United Credit Union Hendersonville NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner in the heart of Hendersonville, NC! Located at 101 Jack St, our branch has been serving the community since 1949. With a strong commitment to our members, we have grown to support over 192,997 individuals and families, providing them with the tools they need for financial success. At United, we pride ourselves on our impressive total assets of $4,127,673,172 and total deposits reaching $301,665,562. Our dedicated team works tirelessly to ensure that you receive top-notch services tailored to your unique needs. Under the leadership of our CEO, Terry O'Rourke, and Board President, Troy Tolle, we focus on creating an environment where every member feels valued. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our team is here to assist you with a variety of services including business banking options and online banking convenience. Plus, with cash in hand amounting to $28,466,527, you can trust that your funds are secure with us. While members can visit us at 101 Jack St, official correspondence should be sent to our mailing address at PO Box 125, St Joseph, MI 49085. Ready to take control of your financial future? Call us today at 888-982-1400 or visit our website at unitedfcu.com to learn more about how we can help you achieve your goals!

Branch History & Mission

Join Us Today!

As we look towards the future, we remain steadfast in our commitment to innovation and community service. We invite you to become part of the United family experience firsthand how we can help you achieve your financial dreams. Whether you're looking for a new account or need assistance with loans or mortgages, we're here for you. Visit us today at our Hendersonville branch or call us at 888-982-1400 for more information about becoming a member. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, we have continuously expanded our services to meet the evolving needs of our members. With the addition of features such as online banking, mobile payments, and e-statements, we have embraced technology to enhance member experience while ensuring accessibility for everyone. We also offer various services including checking and savings accounts, auto loans, personal loans, and business banking solutions. Our drive-thru service and ATM availability further demonstrate our commitment to providing convenience for all. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 125, St Joseph, MI 49085.

Our Mission Statement

Our mission at United is clear: we strive to provide exceptional financial services while fostering a sense of community support among our members. We believe in empowering individuals by helping them achieve their financial goals through education and personalized service. By offering low-interest loans and competitive rates on deposits, we work hard to make a positive impact on the lives of those we serve. In addition to our core financial services, we engage actively with local organizations and initiatives aimed at uplifting the Hendersonville community. Our partnerships with schools and charities reflect our dedication to giving back and promoting economic well-being.

Branch Location & Accessibility

Branch Features and Accessibility

At United, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure a smooth visit for everyone. We also have ample parking available right outside the entrance, making your banking experience hassle-free. If you're looking for quick service, take advantage of our drive-thru banking option. It's perfect for those days when you're on the go but still want to handle your banking needs without leaving your car. Additionally, we offer ATM services on-site for your convenience, allowing you to withdraw cash or check your balance anytime.

Call-to-Action

Ready to experience the United difference? We invite you to visit us at our Hendersonville branch or call us at 888-982-1400 for any inquiries. Your financial journey starts here!

Operating Hours

We understand that life can be busy! That's why our lobby hours are tailored to fit your schedule. Join us Monday through Thursday from 9 AM to 5 PM and stop by on Fridays from 9 AM to 6 PM. Whether you need assistance with personal banking or want to discuss loan options, our friendly team is ready to help during these hours. While members can visit us at 101 Jack St, official correspondence should be sent to our mailing address at PO Box 125, St Joseph, MI 49085 if it differs from the branch address.

Member Eligibility

At United, we believe that becoming a member is like stepping into a welcoming community where your financial well-being matters. If you're curious about joining us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our community. It's as simple as that! We're here to support you with a range of services tailored to your needs, from checking and savings accounts to loans and credit cards, all designed to help you thrive financially. Ready to take the next step? You can find more details about eligibility on our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account, which will give you all the information you need. When you're ready to open an account, just visit us online at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400. We can't wait for you to join our family at United, located right at 101 Jack St Hendersonville Nc 28792!

Business Banking & Commercial Services

Practical Merchant Services

But we don't stop at loans. Our merchant services offer practical tools that can enhance your daily operations. Picture having access to payment processing solutions that simplify transactions for your customers. Whether you're a retail shop or an online service provider, our services make it easier for you to manage payments efficiently, freeing up time for what matters most growing your business. Discover how we can help your business thrive at United. Reach out to us today at (888) 982-1400!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you own a business or are looking to start one, United provides comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed.

Convenient Banking Access

Our commitment extends beyond traditional banking hours. With features like ATM access for cash withdrawals, basic drive-thru banking for quick deposits and withdrawals, and shared branch transactions for partner credit union members, managing your finances has never been more convenient.

Digital Banking Features

In today's fast-paced world, having the ability to bank online or via mobile apps is essential. Our robust online and mobile banking services allow you to conduct transactions from anywhere at any time. From paying bills to transferring funds between accounts with just a few taps on your phone, we've made it easy for you to stay connected to your finances. We invite you to visit us at our branch located at 101 Jack St, Hendersonville NC 28792, or give us a call at 888-982-1400. Our friendly staff is ready to assist you with any questions about our services or how we can support your financial journey. Come discover how United can help you achieve your financial goals today!

Loans Tailored for You

When it comes to financing, we know that life can throw some surprises your way. That's why we offer a variety of auto loans and vehicle financing options to help you get behind the wheel of a car you love. If homeownership is on your horizon, our mortgage loans and refinancing options can guide you through the process with confidence. And if you're facing unexpected expenses or looking to consolidate debt, our personal loans are designed with flexible terms to meet your needs.

Personal Banking Solutions

For those just starting out or looking to grow their finances, we offer checking and savings accounts designed for everyday use. Imagine easily managing your budget with online banking tools that let you monitor your spending and track your savings goals. With features like e-statements and mobile banking, accessing your accounts has never been easier.

Rewards with Every Swipe

For those who enjoy rewards while spending, our credit cards with rewards program offers points on every purchase. Picture yourself earning cashback or travel points just by using your card for everyday shopping!

Digital & Online Banking

Key Services at Your Fingertips

Explore our user-friendly online banking platform by visiting https://unitedfcu.com/. Here, you can take advantage of features like e-statements, which allow you to view your account statements electronically. This not only saves paper but also gives you instant access to your financial information. Plus, if you're looking for convenience in managing payments, our mobile payments feature lets you make transactions directly from your smartphone. For those moments when you need to transfer money quickly, our person-to-person transfer service is perfect. Send money to friends or family instantly without the hassle of cash or checks. And if you're always on the move, our dedicated mobile application makes banking even easier. You can check balances, pay bills, and deposit checks right from your device.

Security and Accessibility

Security is a top priority for us at United. We offer electronic signature authorization, ensuring that your transactions are safe and verified. Our 24/7 online banking services mean you can access your accounts anytime, so whether it's early morning or late at night, you'll always have control over your finances. With all these features available at your fingertips, managing your money has never been easier. Whether you're checking your balance after hours or making a quick transfer during lunch, United is here to support you every step of the way. Experience the ease of digital banking today!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you better. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,348 in used auto loans and $3,047,289,259 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 101 Jack St Hendersonville Nc 28792 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we provide options that fit your budget. Plus, if you're considering refinancing your current auto loan, we can guide you through that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to providing tailored solutions that meet your specific needs. At United, our goal is to support our members through every step of their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options further or have any questions about eligibility, feel free to reach out at (888) 982-1400 or visit us at our branch located at 101 Jack St Hendersonville Nc 28792. We look forward to assisting you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We offer various mortgage products tailored to meet different needs, whether you're a first-time buyer or looking to upgrade your living situation. Our team is here to help you navigate the application process and find the right solution for your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that allow you to earn while you spend. It's an excellent option for those looking to establish credit or manage everyday purchases without tying up assets.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh as your go-to comparison tool. Ready to find your ideal loan? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices. By working only with verified institutions, LendMesh guarantees that users receive accurate information that reflects current market conditions.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Join Us Today!

Our Evolution

Our Mission Statement

Branch Location & Accessibility

Branch Features and Accessibility

Call-to-Action

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Support

Convenient Banking Access

Digital Banking Features

Loans Tailored for You

Personal Banking Solutions

Rewards with Every Swipe

Digital & Online Banking

Key Services at Your Fingertips

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community