United Credit Union Holland MI | Low Mortgage Rates & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 1075 Washington Ave, Holland, MI 49423. Established in 1949, we have proudly served our community for over seven decades, fostering a culture of trust and support among our 192,997 members. Our commitment to putting members first is reflected in our robust financial standing, boasting total assets of $4,127,673,172 and total deposits amounting to $301,665,562. While members can visit us at our branch location for personalized service and support, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. At United, we believe in not just providing banking services but also enriching lives through meaningful community engagement and financial education. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, we are dedicated to ensuring that each member receives the utmost care and attention. With a workforce of 726 employees, we strive to meet your banking needs efficiently while offering a wide range of services including auto loans, mortgages, personal loans, and business banking solutions. Our strong financial health is supported by a net worth of $457,241,625 and over 111,125 loans issued to help our members reach their goals. You can count on us for reliable financial advice and assistance every step of the way. We invite you to experience the difference with United. Feel free to call us at 888-982-1400 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ) to learn more about how we can help you thrive financially!

Branch History & Mission

Community Engagement

United embraces modern technology without losing sight of personal service. We offer online and mobile banking options for convenience while ensuring our facilities are ADA compliant so everyone can access our services comfortably. Our drive-thru banking makes it easy for those on the go, while ATMs are available for quick cash withdrawals. Our shared service center further enhances accessibility for all members by allowing basic transactions across partner credit unions. This collaborative spirit embodies what we stand for a united community working towards common goals. As we look to the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at United by visiting us or exploring our services online at [unitedfcu.com]( https://www.unitedfcu.com ). Together, let's build a brighter financial future for you and your family!

Mission Statement

At United, our mission is clear: to empower individuals and families through accessible financial services while fostering a sense of community. We believe that everyone deserves a fair chance to achieve their financial goals. Our services include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards all designed with your needs in mind. We pride ourselves on being more than just a bank; we are your neighbors and partners in achieving financial success. Our commitment extends beyond transactions; we actively engage in community outreach programs that uplift those around us. From educational workshops to charitable donations, we're dedicated to making a positive impact in Holland and beyond. While members can visit us at 1075 Washington Ave for their banking needs, official correspondence should be sent to PO Box 125 in St Joseph, MI.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated in Ottawa County, our branch is conveniently located near local favorites like the Holland Town Center and the picturesque Windmill Island Gardens. You'll find plenty of parking available right outside, ensuring that your visit is as smooth as possible. We pride ourselves on being accessible to everyone, with features like ADA-compliant entrances and ramps for those who need them.

Get in Touch

Should you have any questions or need assistance before your visit, don't hesitate to give us a call at 888-982-1400. We're here to support you every step of the way! So why wait? Come visit us at United today at 1075 Washington Ave in Holland! We look forward to welcoming you into our community!

Operating Hours and Services Offered

At United, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Feel free to drop by during these times for personal banking services like checking and savings accounts, auto loans, mortgage options, and even business banking solutions. You can also take advantage of our drive-thru banking for quick transactions without leaving your car. Need cash? We have an ATM on-site for your convenience. If you happen to be a member of a partner credit union, our shared service center can help you conduct basic transactions like deposits and withdrawals too!

Member Eligibility

At United, we believe that everyone deserves to be part of a caring community where financial well-being comes first. Becoming a member is easy and welcoming! If you're someone who lives, works, worships, or attends school in the Holland area, you're likely eligible to join us. We also welcome family members of current members, making it even easier to share the benefits of our services. For a detailed look at our eligibility criteria, feel free to visit [this link]( https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account ). Joining United not only gives you access to a range of financial products tailored to your needs but also places you within a supportive network ready to help you achieve your goals. Whether you're looking for savings accounts, loans, or online banking options, we've got you covered. When you're ready to open an account, simply check out our easy-to-follow process [here]( https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin ). If you have any questions or need assistance, don't hesitate to call us at (888) 982-1400. We can't wait for you to join our community at 1075 Washington Ave Holland Mi 49423!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while keeping your cash flow healthy. Our merchant services make it easy for you to accept various payment methods, ensuring that your customers have a smooth shopping experience. This not only enhances customer satisfaction but also helps you manage transactions more effectively. Whether you're in retail or service industries, we are here to provide you with the tools necessary to thrive. Stop by our branch at 1075 Washington Ave Holland Mi 49423 in Holland, MI, or give us a call at (888) 982-1400 to learn how we can help your business grow!

Comprehensive List Of Services

Additional Services

For those who prefer in-person assistance, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you're a member of a partner credit union, enjoy the ease of making deposits and withdrawals through our shared branch transactions. With one ATM located conveniently at our branch and access to basic ATM services like balance checks and withdrawals, managing your money has never been easier.

Business Banking Services

For small business owners, we offer specialized support through our business banking services, including merchant services that simplify transactions and business loans to help fuel your growth. We understand that running a business comes with its own set of challenges, and we're here to help.

Contact Us Today!

Ready to explore how we can assist you further? Don't hesitate to reach out! Call us at (888) 982-1400 or visit us at 1075 Washington Ave Holland Mi 49423. We're excited to be part of your financial journey at Holland South - Branch 12!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. From checking balances to making transfers and paying bills, everything is just a few clicks away. You can even take advantage of ATM and cash withdrawal services, ensuring that access to your funds is always within reach.

Personal Banking Solutions

For individuals, our offerings include checking and savings accounts that help you keep track of your everyday finances while earning interest on your deposits. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car you want. We also provide mortgage loans and refinancing to assist you in buying your dream home or improving your current mortgage terms. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards with rewards, every purchase you make can earn you points toward future benefits.

Digital & Online Banking

Key Services

Our online banking service allows you to check your account balances, pay bills, and transfer funds with just a few clicks. Plus, if you're on the go, our mobile application provides the same great features right at your fingertips. Whether you're making person-to-person transfers or setting up electronic payments, you'll find everything is designed with user-friendliness in mind. For those who prefer paperless options, we offer e-statements that let you view your account statements online whenever you need them. And if you're signing important documents, our electronic signature authorization feature makes it easy and secure no more printing or scanning required!

Security You Can Trust

When it comes to your finances, security is a top priority. Our digital banking platform uses robust encryption methods to protect your data. You can feel confident knowing that your information is safe while enjoying the flexibility of mobile payments and real-time account management. With all these convenient features and a commitment to security, United helps ensure that managing your money fits seamlessly into your lifestyle. Join us today and experience the benefits of modern banking!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial standing, which ensures we can continue to serve you effectively. With a net worth of $457,241,625, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further demonstrated by our net worth ratio of $1,105, showcasing a solid capital foundation that ensures we can provide loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in the $437,766,946 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options, ultimately enhancing your experience with us. Additionally, with $35,348 in used auto loans and $3,047,289,259 in total loans and leases, our lending capacity supports your financial goals across various sectors. While we strive for operational efficiency, our $0 reflects our ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide you with the best possible service while maintaining the highest standards of financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1075 Washington Ave Holland Mi 49423 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible financing options that can be customized to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and offer solutions tailored specifically for entrepreneurs. At United Credit Union, we're dedicated to empowering our members with financial products that make sense for their lives. Whether you're interested in an auto loan, a mortgage, or any other type of financing solution, our team is ready to assist you. Feel free to reach out at 888-982-1400 or visit us at our branch during operating hours: Monday through Thursday from 9 AM - 5 PM; Friday from 9 AM - 5:30 PM; Saturday from 9 AM - 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We're committed to providing competitive rates and terms that work for you. If you're considering refinancing your current mortgage, be sure to ask about our eligibility options.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to reward your spending while keeping your finances under control.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to guidelines ensures that users receive fair and transparent offers. Each loan listing is verified, allowing users to trust that they are viewing accurate information.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Mission Statement

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Get in Touch

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Contact Us Today!

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Services

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In

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