United Credit Union New Buffalo MI | Affordable Auto Loans & Checking

Introduction

Welcome to United, your trusted financial partner located at 207 N Whittaker St Ste B, New Buffalo, MI 49117. Since our establishment in 1949, we have been committed to serving our growing community of 192,997 members with personalized banking solutions and unwavering support. At United, we understand that your financial goals are as unique as you are, which is why we offer a diverse range of services tailored to meet your needs. As a proud member of the community, we've built a solid foundation with total assets amounting to an impressive $4,127,673,172. This strength allows us to provide significant benefits such as loans and deposits that empower our members to achieve their dreams. With over 111,125 loans and leases and total deposits reaching $301,665,562, we are here to help you navigate your financial journey confidently. Our leadership team, led by CEO Terry O'Rourke and Board President Troy Tolle, shares a deep commitment to enhancing your experience with us. We pride ourselves on our dedicated staff of 726 employees, all ready to assist you with your banking needs. While members can visit us at our New Buffalo branch for personal service, please note that any official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. Explore how United can make a difference in your financial life today. Visit our website at [unitedfcu.com]( https://unitedfcu.com ) or call us at 888-982-1400 for more information on how we can serve you better. Your journey towards financial success starts here!

Branch History & Mission

Community Commitment

United is not just about banking; it's about giving back. We actively engage in community outreach programs and partnerships aimed at uplifting those around us. By participating in local events and supporting charitable initiatives, we strive to make a positive impact in New Buffalo and beyond. As we look forward to the future, we invite you to join our growing family at United Federal Credit Union. Experience first-hand the benefits of being part of a community-focused credit union that prioritizes your needs and well-being. Reach out today at (888) 982-1400 or visit us online at [unitedfcu.com]( https://unitedfcu.com ) to learn more about how we can support your financial journey!

Our Evolution

From our modest beginnings, United has grown significantly in both membership and assets. Today, we proudly manage total assets exceeding $4.1 billion. Our journey reflects our commitment to adapting and expanding services to meet the evolving needs of our members. Over the years, we have introduced various financial products and services tailored to support individuals and families alike. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, United is here to help you achieve your financial goals.

Our Mission

At United Federal Credit Union, our mission goes beyond offering competitive financial services. We are dedicated to enhancing the lives of our members by fostering a sense of community and support. Our goal is to provide personalized service that empowers individuals to make informed financial decisions. We believe in creating lasting relationships with our members through trust and transparency. While members can visit us at 207 N Whittaker St Ste B New Buffalo Mi 49117, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. We encourage our members to take advantage of modern conveniences such as online banking and mobile payments. These tools are designed with you in mind, ensuring that managing your finances is simple and secure.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer easy parking options right outside, making it simple for everyone to access our services. Whether you're stopping by for a quick question or to discuss your financial goals, we want your visit to be as smooth as possible.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, but please note that visits are by appointment only. Our friendly team is ready to assist you with a variety of services including personal banking, auto loans, mortgage refinancing, and credit cards that come with rewards. If you're looking for business banking solutions or online and mobile banking options, we've got those covered too! Unfortunately, we do not have ATM or drive-thru services available at this location. However, our dedicated staff is always on hand to ensure that your banking experience is both pleasant and efficient. Feel free to give us a call at 888-982-1400 if you have any questions or would like to schedule an appointment. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

Becoming a member of United is like joining a welcoming family where your financial needs are prioritized. If you live, work, or worship in the New Buffalo area or have family connections to our community, you're already on the right track! We believe in making banking accessible and beneficial for everyone, which is why we invite individuals from all walks of life to explore membership with us. By choosing United, you gain access to a range of services designed to help you thrive financially, from savings accounts to loans that fit your unique needs. To get started, simply check out our eligibility criteria [here]( https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account ). You'll find everything you need to know about what it takes to join our supportive community. When you're ready, opening an account is easy just visit us online at [this link]( https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin ) or give us a call at (888) 982-1400. We can't wait to welcome you into the United family at our branch located at 207 N Whittaker St Ste B New Buffalo Mi 49117!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services are designed to simplify your daily operations. Imagine having the ability to accept payments seamlessly, manage transactions efficiently, and access funds quickly all at competitive rates tailored for your business needs. Whether you're a local retailer or a service provider in New Buffalo, MI, our offerings help you focus on what you do best: running your business. Explore how United can be your partner in success at 207 N Whittaker St Ste B New Buffalo Mi 49117 or call us at (888) 982-1400 to learn more about how we can support your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing that dream car simple and affordable. With competitive rates and flexible terms, you can drive off in a new car without breaking the bank.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans designed to support your entrepreneurial journey. From financing equipment to managing payroll, we understand what it takes to run a successful business.

Convenience at Your Fingertips

With features like ATM and cash withdrawal services, accessing your funds is straightforward. Plus, our digital banking capabilities allow you to send money through person-to-person payments with ease no more waiting in line! We invite you to visit us at 207 N Whittaker St Ste B New Buffalo Mi 49117, or call us at (888) 982-1400 if you have questions or want more information about any of our services. At United, we're committed to helping you achieve your financial goals while making the process as convenient as possible. Explore all that we offer today!

Credit Cards with Rewards

Our credit cards with rewards provide an excellent way to earn points on your everyday purchases. Whether you're using them for groceries or travel expenses, you'll enjoy benefits that add value back into your life.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage loans tailored to fit your budget. Our experienced team will guide you through the process, ensuring that you find the right mortgage solution for your unique situation.

Personal Banking

Start with our personal banking options, which include both checking and savings accounts designed for every lifestyle. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to manage your money anytime, anywhere. You can also set up e-statements to keep track of your transactions effortlessly.

Personal Loans & Debt Consolidation

Need a little extra cash? Our personal loans can help you cover unexpected expenses or consolidate debt into one manageable payment. We understand that life can throw surprises your way, and we're here to help make it easier.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, providing you with real-time account management right at your fingertips. Whether you're checking your balance, transferring funds, or paying bills, it's all just a click away. We also support electronic signature authorization, making it easier for you to complete transactions securely without the need for paper forms. For those who prefer to manage their finances on the go, our mobile application is here to help. You can make mobile payments effortlessly and even send money directly to friends or family with our person-to-person transfer feature. No more waiting in line or rushing to the bank; you can handle everything from the comfort of your home or while you're out and about.

Security & Accessibility

Your security is our top priority. Our online banking system includes advanced security measures to keep your information safe. Plus, with e-statements readily available, you can easily track your financial activity without cluttering up your mailbox. In short, our digital banking services at United provide an accessible and user-friendly experience that empowers you to take control of your finances. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

We are proud of our community's trust as shown by our 439,336 total share accounts. This reflects a strong and growing member base that relies on us for their financial needs. With available funds for lending and investments at $0 net shares, we're well-positioned to help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 207 N Whittaker St Ste B New Buffalo Mi 49117 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is illustrated by the $3,5348 in used auto loans and an impressive $3,047,289,259 total loans and leases. This means we can support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms and options available for you.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is here to work with you on finding the right financing solution. At United, we are dedicated to helping our members succeed financially. For more information about our loan offerings or to speak with one of our representatives, please call us at (888) 982-1400 or visit us at 207 N Whittaker St Ste B New Buffalo Mi 49117, New Buffalo, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide personalized service to help you navigate the process smoothly. Plus, if you're considering refinancing, we can assist you with eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $85,303,113 in loans, our credit cards offer competitive rates and rewards to help you get more out of your purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for anyone looking to secure the best loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which helps build trust and confidence in the decision-making process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform provides unbiased results to help users make informed choices. The real-time rate comparisons offered by LendMesh are another significant advantage. Users can access up-to-date loan rates from multiple institutions, empowering them to find the best options tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the service is. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Solutions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenience at Your Fingertips

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Commitment to Operational Efficiency

Growing Membership Base

Investment in Member Services

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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