Consumers Credit Union Lansing MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 6935 S Cedar St, Lansing, MI 48911. Since our establishment in 1964, we have been dedicated to providing exceptional banking services to our community. With over 142,950 members and a robust total asset value of $2,384,854,945, we are proud to be a cornerstone of financial support in the Lansing area. At Consumers Credit Union, we believe that your financial journey should be smooth and fulfilling. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. Our commitment extends beyond numbers; it's about building relationships based on trust and reliability. While you can visit us at our branch location, any official correspondence should be directed to our mailing address: 7200 Elm Valley Dr, Kalamazoo, MI 49009. Led by CEO Scott Sylvester and Board President Kim Shook, our dedicated team of 431 employees is here to help you navigate your financial decisions with confidence. We understand the importance of accessibility, which is why we offer both ATM and drive-thru services for your convenience. With total deposits reaching $65,993,314 and net worth at an impressive $223,309,042, you can trust that your money is safe with us. Furthermore, our cash reserves amount to $34,423,513, ensuring liquidity for all member needs. Whether you're looking to finance a new vehicle or save for future goals, Consumers Credit Union is here to empower you every step of the way. Don't hesitate to reach out by calling us at (269) 345-7804 or visit our website at consumerscu.org for more information. Join us today and experience banking that truly cares about you!

Branch History & Mission

Welcome to Consumers, a cornerstone of financial support and community connection in Lansing, MI. Since opening our doors in 1964, we have proudly served our members with dedication and commitment. Our branch at 6935 S Cedar St has been a vital part of the local landscape, evolving alongside the needs of our community. Over the years, Consumers has grown significantly, now boasting a total membership of over 142,950 individuals. We are proud to manage assets totaling more than $2.38 billion, a testament to the trust placed in us by our members. Our mission is clear: to provide accessible financial services while fostering strong relationships within our community. At Consumers, we believe that banking should be more than just transactions; it should be about building connections and empowering individuals. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also cater to businesses with merchant services and business loans. While members can visit us at 6935 S Cedar St, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009. We invite you to explore our wide range of services during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon. To enhance your banking experience, we offer convenient features such as ATM access and drive-thru banking for quick transactions. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that support local organizations and events. As technology continues to advance, we embrace digital solutions like online banking and mobile payments to meet the evolving needs of our members while ensuring ADA compliance for accessibility. Join us at Consumers and discover how we can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future! If you have any questions or need assistance, feel free to reach out at (269) 345-7804. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility and Features

Our Lansing Cedar location is designed with your convenience in mind. We offer ample parking space for all visitors, ensuring you can quickly get in and out. The branch is fully ADA compliant, featuring ramps and accessible entrances to welcome everyone. For those who prefer banking without stepping inside, we have a drive-thru service available for simple transactions like deposits and withdrawals. Plus, an ATM is onsite for easy access to cash whenever you need it.

Call to Action

If you're looking for personal banking services such as checking and savings accounts, auto loans, mortgages, or credit cards with rewards, stop by our Lansing Cedar branch today! Our knowledgeable team is eager to help you achieve your financial goals. Feel free to call us at 269-345-7804 if you have any questions or would like more information about our services. We look forward to serving you soon!

Operating Hours

We know your time is valuable! That's why our lobby hours are tailored to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Our friendly staff is ready to assist you during these hours with any banking needs you may have.

Member Eligibility

Joining the Consumers community at Consumers is a warm and welcoming experience, designed for individuals who want to feel supported in their financial journey. To become a member, you simply need to meet certain eligibility requirements that are easy to understand. While specifics can vary, generally, anyone who lives, works, or worships in the area surrounding our branch at 6935 S Cedar St Lansing Mi 48911 is encouraged to apply. This inclusivity allows us to serve our local community better and build lasting relationships. Becoming part of Consumers means accessing a range of benefits tailored just for you, including personalized banking solutions and competitive loan options. If you're ready to open an account or learn more about what it takes to join our family, check out the detailed criteria on our website at . You can also reach out to us directly at (269) 345-7804 if you have any questions or need assistance. We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that streamline payment processes for your business. Imagine being able to accept payments seamlessly, whether at a bustling storefront or online. Our services help you focus on what matters growing your business while we handle the transactions. Located conveniently at 6935 S Cedar St Lansing Mi 48911, Lansing, MI 48911, we invite you to explore how Consumers can partner with you to achieve your business goals. For more information, feel free to contact us at (269) 345-7804.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we understand the importance of having reliable banking support. Our Business Banking services include everything from Merchant Services that make transactions easier for your customers to customized Business Loans designed to fuel growth and innovation in your enterprise.

Convenient Access

In addition to traditional banking services, we provide easy access through our ATMs and basic drive-thru banking options. Whether you need quick cash withdrawals or want to handle simple transactions like deposits and balance checks, our ATM & Cash Withdrawal Services and basic drive-thru service simplify your banking experience.

Credit Cards and Rewards

Our credit cards come with rewards that can help you earn while you spend. Whether it's cashback on groceries or points for travel, our Credit Cards with Rewards ensure that every purchase counts towards something special.

Get Started Today!

With so many services designed with you in mind, it's never been easier to manage your financial journey. Discover how Consumers can support you by visiting us today or giving us a call at 269-345-7804. We're here to help!

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts tailored to meet your everyday banking needs. Imagine easily managing your finances through our convenient Online & Mobile Banking options. You can check balances, transfer funds, and even pay bills from anywhere at any time. For those looking to make significant purchases or consolidate debt, our Personal Loans & Debt Consolidation options provide the financial support you need without the stress. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing make it easy to drive off with a new ride. We also offer competitive Mortgage Loans & Refinancing to help you secure your dream home or save on current mortgage payments.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where life takes you, Consumers ensures that banking is accessible and straightforward. Our online banking platform empowers you with real-time account management, so you're always in control of your finances. Experience the ease and efficiency of modern banking with us today! For more information on how to get started or to explore all our offerings, visit us at https://www.consumerscu.org/.

Key Services

With our online banking services available 24/7 at https://www.consumerscu.org/, you can easily check your account balances, transfer funds, and pay bills whenever it suits you. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate through their accounts without any hassle. For added convenience, we provide e-statements, allowing you to access your financial information instantly without waiting for paper statements to arrive in the mail. This not only saves time but also helps you keep track of your spending more efficiently.

Security and Features

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that your data is protected with advanced security measures. You can also enjoy the peace of mind that comes from using our mobile payments feature, which allows you to make purchases directly from your smartphone. In addition to these great features, our mobile application makes it easy for you to manage your account right from the palm of your hand. Whether you're transferring money between accounts or sending person-to-person payments to friends and family, everything is just a tap away.

Financial Strength

Committed Team Ready to Assist You

We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 308,686, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 6935 S Cedar St Lansing Mi 48911 or call 269-345-7804 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach not only strengthens our organization but also enriches your banking experience with us.

Strong Financial Foundation

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed for growth and expansion. We are committed to supporting local businesses and helping them thrive in today's competitive market. At Consumers, we believe that everyone deserves access to the right financial tools for success. For more information about our loan offerings or to discuss which option is best for you, please reach out to us at (269) 345-7804 or visit us at our branch located at 6935 S Cedar St Lansing MI 48911. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take your next step toward financial freedom!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate various financial situations. If you're considering refinancing an existing mortgage or exploring eligibility options, our knowledgeable staff can assist you every step of the way.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. We have provided a total of $42,872,491 in loans to help members manage their finances effectively. With flexible terms and no collateral needed, our credit cards are designed to fit your lifestyle while offering peace of mind.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans