United Credit Union Mexico MO | Affordable Auto Loans & Checking

Introduction

Welcome to United, your trusted financial partner in the heart of Mexico, MO. Located at 802 E Breckenridge St, our branch has been serving the community since 1935, making us a staple for reliable banking solutions. With a strong commitment to our members, we pride ourselves on fostering a welcoming environment where everyone feels like family. At United, we understand that your financial needs are unique. That's why we offer a range of services tailored just for you, including personal banking options, auto loans, mortgage financing, and business banking solutions. Our dedicated team is here to guide you through every step of your financial journey. As of now, we proudly support over 28,138 members and manage total assets of $268,571,399. This robust foundation allows us to provide competitive rates on loans and deposits while maintaining a net worth of $42,144,900. With total deposits reaching $16,865,612, you can trust that your money is secure with us. Our CEO, Brent Sadler, along with Board President Patrick Donovan, lead our team of 95 employees who are passionate about helping you achieve your financial goals. We also have an ATM available for your convenience and offer online and mobile banking services for easy access to your accounts anytime. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 858, Mexico, MO 65265. If you're ready to experience personalized service and community-focused banking, give us a call at 573-581-8651 or visit our website at www.unitedcu.org. We look forward to welcoming you to the United family!

Branch History & Mission

Welcome to United, a credit union with a rich history rooted in community service and financial empowerment. Established in 1935, we have grown alongside our members in Mexico, MO, fostering a spirit of support and collaboration. Over the years, our commitment to providing accessible financial services has made us a trusted partner for over 28,000 members. Today, our total assets stand at an impressive $268,571,399, reflecting our stability and dedication to serving the needs of our community. Located conveniently at 802 E Breckenridge St, Mexico, MO 65265, our branch is easily accessible for members seeking personal banking solutions. While you can visit us at this address for all your banking needs, please direct official correspondence to PO Box 858, Mexico, MO 65265 if necessary. At United, our mission goes beyond just offering financial products. We aim to uplift our community by providing resources that help individuals achieve their financial goals. Whether it's through personal banking accounts, auto loans, mortgages, or business services our focus is always on improving the lives of those we serve. Our values encourage us to ensure that each member feels valued and understood. As we embrace modern advancements in banking technology, we prioritize accessibility through online and mobile banking options. We also offer ATM services for easy cash withdrawals and balance checks. With a commitment to ADA compliance and customer-centric initiatives, we strive to make banking a positive experience for everyone. Our partnerships with local organizations enhance our outreach efforts and allow us to contribute meaningfully to community development. From sponsoring local events to supporting educational programs, United is dedicated to making a difference where it matters most. We invite you to join us at United and experience the benefits of being part of a credit union that truly cares about its members and community. Whether you're looking for assistance with loans or simply want advice on managing your finances better, we are here for you every step of the way. Contact us today at 573-581-8651 or visit our website to learn more about how we can serve you!

Branch Location & Accessibility

Call to Action

Ready to experience the friendly service at United? Give us a call at 573-581-8651 or stop by during our operating hours. We look forward to helping you achieve your financial goals!

Operating Hours

Our lobby hours are set to accommodate your busy schedule. We're open Monday through Friday from 9:00 AM to 4:00 PM, so you can stop by before or after work or even during lunch breaks. We strive to make banking as convenient as possible for all our members.

Parking and Accessibility

We know that accessibility is important. At our branch, you'll find ample parking available, including designated spaces for those who need them. We are fully ADA compliant, ensuring that everyone can easily navigate our facilities. Whether you're visiting us for personal banking or business needs, you'll find our location welcoming and easy to access.

Services Offered

At United, we offer a full range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. If you're looking for credit cards with rewards or business banking solutions, you'll find those here too! Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 802 E Breckenridge St for in-person assistance, official correspondence should be sent to PO Box 858, Mexico, MO 65265.

Member Eligibility

At United, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're wondering about eligibility, it's quite simple! Individuals who live, work, worship, or attend school in Audrain County are warmly invited to join us. We also welcome family members of current members, making it easy for you to share the benefits of membership with those you care about. Once you're ready to take this exciting step, opening an account is a breeze! Just visit us at 802 E Breckenridge St Mexico Mo 65265 or give us a call at (573) 581-8651 for more information. You can also check out our detailed eligibility criteria and account opening process online at https://www.unitedcu.org/join-united. Joining United not only connects you with a supportive community but also gives you access to personalized services tailored just for you. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running a busy café that needs quick access to funds for inventory or a retail store wanting to streamline payment processing. Our merchant services offer practical benefits that allow you to focus on what you do best serving your customers. From easy payment options to reliable support, we equip you with the tools needed for smooth operations. Located at 802 E Breckenridge St Mexico Mo 65265 in Mexico, MO, we're here to help your business thrive. Contact us today at (573) 581-8651 and discover how our tailored banking solutions can work for you!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, United offers comprehensive business banking services. From merchant services that facilitate smooth transactions to business loans that fuel your company's growth, we're here to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and even send money to friends through person-to-person payment options. Our ATM services also allow for easy cash withdrawals and balance checks whenever you need them.

Exceptional Member Support

We understand that navigating financial matters can sometimes feel overwhelming. That's why our team is always ready to assist you with any questions or concerns you may have. You can reach us at (573) 581-8651 during our lobby hours from 9:00 AM to 4:00 PM. At United, we are committed to being your trusted partner for all things finance. Come visit us at our convenient location in Mexico or explore more about our offerings online at Operations. Let us help you take the next step toward achieving your financial goals today!

Personal Banking Solutions

Our personal banking options are designed with you in mind. Whether you're opening a checking or savings account, you can expect features that help you manage your money effectively. For those looking to purchase a new vehicle, our auto loans and vehicle financing options come with competitive rates to make your dream car more affordable. Need assistance with your home? Our mortgage loans and refinancing solutions offer flexibility and support as you navigate important financial decisions. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide an easy way to get back on track. Plus, our credit cards come with rewards that give back every time you use them, ensuring that your spending works for you.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.unitedcu.org/, you can manage your accounts 24/7 from the comfort of your home or on the go. Check your balances, transfer funds, and pay bills with just a few clicks. This accessibility means you can handle your banking needs whenever it suits you.

Go Green with E-Statements

Say goodbye to paper clutter! We provide e-statements for all members who choose this option. It's not only environmentally friendly but also allows you to access your statements anytime you need them just another way we make managing your finances easier. At United, we are committed to providing services that enhance your banking experience while ensuring safety and convenience. Explore all our digital offerings today!

Secure Transactions and Transfers

Security is a top priority at United. While we don't currently offer electronic signature authorization, rest assured that all transactions are protected by robust security measures. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick send cash instantly without any hassle.

User-Friendly Mobile Features

For those who prefer to bank on their mobile devices, our mobile application is here for you. Available for download, this app allows you to carry out all the essential banking tasks right from your smartphone. Plus, with our mobile payments feature, making purchases has never been easier or more secure. Simply tap your phone and go!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 802 E Breckenridge St Mexico Mo 65265 or call (573) 581-8651 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares totaling $903,179, we have substantial funds available for lending and investments. As a testament to our growing member base, we currently manage a total of 55,973 share accounts evidence that many trust us with their finances.

Investment in Growth

With $41,089,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,670 in used auto loans and a total of $194,702,303 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength ensures we can serve you reliably and effectively. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to providing financial solutions tailored to your operational needs.

Credit Lines and Unsecured Loans

Managing finances can be challenging at times. That's why we provide flexible terms on unsecured credit card loans, with a total of $8,289,561 helping members manage their finances effectively. Additionally, our total credit lines amount to $31,631,693, providing you with options for accessing funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to reach out for more information on our mortgage alternatives that may fit your needs.

Refinancing Options

If you're looking to lower your monthly payments or adjust your loan terms, don't hesitate to ask us about refinancing options available for any of our loan products. We strive to ensure our members receive favorable terms that align with their financial objectives. Our experienced team is ready to help you navigate through our various loan offerings. Feel free to call us at (573) 581-8651 or visit us at 802 E Breckenridge St Mexico Mo 65265 for personalized assistance and more information on how we can support your journey toward financial success. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing real, viable options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results means that users see the best rates available without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the best fit for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the tool in helping consumers navigate their loan choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers presented are fair and transparent. By leveraging accurate data from trusted sources, LendMesh helps users make informed decisions without the noise often found in the lending market.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Exceptional Member Support

Personal Banking Solutions

Digital & Online Banking

Convenient Online Access

Go Green with E-Statements

Secure Transactions and Transfers

User-Friendly Mobile Features

Financial Strength

Conclusion

Dedicated Team

Investment in Growth

Member-Centric Savings

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community