United Credit Union Niles MI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to United, your trusted financial partner in the heart of Niles, MI. Established in 1949, our commitment to serving our community has grown alongside our membership, which now stands at an impressive 192,997 members. At 123 Sycamore St, you can find a welcoming environment where your financial needs are our top priority. With a robust total asset base of $4,127,673,172, we take pride in offering a wide range of services tailored to meet the unique needs of our members. Our dedication is reflected not only in the numbers but also in the personal relationships we build within the community. We understand that financial choices are significant and often challenging; that's why our expert team is here to guide you every step of the way. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to PO Box 125, St Joseph, MI 49085. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have something for everyone. Under the leadership of CEO Terry O'Rourke and Board President Troy Tolle, we focus on creating a positive impact for our members and their families. Our experienced team comprises 726 employees who are passionate about providing exceptional service. At United, we believe that being a member goes beyond just banking; it's about being part of a family that cares. We invite you to explore our offerings further by visiting us online at [unitedfcu.com]( https://www.unitedfcu.com ) or calling us at 888-982-1400. Join us today and experience how we can help you achieve your financial goals!

Branch History & Mission

At United, we take pride in our rich history and commitment to our members in Niles, MI. Established in 1949, our branch has grown alongside the community, evolving from a small financial service provider into a trusted partner for nearly 193,000 members. We are located at 123 Sycamore St, just a short distance from local landmarks that make Niles special. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and support. We believe that banking should be accessible and personal. We strive to empower our members through various financial products ranging from checking and savings accounts to auto loans and mortgages tailored to meet their needs. As we look back on our journey, it's inspiring to see how far we've come. Our total assets now exceed $4.1 billion, reflecting the trust placed in us by our members. This growth enables us to offer competitive rates and innovative services, ensuring that we remain a valuable resource for the people of Niles and beyond. In addition to our financial offerings, we're dedicated to giving back to the community. Our partnerships with local organizations allow us to support numerous outreach efforts aimed at improving lives and creating opportunities for all residents. Whether it's sponsoring events or providing educational resources, we're committed to making a positive impact in Niles. While members can visit us at 123 Sycamore St Niles Mi 49120, official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed. We invite you to experience the convenience of our branch complete with ATM availability and drive-thru banking options during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to noon for drive-thru only. Join us at United and discover how we can help you achieve your financial goals while being part of a caring community. Contact us at (888) 982-1400 or explore more about our services online at [United FCU]( https://www.unitedfcu.com ). Let's grow together!

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 888-982-1400! We invite you to stop by our Niles branch and experience firsthand the exceptional service that makes United your trusted credit union. We look forward to welcoming you soon!

Operating Hours and Services Offered

We are here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon drive-thru only. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to assist you. United offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing our goal is to help you achieve your financial dreams. We also provide business banking solutions and online/mobile banking services so that you can manage your finances whenever it suits you.

Our Location and Accessibility Features

At United, we understand the importance of convenience. That's why our branch is equipped with features that cater to all members. Our location is ADA compliant, with ramps and designated parking spaces ensuring easy access for everyone. Plus, we have a drive-thru service available for those who prefer the comfort of banking from their vehicles. If you need to visit us, you'll find ample parking right outside the branch. For those who might be coming from further away or need to send us correspondence, please note that while our main address is 123 Sycamore St, official mail can be sent to PO Box 125, St Joseph, MI 49085.

Member Eligibility

At United, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also accept family members of current members, so you can share the benefits with your loved ones. The advantages of being part of United include access to personalized financial services, competitive rates on loans and savings, and a commitment to helping you achieve your financial goals. Ready to take the next step? You can find all the details about membership eligibility at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account . When you're ready to open an account, just visit our easy online application process here: https://online.unitedfcu.com/unitedfederalcredituniononline/sdk/autoenrollmente2e/forgotlogin . If you have any questions or need assistance, feel free to call us at (888) 982-1400. We can't wait for you to join our family at United, located at 123 Sycamore St Niles Mi 49120!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services help you accept payments easily, whether online or in-store. This means you can focus on what matters most: serving your customers and growing your business. Visit us at 123 Sycamore St Niles Mi 49120 in Niles, MI, or call us at (888) 982-1400 to learn how our tailored business solutions can help you thrive in today's competitive landscape.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Utilize our ATM and cash withdrawal services available at various locations. For quick transactions like deposits and withdrawals, take advantage of our basic drive-thru banking options as well as shared branch transactions for partner credit union members. At United, we prioritize making banking easy and accessible for everyone in the community. If you're ready to explore these options further or have any questions about how we can assist you, don't hesitate to reach out! Call us at (888) 982-1400 or visit us online at [Niles North - Branch 7]( https://unitedfcu.com/ ). Your financial well-being is just a conversation away!

Business Banking

Running a business comes with its own set of challenges. Our business banking services, which include merchant services and business loans, are designed to support local entrepreneurs in achieving their goals. We know that every business is different, so we offer customized solutions tailored to your needs.

Credit Cards

Enjoy shopping rewards with our credit cards with rewards program. Whether it's cash back or points toward travel, our credit card options allow you to earn while you spend.

Digital Banking Services

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your finances from anywhere at any time. With features like mobile payments, person-to-person transfers, e-statements, and electronic signature authentication, banking has never been easier!

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing solutions are here to assist you every step of the way. From first-time homebuyers to seasoned homeowners looking to refinance, we provide personalized service to help you achieve your dream home.

Personal Banking

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just need a place for daily transactions, our accounts offer flexibility and convenience.

Personal Loans

For those unexpected expenses or projects you've been planning, our personal loans and debt consolidation services can provide the necessary funds. We work with you to find the best solution that fits your budget.

Vehicle Financing

If you're considering buying a new car or refinancing your current auto loan, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and terms to make your car-buying experience smooth and stress-free.

Digital & Online Banking

Accessibility & Ease-of-Use

Everything about our digital banking services is crafted for accessibility and ease-of-use. The ability to manage your accounts in real-time means you'll always have up-to-date information at your fingertips. Whether you're checking balances or approving transactions while waiting in line, we've got you covered. Join us at United and discover how easy and secure managing your money can be with our digital and online banking services!

Key Features

One of the standout features is our mobile application, which offers a user-friendly experience right in your pocket. You can make mobile payments effortlessly, enabling quick transactions without the need to carry cash or cards. If you ever need to send money to friends or family, our person-to-person transfer option makes it simple and fast. We also prioritize security with electronic signature authorization for added peace of mind when completing transactions online. You'll receive e-statements directly to your inbox, making it easy to keep track of your financial history without the clutter of paper statements.

Financial Strength

At United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a robust net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases across various sectors. Additionally, our $0 net income reflects our commitment to operational efficiency while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 439,336, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, United is your trusted partner. Visit us at 123 Sycamore St Niles Mi 49120 or call 888-982-1400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

We also offer various refinancing options for those looking to lower their monthly payments or consolidate debt. If you're curious about eligibility for any of our loan products, visit our website or give us a call at (888) 982-1400. Our commitment is to provide personalized service and support throughout your financial journey. For more information about our loan offerings or to start your application today, visit us at 123 Sycamore St Niles Mi 49120 or check out our website at https://unitedfcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. Whether you need financing for equipment, inventory, or operational costs, our commercial lending team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We provide various mortgage solutions to help you find the right fit for your situation, whether it's your first home or an investment property.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to benefit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from credible financial institutions. This commitment to sourcing ensures that users can trust the information they receive. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates available from multiple institutions, users can easily compare options to find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering value to its users. Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/personal_loans ) and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, reflecting true market conditions. By relying on verified institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

United

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch!

Operating Hours and Services Offered

Our Location and Accessibility Features

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Cards

Digital Banking Services

Home Financing

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Accessibility & Ease-of-Use

Key Features

Financial Strength

Loan Offering

Additional Options

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In

Join Our Community