With our mobile app and online banking features, managing your money has never been easier or more secure. Whether you're at home or out running errands, you can confidently handle all your banking needs anytime. Experience the freedom of digital banking with us today!

Key Features

Our mobile application makes banking even easier. With features like mobile payments, you can quickly make purchases without needing cash or cards. Plus, our person-to-person transfer service allows you to send money to friends or family instantly no hassle involved! We also offer e-statements for those who prefer to go paperless. You'll receive your statements electronically, which means no more clutter in your mailbox and quicker access to your financial records. And if you ever need to sign documents, our electronic signature authorization ensures that the process is fast and secure.

Financial Strength

Growing Member Base

Total Share Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Our commitment to you is evident in every aspect of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 25 Michigan Ave W Ste 140 Battle Creek Mi 49017 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investments in Your Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $35,348 in used auto loans and a total of $3,047,289,259 across all loans and leases, supporting your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the challenges of running a business and are dedicated to supporting our local entrepreneurs through tailored financing solutions. At United, we also provide refinancing options for existing loans and eligibility assessments to ensure that our members can find the best possible loan products for their needs. Feel free to visit us at our branch located at 25 Michigan Ave W Ste 140 Battle Creek Mi 49017 in Battle Creek, MI, or give us a call at (888) 982-1400 during our operating hours: Mon-Thurs 9 am - 5 pm and Friday 9 am - 5:30 pm. Our knowledgeable staff is ready to help you explore your loan options and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how we can assist you in achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and situations, ensuring you find the right fit for your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards are designed with rewards that can benefit you while keeping your spending under control.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures that all offers are fair and transparent. By using verified data, users can trust that the loan options presented are legitimate and reliable.

Key Benefits of Using LendMesh

LendMesh provides several advantages for those seeking loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective LendMesh can be in finding the right loan at the best rate. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/mortgage_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Journey

Our Mission

Branch Location & Accessibility

ATM Availability

Accessibility and Parking

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Get Started Today!

Personal Banking Services

Support for Your Financial Goals

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Growing Member Base

Investments in Your Future

Member-Centric Approach

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Key Benefits of Using LendMesh

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