Consumers Credit Union Lawton MI | Affordable Vehicle Loans & Checking

Introduction

Welcome to Consumers Credit Union, your trusted partner in financial growth since 1964. Located at 104 N Main St, Lawton, MI 49065, we pride ourselves on building lasting relationships with our community. With a robust membership of 142,950 and total assets exceeding $2.38 billion, we are committed to providing you with personalized banking solutions that meet your unique needs. At Consumers, we understand that every member's financial journey is different. Whether you're looking for competitive auto loans, mortgages, or business banking services, our dedicated team is here to help you every step of the way. Our CEO, Scott Sylvester, along with Board President Kim Shook, leads a team of 431 employees who are passionate about supporting our members' aspirations. While you can visit us in person at our Lawton branch, we also offer convenient online and mobile banking options for easy access to your accounts anytime, anywhere. Our commitment to service is reflected in our impressive total deposits of $65,993,314, ensuring that your funds are safe and accessible when you need them. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! You can call us at 269-624-3003 or explore more about what we offer on our website: Consumers Credit Union. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt alongside our community, we invite you to experience all that Consumers Credit Union has to offer. Join us today and discover how we can support your financial journey while making a difference together! Visit us at Consumers Credit Union for more information about membership benefits and services.

Our Evolution

From the moment we opened our doors, we dedicated ourselves to providing exceptional service and fostering financial well-being among our members. Over the years, we have introduced various services tailored to meet the diverse needs of our community. Whether it's personal banking solutions like checking and savings accounts or vehicle financing options, we aim to simplify financial choices for everyone. Our operating hours reflect our commitment to accessibility open Monday through Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 1 p.m. ensuring you can find time to visit us easily. We also provide convenient ATM access and drive-thru services for quick transactions.

Our Mission

At the core of Consumers Credit Union lies our mission: to improve the financial lives of our members while supporting the community we serve. We believe in giving back and actively engage in outreach efforts that uplift local organizations and initiatives. By partnering with schools, charities, and local events, we strive to make a positive impact beyond just banking. We are committed to delivering innovative digital solutions as well. Our online banking features allow members to manage their finances anytime, anywhere making it easier than ever to stay on top of your financial goals. While members can visit us at 104 N Main St, official correspondence should be sent to our mailing address if needed. Feel free to reach out at 269-624-3003; our friendly staff is always ready to assist you.

Branch Location & Accessibility

Accessibility Features

At Consumers Credit Union, we understand the importance of accessibility. Our location is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. We strive to make banking as simple and inclusive as possible for all our members.

Call-to-Action

We invite you to come visit us soon! Whether you're looking for financial advice or simply want to explore what we offer, we're here for you. Feel free to give us a call at (269) 624-3003 if you have any questions or need more information before you stop by. At Consumers Credit Union, we look forward to helping you achieve your financial goals!

Nearby Landmarks

Our branch is situated near several local favorites, making it easy to plan your visit. If you're in the area, why not stop by after visiting the local park or running errands at nearby shops? We're close enough to make us a part of your day!

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 9 a.m. to 1 p.m. If you need assistance outside these hours, don't worry our drive-thru service operates until 7 p.m. on weekdays and also opens on Saturday mornings!

Services Offered

When you visit us at Consumers, you'll discover a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got options that fit your lifestyle. Our ATM is available for quick cash withdrawals and balance checks, while our drive-thru ensures that even simple transactions can be done without leaving your car.

Member Eligibility

At Consumers, we believe in building a community where everyone feels welcome and valued. If you're looking to join us, it's great to know that becoming a member is easier than you might think! Membership is open to anyone who lives, works, worships, or attends school in the area surrounding 104 N Main St Lawton Mi 49065. This means whether you're a local resident or just someone who spends time here, you can enjoy all the benefits we offer. By joining our credit union, you'll gain access to competitive rates on loans and savings accounts, personalized service, and a supportive network that truly cares about your financial well-being. To kick off your membership journey at Consumers, simply reach out to us at (269) 624-3003 for any questions or guidance. You can also find detailed eligibility criteria by visiting our website at . Once you're ready, opening an account is just a few simple steps away! We look forward to welcoming you into our family and helping you achieve your financial goals together.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to simplify everyday transactions. Whether you're accepting credit cards or managing payments online, we provide tools that make it easier for you to focus on what you do best running your business. Visit us at 104 N Main St Lawton Mi 49065 or call us at (269) 624-3003 to discover how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer traditional banking methods, we offer reliable ATM access for quick withdrawals and balance checks. Our branch also features a drive-thru service for basic transactions like deposits and withdrawals, ensuring that you can complete your banking needs without leaving your vehicle. In summary, whether you're visiting us in person at our Lawton branch or accessing services online from home, Consumers is dedicated to helping you achieve your financial goals with ease and confidence. Ready to explore how we can serve you better? Feel free to reach out at 269-624-3003 or visit us at Consumers today!

Business Banking Services

We know that local businesses play a crucial role in our community's economy. That's why we offer dedicated business banking services, including merchant services and business loans, to help entrepreneurs thrive. Whether you're starting a new venture or looking to expand an existing one, we're here to assist every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, managing your finances has never been easier. Access your accounts anytime and anywhere using our user-friendly mobile application. You can make deposits, transfer money via person-to-person payments, check balances, and more all at your fingertips.

Lending Options

Sometimes life presents unexpected expenses or the need for additional funds. Our personal loans and debt consolidation solutions can help alleviate financial stress by providing you with the support you need. Plus, don't forget about our credit cards with rewards that not only help you make purchases but also earn points for future benefits.

Personal Banking Solutions

When it comes to personal banking, we understand that each member's needs are unique. That's why we offer checking and savings accounts that help you manage your day-to-day finances with ease. If you're in need of a vehicle, consider our auto loans and vehicle financing options designed to get you behind the wheel without breaking the bank. For those looking to invest in their dream home, our mortgage loans and refinancing services provide flexible terms tailored just for you.

Digital & Online Banking

Key Features

Security is our top priority. Although we currently do not offer electronic signature authorization, we still ensure that all your transactions are protected with advanced security measures. You can feel confident using our services for everyday transactions. Our E-statements feature allows you to receive your bank statements electronically. This not only helps reduce paper waste but also gives you instant access to your financial records perfect for keeping everything organized. For those who enjoy the convenience of mobile payments, you'll love our mobile payments feature. Easily make purchases or send money directly from your device. Additionally, our person-to-person transfers let you send money to friends and family quickly without any hassle. At Consumers, we believe in making banking accessible for everyone. Our user-friendly interface ensures that all members can navigate their accounts easily, allowing for real-time account management without confusion. Join us today and experience the ease of digital banking with Consumers your trusted partner in financial success!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 104 N Main St Lawton Mi 49065 or call (269) 624-3003 to learn more about how we can help you achieve your financial goals.

Commitment to Improvement

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Growth

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

We have supported our community with $39,075 in used auto loans and $2,091,705,346 in total loans and leases, demonstrating our commitment to helping members achieve their financial goals across various sectors. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we have tailored solutions for businesses of all sizes.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans for better rates or terms, our team can assist you with eligibility options that best suit your financial situation. We aim to make financing as straightforward as possible. At Consumers Credit Union located at 104 N Main St Lawton MI 49065, we pride ourselves on being more than just a lender; we're partners in your financial journey. If you have questions or want more information about any of our loan products, please don't hesitate to reach out at 269-624-3003. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you reach your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. Our credit cards come with benefits that can enhance your spending power while keeping your finances in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans