United Credit Union Mexico MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner located at 907 E Liberty St, Mexico, MO 65265. Since our establishment in 1935, we have proudly served our community, fostering a sense of belonging and financial empowerment among our 28,138 members. With a strong commitment to providing exceptional service and support, we strive to meet the diverse needs of our members while maintaining a solid financial foundation. At United, we understand that every member's journey is unique. That's why we offer a wide range of products and services tailored to help you achieve your financial goals. From personal banking solutions like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have something for everyone. In fact, our total assets amount to an impressive $268,571,399, ensuring that we are well-equipped to support you in every step of your financial journey. Our team of dedicated professionals is led by CEO Brent Sadler and Board President Patrick Donovan, who share a vision of creating a financially secure future for all our members. With 95 employees committed to delivering personalized service, we're here to answer your questions and guide you through your banking experience. While members can visit us at 907 E Liberty St, official correspondence should be sent to P O Box 858, Mexico, MO 65265. Feel free to reach out to us at 573-581-8651 for any inquiries or assistance you may need. Join us at United Credit Union today! Explore how we can help you thrive financially by visiting our website at unitedcu.org. Your journey towards better banking starts here!

Branch History & Mission

Welcome to United, a credit union with a rich legacy that dates back to 1935. Our Liberty Branch, located at 907 E Liberty St, Mexico, MO 65265, has been serving our community for decades, growing alongside the members we support. With over 28,138 members and total assets reaching $268,571,399, we pride ourselves on being a trusted financial partner in Mexico and beyond. Our mission at United is simple yet powerful: we aim to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality banking solutions and support. Our commitment extends beyond just transactions; it's about fostering relationships and helping our members achieve their financial goals. Since opening our doors, United has evolved significantly. We've embraced new technologies and services to meet the changing needs of our members. Today, we offer a variety of personal and business banking solutions including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize convenience with features like online banking, mobile payments, and ATM access making it easier than ever for you to manage your finances on-the-go. While members can visit us at 907 E Liberty St, official correspondence should be sent to P O Box 858, Mexico, MO 65265. We are proud to offer drive-thru banking for quick transactions as well as shared service center availability for added flexibility. Community involvement is at the heart of what we do. We actively participate in local events and initiatives aimed at strengthening our neighborhood ties. This dedication reflects our understanding that a strong community creates a stronger credit union. As we look to the future, we remain committed to serving our members with integrity and compassion. Join us today and experience the benefits of being part of the United family. Whether you're looking for personal banking solutions or seeking support for your business endeavors, we're here for you every step of the way. Visit us or give us a call at 573-581-8651 to learn more about how we can help you thrive!

Branch Location & Accessibility

Accessibility and Convenience

Our branch is fully equipped to ensure accessibility for all members. You'll find ample parking right outside, including designated spots for those who need them. With features like ADA-compliant ramps and easy access points, we strive to make your visit comfortable.

Get in Touch

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 573-581-8651. Our friendly staff is always ready to help! We invite you to stop by and discover how United Credit Union can support your financial journey today.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 9:00 AM to 12:00 PM with drive-thru service only on weekends. Whether you need assistance with your accounts or are looking for a quick transaction, we're here for you during these convenient hours.

Services Offered

At the Liberty Branch, we provide a range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you every step of the way. We also offer basic drive-thru banking services for deposits and withdrawals, ensuring that even on the go, your banking needs are met swiftly. Additionally, our branch participates in shared services with partner credit unions, allowing members access to even more resources while enjoying basic transactions such as deposits and withdrawals.

Member Eligibility

At United, we believe in building a community where everyone is welcome. Becoming a member is easy and open to anyone who lives, works, or worships in our area. If you're looking for a supportive financial partner that truly cares about your needs, you'll find it here. We offer a range of benefits tailored just for you, from competitive loan rates to personalized service that makes banking feel more personal. To get started, simply visit us at our location on 907 E Liberty St Mexico Mo 65265 or check out the eligibility details on our website at https://www.unitedcu.org/join-united. If you have any questions or need assistance, don't hesitate to give us a call at (573) 581-8651. We're excited to help you take the first step toward joining our wonderful family at United!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment processing solution that adapts to your business model whether you're running a brick-and-mortar store or an online shop. Our merchant services offer seamless transactions, enabling you to focus on what you do best: serving your customers. From easy credit card processing to point-of-sale systems, we provide the tools necessary for smooth operations. Visit us at 907 E Liberty St Mexico Mo 65265 in Mexico, MO, or call us at (573) 581-8651 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small business owners will find value in our business banking services as well. From merchant services that simplify transactions to business loans that support growth, we're committed to helping local businesses thrive.

Convenient Banking Features

Accessibility is key at United. Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it. If you prefer face-to-face interactions, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. Additionally, for members of partner credit unions, we offer basic shared branch transactions so you can manage your finances even when you're away from home.

Credit Solutions

Life can throw unexpected expenses your way. That's where our personal loans come in handy. With straightforward terms for debt consolidation or covering unforeseen costs, we aim to provide financial relief when you need it most. Plus, don't forget about our credit cards with rewards! They not only help you make purchases but also earn points towards future rewards.

Digital Banking Benefits

In today's fast-paced world, digital solutions are crucial. Our online and mobile banking platforms empower you to manage your accounts with ease whether it's transferring funds between accounts or using person-to-person payment features. We strive to create a hassle-free banking experience that fits into your busy life. We invite you to explore all these services at United, located at 907 E Liberty St Mexico Mo 65265 in Mexico, MO. For any questions or assistance, feel free to reach out at (573) 581-8651. Let us help you achieve your financial goals today!

Personal Banking

For those managing day-to-day expenses, our personal banking services include checking and savings accounts designed for convenience and growth. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, or pay bills right from your smartphone making it easier than ever to stay on top of your finances. If you're considering a new vehicle, our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. We offer competitive rates that fit your budget. Similarly, if you're dreaming of owning a home, our mortgage loans and refinancing options can guide you toward making that dream a reality.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money quickly and easily through person-to-person transfers. Whether it's splitting dinner costs with friends or paying back a family member, you can do it all without needing cash. Additionally, if you're looking to go paperless, our e-statements provide a secure way to receive your account statements directly to your email. Security is our priority, which is why we have measures in place to protect your information while you bank online. Although we do not currently support electronic signature authorization for documents, our team is always here to help you navigate any processes you may need assistance with. Moreover, we offer mobile payment options so that you can make purchases securely using your phone. This feature adds an extra layer of convenience when shopping in stores or online. At United, we aim to make banking as hassle-free as possible. Our commitment to accessible and effective financial services means you'll always have the tools necessary for real-time account management right at your fingertips. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 55,973, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $903,179. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 907 E Liberty St Mexico Mo 65265 or call (573) 581-8651 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $41,089,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $64,670 in used auto loans and $194,702,303 in total loans and leases, helping you achieve your financial goals across various sectors.

Member-Centric Savings

Your savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 8 part-time employees who are dedicated to serving you with a knowledgeable team.

Strong Financial Health

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, allowing you to choose what fits your budget best. Plus, our refinancing options can help you save even more if you're looking to reduce your current payments.

Commercial Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,820,262 provide the capital needed to expand operations or invest in new ventures. We understand that every business has unique needs; that's why we work closely with you to develop customized financing solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or want more information on eligibility options and refinancing possibilities, please don't hesitate to reach out. Contact us at 573-581-8651 or visit us at our branch located at 907 E Liberty St Mexico Mo 65265. Let United be your partner in achieving financial success!

Credit Lines and Unsecured Loans

Managing everyday expenses can be easier with our credit lines, which total $31,631,693. These lines of credit give you access to funds when you need them most without the hassle of applying for a new loan each time. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $8,289,561 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, our team is here to guide you through other mortgage options. Whether you're purchasing your first home or refinancing an existing mortgage, we can provide personalized assistance tailored to your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without worrying about outdated information. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in helping individuals save money and make sound financial choices. Ready to find your best loan option? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By prioritizing accuracy and integrity, LendMesh provides a reliable platform for comparing loans.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Banking Features

Credit Solutions

Digital Banking Benefits

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

A Growing Community

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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