United Credit Union Chicago IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to United, your trusted financial partner located at 1526 E 55th St, Chicago, IL 60615. Established in 1931, we have proudly served our community for over nine decades, fostering financial growth and support for our members. With a robust membership of 19,273 individuals and total assets exceeding $279,755,119, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our community. At United, we understand that each member's financial journey is different. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgages. Our commitment to helping you achieve your financial goals is reflected in our total deposits of $31,446,302 and total loans of 82,689. Led by our CEO, Mario Aguirre, and Board President, Phillip Moore, our team of 45 employees is here to provide exceptional service every day. We invite you to visit us during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM. If you have questions or need assistance, don't hesitate to call us at 773-843-8900. While members can visit us at our branch address, official correspondence should be sent to the same location at 1526 E 55th St, Chicago, IL 60615. We look forward to helping you navigate your financial journey with confidence and care. Explore all that United has to offer by visiting our website at [unitedcreditunion.com]( http://www.unitedcreditunion.com ) today!

Branch History & Mission

A Journey of Growth and Community Support

Our journey began with a simple mission: to provide accessible financial services to our community members. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Each milestone in our history reflects our dedication to meeting the evolving needs of our members while fostering economic well-being within the community. Located at 1526 E 55th St, our branch is easily accessible and serves as a welcoming space for all. As part of our commitment to accessibility, we offer ATM services for convenient transactions and ensure that everyone can benefit from our products. Although we do not currently have drive-thru banking or shared service centers, we prioritize providing excellent service through online banking options.

Join Us on This Journey

As we look toward the future, we invite you to become part of our growing family at United. Experience firsthand how we can help you achieve your financial dreams while contributing positively to the community. Whether you're looking for an auto loan or simply want advice on managing your savings, we're here for you every step of the way. Join us today and discover how United can make a difference in your life! Visit our website at [vicinitycreditunion.com]( https://vicinitycreditunion.com/ ) for more information or stop by our branch we would love to welcome you into our community!

Our Mission: Empowering Members and Building Community

At United, our mission goes beyond just offering financial products; it encompasses empowering individuals and families to achieve their financial goals. We believe in supporting not only your financial health but also your aspirations within the community. Through various outreach efforts and partnerships with local organizations, we strive to uplift those around us and create lasting positive impacts. While you can visit us at 1526 E 55th St, official correspondence should be sent to the same address for your convenience. You can reach us by phone at 773-843-8900 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 8:30 AM to 12:30 PM. As we continue to advance with technology while ensuring ADA compliance, we are dedicated to improving your experience every step of the way. Our online banking features allow you to manage your finances easily from anywhere.

Branch Location & Accessibility

Accessibility and Features

At United Credit Union, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. Parking is available nearby, making it easy for you to visit us without hassle. For those who prefer banking on-the-go, we offer ATM services right at our location. While we don't have a drive-thru service, our dedicated staff is always ready to assist you inside the branch with a smile.

Services Tailored for You

We provide a range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards and business banking solutions. Plus, with online and mobile banking options available, managing your finances has never been easier. We look forward to welcoming you at United Credit Union! Stop by today or call us for more information about how we can support your financial journey.

Member Eligibility

At United, we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying all the benefits we offer. If you're looking to join us, you'll find that eligibility is straightforward and welcoming. Generally, you can become a member if you live, work, or worship in the area we serve or if you have a family member who is already a part of our credit union family. This means that whether you're just starting out or looking to deepen your financial journey, there's a spot for you here. Joining United opens up a world of opportunities tailored to help you thrive financially. From competitive rates on loans and savings accounts to personalized customer service, our team is dedicated to supporting your goals every step of the way. Ready to take the plunge? To learn more about the specific eligibility requirements, check out our detailed guide at . If you're eager to get started with opening an account or have any questions, don't hesitate to give us a call at (773) 843-8900. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide merchant services designed to simplify your daily operations. Imagine having the ability to accept payments seamlessly, manage transactions effortlessly, and keep your cash flow steady all while focusing on what you do best: running your business. Our merchant services can help you streamline payment processes, ensuring you get paid quickly so you can invest back into your company. Located at 1526 E 55Th St Chicago Il 60615 in Chicago, IL, we're dedicated to being a partner in your success. Let's work together to turn your business dreams into reality! For more information, call us at (773) 843-8900 or visit us online at http://www.unitedcreditunion.com .

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our convenient ATM & Cash Withdrawal Services, accessing cash has never been easier. Our ATMs are available for withdrawals and balance checks whenever you need them. We invite you to explore all that United has to offer by visiting us at 1526 E 55Th St Chicago Il 60615 in Chicago, IL or giving us a call at (773) 843-8900. Join our community today and let us help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates to help you drive off in the car of your dreams without breaking the bank. Imagine cruising down the road with a monthly payment that fits comfortably within your budget.

Business Banking

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you need financing to expand your operations or tools to manage transactions seamlessly, we've got your back.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who want to earn while they spend. Enjoy cashback on everyday purchases or travel rewards that can take you places. It's an easy way to get more from your spending habits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at United, we provide robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your own home or on-the-go.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans are crafted to support your goals. We understand that buying a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process. With personalized service and various loan options, we can help turn your dream home into a reality.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts designed to fit various lifestyles. If you're planning a trip or simply managing day-to-day expenses, our accounts come with features that make banking easy and accessible. Plus, our members benefit from competitive interest rates that help grow their savings over time.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide you with the cash flow you need. Whether it's for medical bills, home repairs, or consolidating higher-interest debts into one manageable payment, we offer solutions designed with your financial health in mind.

Digital & Online Banking

Key Features

Our online banking service ensures that you have real-time access to your account information. Whether you're at home or on the go, you can easily manage your finances from any device with internet access. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. While we currently do not offer mobile payments or a mobile application, our user-friendly online platform remains robust for all your banking needs. You can also enjoy electronic signature authorization for certain transactions, streamlining processes for added convenience. For those who need to send money quickly, please note that person-to-person transfers are not available at this time. However, our commitment to security means that all online transactions are protected, so you can bank with confidence. In summary, the digital banking services at United are designed with you in mind making it easier than ever to handle your banking tasks efficiently and securely. If you have any questions or need assistance, feel free to reach out to us at (773) 843-8900. Your financial peace of mind is just a click away!

Financial Strength

Investing Back into the Community

With $9,584,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $52,997 in used auto loans and $116,324,435 in total loans and leases.

Member Savings Security

Members' savings are secured through $27,879,909 in share certificates and $6,739,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $22,503,736, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusting Relationships

With total share accounts reaching 30,413, it's clear that more members trust us with their finances every day. This growing membership base shows that people see value in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1526 E 55Th St Chicago Il 60615 or call (773) 843-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,139,860 in used vehicle loans and $16,011,630 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our straightforward application process makes it easy for you to drive away in your next car.

Credit Lines

For those who need extra flexibility with their finances, our credit lines totaling $83,979,982 are an excellent option. These lines can be used for unexpected expenses or planned purchases without the stress of applying for separate loans each time. If you're considering refinancing options or want more information on eligibility criteria for any of our loan products, don't hesitate to ask! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing you with transparent information so you can make informed decisions about your financial future. Visit us today and discover how United can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,332,737, make buying or refinancing simple. We provide various mortgage solutions that can be customized to fit your budget and lifestyle. Let us help you take the next step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,272,134 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your everyday spending while offering an easy way to keep track of your expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool empowers users to make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons through a transparent sourcing process. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers are fair and transparent. The benefits of using LendMesh include: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/vehicle_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

A Journey of Growth and Community Support

Join Us on This Journey

Our Mission: Empowering Members and Building Community

Branch Location & Accessibility

Accessibility and Features

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Lending Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Investing Back into the Community

Member Savings Security

Operational Efficiency

Solid Financial Foundation

Trusting Relationships

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In

Join Our Community