United Credit Union Reno NV | Best Auto Loans & Business Banking

Introduction

Welcome to United, your trusted partner in financial growth and community support, located at 980 Ambassador Dr, Reno, NV 89523. Since our establishment in 1949, we have been dedicated to serving our members with integrity and a personal touch. With a robust membership of over 192,997 individuals, we strive to create meaningful connections and provide exceptional financial services tailored to your needs. At United, we understand that every member has unique financial goals. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand at an impressive $4,127,673,172, reflecting our commitment to stability and growth for our members. With total deposits amounting to $301,665,562 and a net worth of $457,241,625, you can trust us to safeguard your investments while helping you achieve your financial aspirations. Under the leadership of our CEO Terry O'Rourke and Board President Troy Tolle, we are dedicated to creating a welcoming environment where your financial health is our priority. We employ a team of 726 passionate professionals who are ready to assist you every step of the way. Whether you're looking to secure a loan or start saving for the future, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 125, St Joseph, MI 49085. If you have any questions or would like more information about our services, feel free to reach out at 888-982-1400. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM with drive-thru service available until 6 PM. Join us today at United and discover how we can help you navigate your financial journey with confidence! For more details on becoming a member or accessing our services online, please visit our website.

Branch History & Mission

Community Commitment

United is more than just a credit union; we're your neighbors dedicated to enhancing your quality of life. Through partnerships with local organizations and community events, we strive to give back and strengthen the bonds that unite us all. By joining United, you're not just becoming a member; you're becoming part of a caring community focused on mutual success.

Join Us

We invite you to experience the benefits of being part of United. Whether you're looking for a new place for your banking needs or seeking guidance on how to achieve your financial goals, we're here for you every step of the way. Connect with us today at 888-982-1400 or visit us online at unitedfcu.com to learn more about membership opportunities and services available at United!

Our Evolution

From our humble beginnings to becoming one of the most respected credit unions in the region, each milestone in our history reflects our commitment to our members and the communities we serve. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our focus on innovation ensures that we adapt to meet the needs of our members. With advancements like online banking and mobile payments, we strive to provide convenient and accessible services.

Our Mission

At United, our mission is simple: to improve the financial well-being of our members through exceptional service and community engagement. We believe that strong financial foundations empower individuals and uplift communities. Our dedication goes beyond just banking; it's about fostering relationships built on trust and respect. We actively engage in outreach efforts to support local initiatives that align with our values. While members can visit us at 980 Ambassador Dr Reno Nv 89523, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed. We're proud to offer drive-thru banking for added convenience and ensure ATM availability for easy access to funds.

Branch Location & Accessibility

Accessibility Features

We are committed to making banking accessible for everyone. Our branch features ADA-compliant ramps and entryways so all members can comfortably access our services. Whether you need assistance with an account or want to discuss loan options, our staff is always ready to help.

Additional Features

For those who prefer digital banking, we also provide online and mobile banking services that allow you to manage your finances from anywhere. With ATM availability right here at the branch and shared services with partner credit unions, banking has never been easier. If you have any questions or would like to learn more about what we offer, please feel free to call us at 888-982-1400 or stop by our branch today. We look forward to welcoming you into the United family!

Convenient Location

Nestled in Washoe County, our branch is close to popular local spots, making it easy for you to visit us. If you're near the bustling shopping centers or enjoying a day out in the area, we're just a short drive away. Plus, there's plenty of parking available for your convenience, ensuring that your visit is smooth and hassle-free.

Operating Hours and Services

At United, we aim to be available when you need us most. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM. If you're looking for more flexibility, our drive-thru service opens at 8:30 AM and closes at 6 PM on weekdays. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions.

Member Eligibility

At United, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of this welcoming community, you'll be pleased to know that eligibility is quite accessible! Generally, anyone who lives, works, or worships in the area can become a member. This means if you're residing in or around 980 Ambassador Dr Reno Nv 89523, you likely qualify! We're here to offer you not just financial services but also a sense of belonging and support that goes beyond banking. To get started on your journey with us, simply visit our website for more detailed eligibility criteria at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account. When you're ready to open an account, the process is straightforward! You can find all the necessary information at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin. If you have any questions or need assistance, don't hesitate to give us a call at (888) 982-1400. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café that needs quick payment processing. Our merchant services can make transactions seamless, ensuring your customers enjoy a smooth checkout experience. By offering a range of payment options, you can increase sales while keeping your cash flow healthy. If you're looking for reliable banking support at 980 Ambassador Dr Reno Nv 89523, Reno, NV, reach out to us at (888) 982-1400. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Accessibility at Your Fingertips

At United, we also value accessibility through traditional channels. Our basic drive-thru banking allows quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, you can enjoy shared branch transactions at no extra cost.

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored to help you grow and succeed. We're here to support your vision with the financial tools necessary for your journey.

Credit Cards and Rewards

We understand that managing credit is essential in today's world. That's why we offer credit cards with rewards, allowing you to earn points on your purchases that can be redeemed for exciting rewards. This can help you maximize your spending power while keeping your finances in check.

Digital Banking Convenience

In today's fast-paced environment, convenience is key. That's why we provide robust online and mobile banking features that let you access your accounts anytime, anywhere. You can perform transactions like checking balances, transferring funds, and making payments right from your smartphone or computer. Additionally, our ATM network ensures that cash withdrawal services are always within reach when you need them. With features like person-to-person payments, managing money has never been easier.

Join Us Today!

We invite you to explore all that United has to offer by visiting us at 980 Ambassador Dr Reno Nv 89523 or giving us a call at (888) 982-1400. Our friendly team is ready to assist you with any questions about our services and how they can benefit you. Experience financial solutions designed just for you today! For more information about membership eligibility or opening an account online, visit our website.

Personal Banking Solutions

Our personal banking services cater to individuals looking for reliable options for their everyday banking needs. With checking and savings accounts, you can easily manage your finances while enjoying competitive interest rates. If you're in the market for a new car or need help with vehicle financing, our auto loans are designed with flexible terms and low rates to suit various budgets. For those considering homeownership or refinancing options, our mortgage loans provide personalized solutions to help make your dream home a reality. And if you find yourself needing extra cash for unexpected expenses or planning a special project, our personal loans can offer the support you need.

Digital & Online Banking

Accessibility and Ease-of-Use

Our commitment to accessibility means that whether you're at home or out and about in Reno, you can always keep an eye on your finances. With features like e-statements and 24/7 online banking services, monitoring your accounts has never been easier or more convenient. At United, we aim to provide not just services but peace of mind. Enjoy the flexibility of managing your money anytime, anywhere with our comprehensive digital banking tools tailored for today's busy lives. Join us today and experience the ease of modern banking!

Key Services

With our online banking platform at https://unitedfcu.com/, members enjoy the convenience of banking from home or on the go. You can quickly enroll in electronic statements, keeping your finances organized while reducing paper clutter. Plus, our electronic signature authorization makes it simple to sign important documents securely without needing to visit a branch. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your account right from your smartphone. Whether you want to make mobile payments or send money to friends and family through person-to-person transfers, it's all just a few taps away. And yes, if you're worried about security, rest assured that our systems are built with robust protection measures.

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is backed by our strong performance metrics and robust financial health. With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases available for various needs. Although our recent net income is $0, this reflects our commitment to investing back into the community rather than maximizing short-term profits. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust of our growing member base is evident with a total of 439,336 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 980 Ambassador Dr Reno NV 89523 or call 888-982-1400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and pre-owned vehicles, ensuring you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and offer tailored solutions that can help facilitate growth and stability.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you each time you use them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We aim to guide you through every step of the process, making it easier for you to secure your future.

Personal Support and Refinancing Options

At United, we prioritize your financial health. If you're considering refinancing any existing loans or exploring eligibility options, our dedicated team is here to assist you every step of the way. You can reach us at (888) 982-1400 for more information about our loan products or visit us online at https://unitedfcu.com/ for additional resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you achieve your goals today!

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United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Additional Features

Convenient Location

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility at Your Fingertips

Business Banking Services

Credit Cards and Rewards

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease-of-Use

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Options

Mortgage Loans

Personal Support and Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Join Our Community