United Credit Union Mishawaka IN | Quick Personal Loans & Auto Financing

Introduction

Welcome to United, your trusted financial partner located at 3630 Bremen Hwy, Mishawaka, IN 46544. Since our establishment in 1949, we have been dedicated to serving our community with a commitment that goes beyond traditional banking. With nearly 193,000 members and total assets of over $4.1 billion, we pride ourselves on fostering relationships built on trust, support, and personalized service. At United, we understand the importance of making financial decisions that positively impact your life. Whether you're looking for auto loans, mortgages, or savings accounts, we've got you covered with competitive rates and friendly advice. Our total deposits stand at an impressive $301,665,562, showcasing our members' trust in us as a safe place for their finances. While you can visit us at our branch location for in-person assistance, please note that official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if you're reaching out via mail. Our team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Led by our experienced CEO, Terry O'Rourke, and Board President Troy Tolle, we strive to provide exceptional service tailored to meet your needs. With a dedicated team of 726 employees, we are equipped to help you navigate all your banking needs seamlessly. Explore the wide range of services we offer from personal banking options like checking and savings accounts to business banking solutions. For more information or to get started on your financial journey with us today, give us a call at 888-982-1400 or visit us online at [unitedfcu.com]( https://www.unitedfcu.com ). Join the United family where your financial goals become our mission!

Branch History & Mission

Community Engagement

United is deeply rooted in Mishawaka and actively engages in community outreach initiatives. From local partnerships that empower small businesses to educational programs that promote financial literacy, we believe in giving back. Our shared service center also allows us to collaborate with other credit unions, enhancing access for all members. Our branch is equipped with modern conveniences like drive-thru banking and ATM availability, making it easier than ever for you to manage your finances on your terms. We also embrace digital advancements such as online banking and mobile payments, ensuring that our services are accessible anytime, anywhere. While members can visit us at 3630 Bremen Hwy, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed.

Join Us

As we look toward the future, our commitment remains unwavering. We invite you to become part of the United family today! Experience the benefits of being a member-focused credit union where your financial health is our priority. Feel free to reach out at 888-982-1400 or visit us online at [unitedfcu.com]( https://unitedfcu.com/ ) for more information about membership opportunities and how we can assist you in achieving your financial goals!

Our Mission

At United, our mission is clear: we aim to enhance the financial well-being of our members by providing exceptional service and a wide range of financial products. We believe that everyone deserves access to quality banking services that cater to their needs. This mission drives us every day as we strive to make a positive impact on the lives of those we serve. We are not just about numbers; we're about people. Our team works hard to build lasting relationships with each member and ensure they feel valued. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans and mortgages, we are here to support you every step of the way.

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily navigate our space. Plus, ample parking is available just steps away from our entrance, making your visit even more straightforward.

Call to Action

Ready to take the next step in your financial journey? Visit us at United today or give us a call at 888-982-1400. Our dedicated team is eager to assist you with all your banking needs!

Operating Hours

We understand that life can get busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, and on Friday until 5:30 PM. Whether you need assistance during the week or prefer a quick visit before the weekend, we're here to help.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals. If you prefer drive-thru banking for simple transactions like deposits or withdrawals, we also provide that service for added convenience. While members can visit us at 3630 Bremen Hwy, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085.

Member Eligibility

At United, we believe that everyone deserves the opportunity to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We also open our doors to family members of existing members, making it even easier to connect with your loved ones through our services. Membership at United comes with incredible benefits like personalized service, competitive rates, and access to a variety of financial products designed just for you. For detailed eligibility criteria, feel free to check out our resource at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Ready to take the next step? Opening your account is straightforward! Just visit us at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin or give us a call at (888) 982-1400. Our friendly staff is here to help you every step of the way. Join us today at 3630 Bremen Hwy Mishawaka In 46544 and experience the difference that being part of our community can make in your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Picture a local café using our point-of-sale solutions to accept payments quickly, making it easier for customers to enjoy their coffee without hassle. Our services not only streamline payment processing but also provide insights into sales trends, helping you make informed decisions for your business. Whether you're a seasoned entrepreneur or just starting out, United is here to partner with you on your journey toward success. Visit us at 3630 Bremen Hwy Mishawaka In 46544 in Mishawaka, IN, or call us at (888) 982-1400 to learn more about how we can support your business goals.

Comprehensive List Of Services

Additional Services

At United, we recognize the importance of convenience and accessibility. That's why we offer basic drive-thru banking for deposits and withdrawals, along with shared branch transactions for partner credit union members. You can also enjoy basic ATM access for withdrawals and balance checks without hassle. We believe banking should be easy and accessible for everyone. If you're ready to explore these services further or if you have any questions, feel free to reach out at (888) 982-1400 or visit us online at [Bremen Highway - Branch 37]( https://unitedfcu.com/ ). Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make your dream vehicle a reality. With competitive rates and flexible terms, you'll find an option that suits your budget.

Business Banking

For our business members, we provide tailored solutions through our Business Banking services, which include Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Credit Cards

We also offer Credit Cards with Rewards, giving you more value for your everyday purchases. Enjoy benefits that can enhance your spending power while earning rewards along the way.

Home Financing

For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing services offer personalized assistance every step of the way. We'll help guide you through the process, making it as smooth as possible so you can focus on turning your house into a home.

Personal Banking

Our personal banking services include Checking & Savings Accounts that fit various lifestyles. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, make transfers, and pay bills from anywhere. We also provide ATM & Cash Withdrawal Services, ensuring you have access to your money when you need it.

Personal Loans

Need some extra cash? Our Personal Loans & Debt Consolidation services can assist with unexpected expenses or help simplify your finances by consolidating debt into one manageable payment.

Digital & Online Banking

Key Services

With our online banking platform, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Our mobile application offers all these features right at your fingertips, ensuring that your financial needs are just a tap away. Plus, with our electronic signature authorization option, you can complete transactions securely without the hassle of paperwork. We also offer e-statements, allowing you to go green and access your statements anytime without cluttering your mailbox. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. And if you prefer using mobile payments, rest assured that we support that too making it easy to pay for everyday purchases directly from your device.

Security and Accessibility

Your security is paramount at United. We implement robust measures to protect your personal information while you enjoy the ease of online banking. Our services are designed with you in mind accessible and straightforward so you can manage your accounts in real time without any fuss. In today's fast-paced world, being able to control your finances anytime is essential. With United, you're not just a member; you're part of a community that values innovation and care in every transaction. Dive into our digital banking options today and experience the freedom they bring!

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits our members, ensuring their trust in us as their financial partner. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,348 in used auto loans and an impressive $3,047,289,259 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 3630 Bremen Hwy Mishawaka IN 46544 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find the right fit.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your entrepreneurial journey. If you're interested in any of these loan products or want more information about refinancing options and eligibility, feel free to reach out! You can contact us at (888) 982-1400 or visit us at 3630 Bremen Hwy Mishawaka In 46544 in Mishawaka, IN. Together, let's navigate your financial journey with confidence!

Credit Lines

In addition to our standard loans, we provide credit lines totaling $1,074,727,648. This option offers you flexibility and access to funds whenever you need them without the need for a fixed repayment schedule.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. Whether you're purchasing your first home or upgrading to accommodate a growing family, we have solutions tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases while allowing you to build or improve your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process means that users can trust they are looking at legitimate loan options tailored to their needs.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In

Join Our Community