United Credit Union Asheville NC | Affordable Auto Loans & ATM Services

Introduction

Welcome to United, your trusted partner in financial growth and community development located at 1441 Patton Ave, Asheville, NC 28806. Since our establishment in 1949, we have been dedicated to serving our members with a strong commitment to trust and reliability. With a thriving membership of 192,997 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the Asheville community. At United, we manage total assets of over $4.12 billion, ensuring that we have the resources to meet your financial needs effectively. Our diverse range of services includes everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. We understand that every member has unique requirements, which is why we offer personalized financial products designed with you in mind. If you need assistance or want to learn more about our services, feel free to reach out to us at 888-982-1400. Our friendly staff is here to help during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. While you can visit us at our branch location, please note that official correspondence should be directed to PO Box 125, St Joseph, MI 49085. Leadership plays a crucial role in guiding our credit union toward success. Under the stewardship of CEO Terry O'Rourke and Board President Troy Tolle, we remain focused on enhancing member experiences and fostering community growth. We invite you to explore the various benefits of becoming a member of United. Whether you're looking for a reliable place for your savings or seeking financing options for your next big purchase, we're here for you every step of the way. Visit our website at unitedfcu.com or stop by today we're excited to assist you on your financial journey!

Branch History & Mission

Welcome to the United branch located at 1441 Patton Ave in Asheville, NC! Since opening our doors in 1949, we have proudly served our community, growing alongside our members and adapting to their needs. Today, with a total membership of 192,997 and assets reaching an impressive $4,127,673,172, we remain committed to providing reliable financial services tailored for you. Our journey began over seventy years ago with a simple mission: to empower our members by offering accessible banking solutions that foster financial well-being. Throughout the years, we have seen significant milestones that highlight our commitment to this mission. From the introduction of new loan products to expanding our digital services like online banking and mobile payments, we strive to make your banking experience as convenient as possible. At United, we believe in building strong relationships within our community. Our mission goes beyond just financial transactions; it encompasses supporting local initiatives and partnerships that uplift Asheville and its surrounding areas. We are dedicated to making a positive impact through community outreach programs and events that bring people together. While members can visit us at our Asheville branch address, official correspondence should be sent to our mailing address at PO Box 125, St Joseph, MI 49085. We understand the importance of accessibility. That's why we offer ATM availability and drive-thru banking options for your convenience. Our operating hours are designed with you in mind: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you're stopping by for a quick transaction or seeking guidance on financial matters, our friendly team is here to assist you every step of the way. Join us at United and discover how we can help you achieve your financial goals while being part of a caring community. Experience the benefits of membership today! For more information or assistance, feel free to reach us at 888-982-1400 or visit us online at unitedfcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to United, your friendly neighborhood credit union located at 1441 Patton Ave in beautiful Asheville, NC! Nestled in the heart of Buncombe County, our branch is conveniently situated near popular local spots like the Asheville Mall and the vibrant River Arts District. Whether you're looking to open a new account or need assistance with a loan, we are here to make your banking experience smooth and enjoyable. At our Asheville branch, accessibility is a top priority. We offer ample parking for all members, including accessible spaces for those who need them. Our facility is designed to be welcoming to everyone, featuring ADA-compliant entrances and ramps that ensure easy access for all visitors. We understand that convenience matters, which is why we offer both ATM services and drive-thru banking. You can easily withdraw cash or make deposits without having to leave your vehicle. Our drive-thru service is perfect for those on the go! Our operating hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. If you have questions or need assistance, don't hesitate to give us a call at 888-982-1400. Our friendly team is always ready to help you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. We invite you to come visit us at United in Asheville! Experience firsthand how we can help you achieve your financial goals with personalized service and a community-focused approach.

Member Eligibility

At United, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're curious about how to become part of our community, it's quite simple! To qualify for membership, you just need to meet some friendly criteria. Generally, anyone who lives, works, worships, or attends school in the areas we serve can join us. We also welcome immediate family members of existing members. This means that if you're looking for a place where your financial needs are prioritized and your voice matters, United is the perfect fit for you. You can learn more about the eligibility details by visiting our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account. Opening an account with us is just as easy! Our straightforward process allows you to get started quickly so you can enjoy the benefits of being a member right away. For detailed instructions on how to open an account, feel free to check out https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin. If you have any questions or need assistance, don't hesitate to reach out to us at (888) 982-1400. We're excited to welcome you into our community at 1441 Patton Ave Asheville Nc 28806!

Business Banking & Commercial Services

Loan Options That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and boost your bottom line. Imagine easily accepting payments from customers, managing your sales data on the go, and providing excellent service without the hassle. With our merchant solutions, you can focus more on what you love growing your business. Visit us today or give us a call at (888) 982-1400 to learn how we can support your business journey!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. This means whether you're at home or traveling, you'll have access to essential banking services without interruption. At United, located at 1441 Patton Ave Asheville Nc 28806, we strive to create an inviting atmosphere where members feel valued and supported in their financial journey. If you're ready to explore how we can help meet your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (888) 982-1400 or visit us today at Asheville - Branch 24 your trusted partner in financial success!

Business Banking Solutions

For small business owners, we offer tailored Business Banking solutions including merchant services and business loans. Imagine having a partner who understands the challenges of running a business and provides support when you need it most.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. Need to check your balance? Make a transfer? Or pay bills? It's all just a few taps away! Plus, with access to ATMs and cash withdrawal services at multiple locations, you can easily get cash when you need it without the hassle.

Credit Cards with Benefits

With our Credit Cards with Rewards, every purchase can bring you closer to exciting rewards and cash back opportunities. Whether it's grocery shopping or filling up your gas tank, each swipe adds value to your everyday expenses.

Empowering Your Financial Journey

Sometimes life throws unexpected challenges your way. That's where our Personal Loans & Debt Consolidation services come into play. If you're managing existing debt or need funds for a special project, we can help simplify the process so you can focus on what matters most.

Financing Your Next Adventure

If you're eyeing a new vehicle or need assistance with refinancing, our Auto Loans & Vehicle Financing options make it simple and straightforward. Picture driving off in that new car you've been dreaming about, thanks to our competitive rates and flexible terms. We also offer Mortgage Loans & Refinancing, making homeownership more accessible than ever. Our mortgage experts will guide you through each step, ensuring you find the best loan option for your situation.

Personal Banking Made Easy

For those seeking day-to-day banking solutions, our Personal Banking services include checking and savings accounts that fit your lifestyle. Imagine having a reliable place for your money while also earning interest on your savings. With options designed for every budget and saving goal, you can feel confident about managing your finances.

Digital & Online Banking

Key Services for Your Convenience

Our online banking offers 24/7 access to your accounts, letting you check balances, transfer funds, and pay bills whenever it suits you. You can enjoy the benefits of e-statements, which not only help reduce clutter but also provide a secure way to view your account information at any time. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. If you're always on the go, our mobile application provides a fantastic way to stay connected. You can make mobile payments effortlessly and even send money directly to friends or family with our person-to-person transfer feature. Whether you're grabbing lunch or managing monthly expenses, these tools put control in your hands.

Security Meets Simplicity

We know security is a major concern when it comes to online banking. That's why United employs advanced security measures to protect your personal information and financial data. Our systems are designed to give you peace of mind while ensuring ease of use. In a world where time is precious, our digital banking services offer an accessible solution that fits your lifestyle. Experience the freedom of managing your accounts from anywhere with the assurance that you're protected every step of the way. Join us today at https://unitedfcu.com/ and take advantage of all that our digital banking has to offer!

Financial Strength

Commitment to Innovation

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases available for various needs.

Growing Membership Base

We have established a strong and growing member base with 439,336, showing that many trust us with their finances. This trust allows us to manage our resources effectively while delivering exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1441 Patton Ave Asheville Nc 28806 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees dedicated to serving you with a knowledgeable team ready to assist you with all your banking needs.

Solid Financial Foundation

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new ride or a dependable used vehicle, we can tailor financing options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your ambitions. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, don't hesitate to reach out. Our team is ready to assist you every step of the way. For more information on our loan offerings or to discuss your specific needs, contact us at 888-982-1400 or visit us at 1441 Patton Ave Asheville NC 28806. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide various plans that suit first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Enjoy competitive interest rates and rewards for responsible spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: You get access to up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability of LendMesh in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that you receive fair and transparent offers without hidden agendas.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options That Propel Growth

Merchant Services for Everyday Success

Comprehensive List Of Services

Additional Services

Business Banking Solutions

Convenient Digital Banking

Credit Cards with Benefits

Empowering Your Financial Journey

Financing Your Next Adventure

Personal Banking Made Easy

Digital & Online Banking

Key Services for Your Convenience

Security Meets Simplicity

Financial Strength

Commitment to Innovation

Growing Membership Base

Member-Focused Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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