United Credit Union Allentown PA | Top Business Banking & Auto Loans

Introduction

At United, we believe in building strong relationships with our members and the community. Located at 835 W Hamilton St, Allentown, PA 18101, our branch serves as a trusted partner for financial well-being since 1949. With a commitment to your financial success, we proudly support 192,997 members with personalized banking solutions tailored to meet their unique needs. While you can visit us at our Allentown location, any official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. Our dedication is reflected in our impressive financial standing, boasting total assets of $4,127,673,172 and total deposits of $301,665,562. With a net worth of $457,241,625, we prioritize your security and trust. Our team of 726 employees is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Led by our CEO Terry O'Rourke and Board President Troy Tolle, United is not just a credit union; it's a community hub where members feel valued and empowered. We understand that every member's journey is unique whether you're looking to buy your first home or seeking efficient ways to manage your finances. Explore how we can help you achieve your financial goals today! Feel free to give us a call at 484-223-4200 or visit us online at [unitedfcu.com]( https://www.unitedfcu.com ). Your future starts here!

Branch History & Mission

Welcome to United, a cornerstone of financial support in Allentown, PA. Since our doors opened in 1949 at 835 W Hamilton St, we have been dedicated to serving our community with integrity and care. With nearly 193,000 members and over $4.1 billion in total assets, our growth reflects the trust and confidence placed in us by the people we serve. United began with a simple mission: to provide accessible financial services while empowering individuals and families to achieve their goals. As we evolved over the years, our commitment to this mission has only deepened. We believe that everyone deserves the opportunity for financial stability and success, which is why we offer a wide range of products including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our branch is not just a place for transactions; it's a hub for community engagement. We are proud of our partnerships with local organizations and initiatives that foster economic development and provide assistance to those in need. This dedication extends beyond banking; it's about building relationships that enhance the well-being of Allentown. While members can visit us at our main branch location, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if necessary. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM, ensuring we're available when you need us most. Although we currently do not offer ATM or drive-thru services at this location, we strive to provide exceptional customer service inside the branch. Our team is here to guide you through every step of your financial journey. As technology advances, we remain committed to making banking easier for you. Our online banking services allow you to manage your accounts from the comfort of your home or on-the-go through mobile applications. We also emphasize accessibility by adhering to ADA compliance standards so that all members can engage with our services comfortably. If you're looking for a credit union that prioritizes its members and community above all else, we invite you to join United. Experience firsthand how we can help you reach your financial aspirations while being part of a supportive community network. Together, let's build a brighter future! For more information or to become a member today, call us at 484-223-4200 or visit our website at [unitedfcu.com]( https://www.unitedfcu.com ).

Branch Location & Accessibility

Welcome to United, your friendly neighborhood credit union located at 835 W Hamilton St, Allentown, PA 18101. Our branch is easy to find and conveniently situated near popular local spots, making it a breeze for you to stop by. Whether you're heading to the nearby parks or running errands downtown, we're here to serve your banking needs. At United, we understand the importance of accessibility. Our location features ADA-compliant facilities to ensure everyone can enjoy our services comfortably. Plus, with ample parking available, you won't have to worry about finding a spot when you visit us. We invite you to come by during our operating hours, which are Monday through Friday from 8:30 AM to 4:30 PM. Our team is ready and eager to assist you with a range of services including personal banking, auto loans, mortgages, and more. While members can visit us at our branch for all their banking needs, please note that any official correspondence should be directed to our mailing address at PO Box 125, St Joseph, MI 49085. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is here to help you in person with any transactions or inquiries you may have. If you're looking for shared services, please note that they are not available at this branch. For more information or assistance before your visit, feel free to give us a call at 484-223-4200. We look forward to welcoming you soon!

Member Eligibility

At United, we believe that becoming a member means joining a caring community where your financial well-being comes first. If you're wondering how to join us, it's quite simple! To be eligible for membership, you need to meet certain criteria which often includes being part of specific communities or organizations. For a detailed look at these requirements, feel free to visit our eligibility page at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . Once you've confirmed your eligibility, opening an account is easy and straightforward. Just follow the steps outlined on our account opening page at https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin , and you'll be on your way to enjoying all the benefits of being part of United. From personalized service to competitive rates on loans and savings, we're here to support you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (484) 223-4200. We can't wait for you to become a valued member of our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments easily and securely, allowing you to focus on what matters most growing your business. Our merchant services offer reliable payment processing solutions that cater to your specific needs. From credit card processing to online payment options, we ensure your customers have a smooth experience, which can lead to increased sales and customer satisfaction. Visit us at 835 W Hamilton St Allentown Pa 18101 in Allentown, PA or call us at (484) 223-4200 to learn how our business banking services can support your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

We also recognize the importance of supporting local businesses. Our Business Banking services include Merchant Services & Business Loans, helping entrepreneurs thrive in today's competitive landscape. From securing funding for expansion to managing transactions efficiently, we're committed to being there for business owners in our community.

Convenience at Your Fingertips

In addition to all these services, we prioritize convenience through features like ATM & Cash Withdrawal Services. While we currently do not have ATMs at this branch location, rest assured that our online capabilities ensure easy access to your accounts anytime you need it. For any questions or further assistance regarding our services at United, don't hesitate to reach out! Call us at (484) 223-4200, and let us help you take the next step in achieving your financial goals today!

Empowering Your Financial Future

If you're looking for ways to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation services can help ease financial burdens. We understand that life can throw unexpected challenges your way, and having support can make all the difference. For those who enjoy rewards for their spending habits, our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means that whether you're buying groceries or planning a vacation, your spending can work for you.

Home Financing Made Simple

Buying a home is one of the most significant investments you'll make. At United, we offer tailored Mortgage Loans & Refinancing solutions that simplify the home-buying process. Our experienced mortgage specialists will work closely with you to find the best options available so that you can focus on making your dream home a reality.

Personal Banking Solutions

Managing your personal finances is easier than ever with our robust offerings. Our Checking & Savings Accounts provide flexible options for managing daily expenses while building your savings. Imagine having access to your funds anytime through our Online & Mobile Banking features, allowing you to check balances, transfer money, and pay bills right from your smartphone. For those considering a new car or needing a reliable mode of transportation, our Auto Loans & Vehicle Financing options are designed to fit your budget. With competitive rates and terms that suit various financial situations, getting behind the wheel has never been more accessible.

Digital & Online Banking

Convenient Online Services

Visit us at https://unitedfcu.com/ to explore the full suite of online banking services available. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services ensure you have access whenever you need it. Plus, say goodbye to paperwork with our electronic signature authorization feature, making it easier than ever to complete transactions securely from home.

Mobile Banking Made Simple

With our mobile application, banking is right at your fingertips. Enjoy the convenience of mobile payments, allowing you to make purchases without needing cash or cards. Plus, our person-to-person transfer feature lets you send money easily to friends and family no hassle involved! At United, we prioritize your security while offering these modern conveniences. We believe that banking should be straightforward and accessible for everyone. Join us today and experience the benefits of digital banking tailored to fit your lifestyle!

Stay Updated with E-Statements

No more cluttered mailboxes! Our e-statements provide a quick and easy way to keep track of your financial activity. You can access your statements anytime through our secure online portal, ensuring you're always informed about your account status.

Financial Strength

Committed Team

We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We value every member's trust and work hard to maintain it.

Growing Membership Base

Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. This growth reinforces our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 835 W Hamilton St or call 484-223-4200 to learn more about how we can help you achieve your financial goals.

Members First

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Although our reported net income is $0, this reflects our commitment to investing in member services rather than maximizing profits. This approach allows us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting in Our Future

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases across various sectors.

Solid Financial Foundation

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our team is ready to assist you with tailored financing solutions. If you're interested in refinancing options or checking your eligibility for any of our loan products, please visit our website or contact us directly at (484) 223-4200. Our friendly team is here to assist you every step of the way! Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today at United, where we are committed to supporting your financial journey!

Credit Lines

Our total credit lines amount to $1,074,727,648, providing additional financial flexibility when you need it most. Whether it's an unexpected expense or a planned purchase, having access to credit can make all the difference.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We're here to guide you through the process and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. This option allows you to access funds without collateral while enjoying the benefits of easy repayment terms.

Loan Aggregator

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United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Business Banking Support

Convenience at Your Fingertips

Empowering Your Financial Future

Home Financing Made Simple

Personal Banking Solutions

Digital & Online Banking

Convenient Online Services

Mobile Banking Made Simple

Stay Updated with E-Statements

Financial Strength

Committed Team

Growing Membership Base

Members First

Operational Efficiency

Reinvesting in Our Future

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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