United Credit Union Buchanan MI | Affordable Vehicle Loans & Business Banking

Introduction

At United, we believe that financial success is about more than just numbers it's about building relationships and empowering our members. Located at 808 E Front St, Buchanan, MI 49107, our branch has proudly served the community since 1949. With a commitment to member service, we've grown to support over 192,997 members with total assets exceeding $4.12 billion. Our dedicated team of 726 employees, led by CEO Terry O'Rourke and Board President Troy Tolle, is here to provide personalized solutions for your banking needs. Whether you're looking for an auto loan or seeking to grow your savings, we have options tailored just for you. With total loans of 111,125 and deposits amounting to $301,665,562, we ensure that your finances are in good hands. While members can visit us at our Buchanan branch, official correspondence should be sent to our mailing address: P.O. Box 125, St Joseph, MI 49085. Experience the trust and reliability that comes from being part of the United family. We invite you to explore our range of services online at [unitedfcu.com]( https://www.unitedfcu.com ) or give us a call at 888-982-1400. Let's work together towards achieving your financial goals!

Branch History & Mission

At United, located at 808 E Front St, Buchanan, MI 49107, we take pride in our rich history and commitment to serving our community. Since our establishment in 1949, we have steadily grown from a small credit union into a trusted financial partner for nearly 193,000 members. Our journey has been marked by milestones that reflect our dedication to providing exceptional service and support to the people of Buchanan and beyond. As we look back on our history, we remember the values that started it all community, trust, and empowerment. Over the decades, we have expanded our services while staying true to our mission: to enhance the financial well-being of our members through innovative banking solutions and community engagement. Our headquarters in St Joseph, MI serves as a beacon for our values and aspirations. United's mission goes beyond just offering financial products; it's about making a positive impact in the lives of our members and the broader community. We strive to provide accessible banking services that cater to everyone's needs from checking and savings accounts to auto loans, mortgages, personal loans, and business banking. Our commitment is evident not only in the quality of our services but also in how we engage with local organizations and initiatives aimed at uplifting those around us. While members can visit us at 808 E Front St Buchanan Mi 49107, official correspondence should be sent to P.O. Box 125, St Joseph, MI 49085 if needed. We understand that convenience is key; that's why we offer features like ATM access and drive-thru banking for quick transactions. In this digital age, we have embraced technology by ensuring ADA compliance and providing online and mobile banking options that allow members to manage their finances from anywhere. We know that customer satisfaction is paramount; hence, we continually seek ways to improve our services based on member feedback. We're proud of our total assets of over $4 billion, which reflects not just numbers but the trust placed in us by our members. As part of this commitment to growth and service, United actively engages in partnerships that benefit the community through outreach programs designed to support education, health initiatives, and local businesses. As you consider your financial future, we invite you to become part of the United family. Join us today and experience firsthand how we can help you achieve your financial goals while being an integral part of your community. For more information or assistance with membership applications, please call us at (888) 982-1400 or visit us online at [United]( https://www.unitedfcu.com ). Together, let's build a stronger tomorrow!

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to give us a call at 888-982-1400. We're here to help! So come visit us at United Credit Union in Buchanan where friendly service meets convenience. We look forward to seeing you soon!

Convenient Access and Features

Parking is readily available for our members, ensuring that you can visit us without any hassle. We pride ourselves on being accessible to everyone, with features such as ADA-compliant ramps and pathways for those who need them. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and on Saturday from 9 AM until noon Drive-Thru service only during these hours. This means you can pop in or drive through to handle your banking tasks at times that work for you.

Services Offered

At United Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making it even more convenient. Additionally, if you're a member of another participating credit union, you can take advantage of our shared service center for basic transactions as well.

Member Eligibility

Becoming a member of United feels like stepping into a welcoming community where your financial needs are truly understood. To join us at our Buchanan branch located at 808 E Front St Buchanan Mi 49107, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, or worships in the area is welcome to apply, along with their family members. This means that if you're part of our vibrant local community, you're already on the path to membership! For more detailed information on eligibility, feel free to check out our website at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Opening an account is just as easy and accessible. You can start the process online by visiting https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin , or give us a call at (888) 982-1400 if you have any questions or need assistance. We're here to support you every step of the way as you embark on this journey with us. Join United today and experience all the benefits that come with being a valued member!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify the payment process for your customers. Whether you're a local shop or an online retailer, our services ensure that you can accept payments easily and securely. This means more time focusing on what you do best running your business while we handle the transactions seamlessly. Visit us at 808 E Front St Buchanan Mi 49107 in Buchanan, MI, or call us at (888) 982-1400 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, and we're committed to helping you succeed.

Convenient Access

Accessing your account has never been simpler with our ATM and cash withdrawal services available right at your fingertips. We also have basic drive-thru banking for quick deposits and withdrawals if you're on the go. For members of partner credit unions, we offer basic shared branch transactions for added convenience. In this fast-paced world, having reliable banking options is essential. At United, we're not just about numbers; we're about people your financial well-being matters to us. If you're interested in learning more about how we can support your financial goals or wish to open an account today, please don't hesitate to reach out at 888-982-1400 or visit us online at [unitedfcu.com]( https://www.unitedfcu.com ). Join us at United where we put our members first!

Credit Cards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also reward you for your everyday spending. Whether it's cash back on groceries or points for travel, you'll find a card that fits your lifestyle perfectly.

Home Loans

For those ready to purchase their dream home or refinance an existing mortgage, our mortgage loans and refinancing options come with flexible terms that can help ease the financial burden. Our knowledgeable staff will guide you through the process so you feel confident in your decisions.

Personal Banking

Our personal banking options are tailored to fit your lifestyle. With both checking and savings accounts, managing your money has never been easier. Imagine having quick access to your funds through our online and mobile banking services; you can check balances and transfer money from anywhere at any time. If you're thinking about buying a new vehicle, our auto loans and vehicle financing provide competitive rates to get you on the road without breaking the bank.

Personal Loans & Debt Solutions

If you're facing unexpected expenses or looking to consolidate debt, we offer personal loans and debt consolidation solutions that can fit any budget. Our goal is to empower you financially by providing resources that help manage your finances effectively.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application ensures that all these features are right at your fingertips. You can also enjoy the convenience of mobile payments, making it easy to pay for purchases directly from your phone. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that quickly and securely. Plus, with electronic signature authorization, signing documents has never been easier no need for paper or in-person visits!

Security & Accessibility

Your security is our top priority. All transactions through our online banking services are protected by advanced security measures, ensuring that your personal information remains safe. With e-statements available, you can keep track of your finances without worrying about clutter from paper statements. Our user-friendly interface is designed for everyone, so whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate. Real-time account management means you can stay updated on your finances without any hassle. Explore all these features and more by visiting us at https://unitedfcu.com/ today. At United, we're committed to making your banking experience as convenient and secure as possible!

Financial Strength

Investment in the Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $35,348 in used auto loans and $3,047,289,259 in total loans and leases show our strong lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 439,336, highlighting the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 808 E Front St Buchanan Mi 49107 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Solid Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, our flexible terms can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other operational expenses, our tailored solutions are designed with your business's success in mind. At United, we aim to support all your borrowing needs. If you're considering refinancing or want to learn more about eligibility options, feel free to reach out. You can contact us at (888) 982-1400 for more information or visit our website for details on how to apply. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide competitive interest rates and straightforward processes to help you navigate your path to owning a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with various benefits, allowing you to make purchases with confidence while building your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates for your needs? Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/personal_loans ). *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers without hidden fees or misleading information.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Access and Features

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Loans

Personal Banking

Personal Loans & Debt Solutions

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Investment in the Future

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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