Myconsumers

Consumers Credit Union, founded in 1930 and headquartered in Lake Forest, IL, is a trusted national financial institution dedicated to serving over 228,000 members. With total assets exceeding $3.5 billion and a strong net worth of more than $322 million, Consumers Credit Union combines financial strength with personalized member service under the leadership of CEO Sean Rathjen.
Offering a comprehensive suite of financial solutions, members enjoy convenient ATM and cash withdrawal services, basic ATM access for balance checks, and drive-thru banking for deposits and withdrawals. Competitive auto loans and vehicle financing options empower members to get on the road confidently. Homeownership goals are supported through tailored mortgage loans and refinancing solutions.
Personal banking includes flexible checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation products designed to enhance financial wellness. Business owners benefit from merchant services and business loans crafted to foster growth. Robust online and mobile banking platforms ensure secure, 24/7 access to accounts from anywhere.
With 16 branches nationwide staffed by nearly 500 employees, Consumers Credit Union is committed to empowering members at every stage of their financial journey. Discover more at https://www.myconsumers.org/.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
7 %
5 Yrs
80 %
home equity
7.5 %
10 Yrs
80 %
home equity
7.75 %
15 Yrs
80 %
home equity
8 %
20 Yrs
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Yr Fixed
5.5 %
5.733 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Yr Fixed
5.875 %
6.209 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 Conforming ARM
6.25 %
6.394 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Smart Start
6.625 %
6.772 %
5.0 Yrs
CONVENTIONAL
FIXED
20 Yr Fixed
6.75 %
6.944 %
20.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.5 %
5.596 %
15.0 Yrs
JUMBO
ADJUSTABLE
5/1 Jumbo ARM
6.375 %
6.434 %
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.875 %
6.936 %
30.0 Yrs
JUMBO
FIXED
30 Yr Fixed
6.875 %
7.024 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan (unsecured)
8.99 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
With Auto Buying Service
3.99 % - 4.49 %
5 Yrs
Auto
Without Auto Buying Service
4.49 % - 5.18 %
5 Yrs
Auto
With Auto Buying Service
4.84 % - 5.34 %
6 Yrs
Auto
Without Auto Buying Service
5.34 % - 5.84 %
6 Yrs
Auto
With Auto Buying Service
5.94 % - 6.39 %
7 Yrs
Auto
Without Auto Buying Service
6.44 % - 6.89 %
7 Yrs

Introduction

Welcome to consumers, a trusted financial institution that has been serving the community since its establishment in 1930. Located in the heart of Lake Forest, IL, our mission is to empower our members through exceptional financial services, fostering a culture of trust, accessibility, and commitment to the community we serve. Under the leadership of CEO Sean Rathjen and Board President Scott Drabicki, we prioritize a member-first approach that ensures every individual feels valued and supported in their financial journey.
At consumers, we are proud to offer a wide range of modern banking tools designed to enhance your experience. With features such as Online Banking, a user-friendly Mobile Application, P2P Transfers, E-Statements, and Mobile Payments, managing your finances has never been easier. Additionally, we provide E-signature Authorization for your convenience. Our institution is federally insured by the NCUA since 9/21/2008 0:00, giving you peace of mind while you navigate your financial endeavors. Discover more about how we can assist you by visiting our official website at https://www.myconsumers.org/. Join us at consumers—where your financial wellbeing is our priority.

Financial Services

At consumers, we are dedicated to empowering our members with a comprehensive suite of financial services designed to meet a variety of needs. From personal banking solutions such as checking and savings accounts to auto loans, mortgage financing, and business banking options, we strive to provide accessible financial tools that help our members manage their everyday banking needs. With a strong emphasis on convenience, our online banking platform allows you to easily monitor your accounts, transfer funds through person-to-person transfers, and make payments via mobile applications—all from the comfort of your home or on the go. We also offer e-statements and e-signature capabilities for streamlined document management.
Understanding that life is full of milestones, we aim to support our members at every step. Whether you’re planning for a new vehicle, purchasing a home, or growing your small business, our tailored loan options and expert advice can help you navigate these important decisions. You can even compare loan rates effortlessly through our loan aggregator tools available at https://www.lendmesh.com/loans/vehicle_loans. Moreover, membership is open to many individuals; for details on eligibility, please visit https://www.myconsumers.org/about/what-we-do/membership. If you have any questions or need personalized assistance, feel free to reach out via . At consumers, we are committed to being your trusted partner in achieving financial success and security.

Financial Highlights

Consumers Credit Union stands as a trusted and valuable financial partner for individuals and families across Illinois. With a robust Total Membership of 228,456, we pride ourselves on our commitment to serving our community with integrity and transparency. Our financial strength is reflected in our Total Assets of 3,538,406,467 and a healthy Net Worth of 322,851,294, indicating our stability and ability to support our members' financial goals.
We understand the importance of having a secure place for your savings, which is why we have cultivated a significant Total Deposits amounting to 252,671,710. This strong foundation enables us to offer competitive lending options, with Total Loans and Leases reaching 132,270. Our dedication to fostering financial growth is further evidenced by our diverse portfolio, which includes Auto Loan Volume of 115,104 and Commercial Loans totaling 447.
At Consumers Credit Union, we believe that exceptional service starts with knowledgeable staff. With a dedicated team of 472 employees, we ensure that personalized assistance is always available to guide you through your financial journey. Our impressive Net Worth Ratio of 917 speaks volumes about our operational efficiency and commitment to maintaining a sound financial structure.
Our focus on member satisfaction translates into tangible benefits, including a Credit Card Loan Volume of 3,970. We strive to provide flexible solutions tailored to your needs, whether it’s purchasing a new vehicle or expanding your business.
Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.
If you're ready to take the next step in managing your finances wisely, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates that suit your needs.

Branch services Offered States

IL

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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