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Introduction
Welcome to Consumers Credit Union, your trusted financial partner since 1930. Located at 426 W Army Trail Rd, Carol Stream, IL 60188, we are dedicated to serving our community with personalized banking solutions tailored just for you. With a proud membership base of over 228,000 members and total assets reaching an impressive $3,538,406,467, we strive to provide financial services that empower individuals and families alike. At Consumers, we understand that every member's journey is unique. That's why our offerings include everything from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance your next vehicle or consolidate debt, we have the tools and expertise to help you succeed. Our total loans stand at 132,270, while our total deposits amount to $252,671,710, ensuring that we have the resources necessary to support your financial needs. While members can visit us at our branch in Carol Stream, official correspondence should be sent to the same address for convenience. Our committed team of 472 employees, led by CEO Sean Rathjen and Board President Scott Drabicki, is here to assist you with any inquiries or services you may need. With a net worth of $322,851,294 and cash in hand of $15,815,320, you can trust that your money is safe with us. We pride ourselves on being a member-focused credit union where your financial health matters most. Feel free to reach out at 847-576-5199 or visit our website at www.myconsumers.org for more information about how we can help you achieve your financial goals. We look forward to welcoming you into our family!
Branch History & Mission
Join Us
As we look toward the future, we invite you to become part of our growing family. Experience firsthand the benefits of membership at Consumers Credit Union where you're not just another account number but a valued part of our community. Whether you're looking for personal banking services or business solutions, we're here for you every step of the way. Ready to join us? Visit our website or call us at 847-576-5199 to learn more about how we can help you achieve your financial dreams!
Our Mission
At the heart of Consumers Credit Union lies our mission: to empower individuals and businesses through tailored financial solutions while nurturing the communities we serve. We understand that financial health is essential to achieving life goals, and we aim to provide every member with the tools they need for success. Whether it's through checking accounts, auto loans, or mortgage refinancing, our services are designed with your needs in mind. We also believe in giving back to the community that supports us. Through various outreach programs and partnerships, we strive to make a positive impact in Carol Stream and beyond. Our dedication extends beyond banking; we are here to help individuals thrive financially and build stronger communities together. While members can visit us at our main branch address, 426 W Army Trail Rd, official correspondence should be sent to our mailing address at 426 W Army Trail Rd, Carol Stream, IL 60188-9366.
Branch Location & Accessibility
Convenient Access
Parking is plentiful at our location, ensuring that you can come in without any hassle. We are proud to offer ADA-compliant features, including ramps and accessible entrances, so all members of our community can enjoy our services comfortably. If you prefer banking from your vehicle, our drive-thru service is available for your convenience.
Operating Hours
We understand that your time is valuable. That's why we're here to serve you during flexible hours! Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Need to use the drive-thru? No problem! It operates Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM.
Services Offered
At Consumers Credit Union, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM access available at our branch, you can easily manage your cash anytime! While members can visit us at 426 W Army Trail Rd for their banking needs, official correspondence should be sent to the same address as our mailing address is identical. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 847-576-5199.
Visit Us Today!
Come see what makes Consumers Credit Union a great choice for your financial journey. We look forward to welcoming you at our Carol Stream branch!
Member Eligibility
At Consumers, we believe that everyone deserves a chance to join our supportive community. Becoming a member of Consumers is open to a wide range of individuals and families in the area. If you live, work, worship, or attend school in DuPage County or are related to someone who does, you're already eligible! We welcome you with open arms to enjoy all the benefits of membership, from personalized service to competitive rates on loans and savings products. For more details about eligibility criteria, feel free to explore our website at https://www.myconsumers.org/about/what-we-do/membership. Opening an account is straightforward and can be done online or in person at our branch located at 426 W Army Trail Rd Carol Stream Il 60188. Our friendly staff is here to help guide you through the process and answer any questions you might have. Don't hesitate to give us a call at (847) 576-5199 if you want to learn more about how easy it is to become part of the Consumers family. We look forward to welcoming you!
Business Banking & Commercial Services
Practical Merchant Services
In addition to loans, we provide essential merchant services that simplify daily operations for local businesses. Imagine being able to accept payments easily from customers while managing your cash flow more efficiently. Our tools help you do just that whether you're running a bustling café or a growing retail store, our services are here to support your day-to-day transactions. Partner with Consumers today to take advantage of these offerings and watch your business thrive! For inquiries, reach us at (847) 576-5199.
Supporting Your Growth with Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Solutions
For entrepreneurs, our business banking services include merchant services and business loans tailored to help your company thrive. We recognize the unique challenges faced by small businesses and strive to provide solutions that foster growth.
Convenient Access Points
Accessibility is key at Consumers. Our ATM services allow you to withdraw cash or check your balance anytime you need it. If you prefer a more personal touch, our basic drive-thru banking offers quick deposits, withdrawals, and other simple transactions without leaving your car.
Customer Support
Our friendly team is always ready to assist you with any questions or concerns. You can reach us at 847-576-5199, where we're available during lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Our drive-up services operate Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 2 PM. We invite you to explore all that Consumers has to offer. Visit us today at our Carol Stream branch or check out our website at myconsumers.org for more information on how we can help you achieve your financial goals!
Loans and Financing Options
If you're in the market for a new vehicle or home, look no further than our auto loans and mortgage refinancing options. We understand that life can throw curveballs; therefore, our personal loans are designed for those times when you need extra cash or want to consolidate debt. With competitive rates on credit cards that come with rewards, you'll earn benefits while making purchases.
Personal Banking Services
Starting with personal banking, we offer checking and savings accounts that help you manage your money effectively. Imagine being able to easily deposit your paycheck and watch your savings grow all while enjoying the convenience of online and mobile banking. Our platform allows you to check balances, transfer funds, and pay bills right from your smartphone or computer.
Digital & Online Banking
Enhanced Accessibility
One of our standout features is person-to-person transfers. This service allows you to send money directly to friends and family quickly and securely perfect for splitting bills or sending gifts. No need for cash or checks; just use our app or online banking portal to send funds instantly. Security is always our top priority. Our digital banking system uses advanced encryption techniques to keep your information safe while providing you with real-time account management tools. You can rest assured knowing that your financial data is protected. In summary, Consumers is committed to providing accessible and secure digital banking solutions tailored to meet the needs of our members. Embrace the convenience of online banking today by visiting us at https://www.myconsumers.org/!
Key Features
Our online banking services operate 24/7, giving you complete control over your finances at any time. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. We also provide electronic signature authorization, making it easy for you to complete transactions securely from the comfort of your home. For those who prefer a paperless approach, we offer e-statements, which are not only eco-friendly but also allow you to view your account statements whenever you need them. Plus, if you're on the go, our mobile application ensures that all these features are right in your pocket. You can even make mobile payments with ease, whether you're shopping in-store or online.
Financial Strength
Commitment to Operational Efficiency
Our $0 net income reflects our operational efficiency during this period of investment into our future offerings. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 402,566, showing a strong and growing member base that trusts us with their finances.
Investment in Member Services
With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,552 in used auto loans and a total of $2,472,658,478 in loans and leases.
Secure Savings Options
Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Your Trusted Partner
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 426 W Army Trail Rd Carol Stream IL 60188 or call us at 847-576-5199 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. We offer flexible terms that fit your budget and lifestyle. Plus, refinancing options are available if you're looking to reduce your current monthly payments.
Business Loans
For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand your business operations. Our team is ready to assist you with tailored solutions that support your enterprise's unique needs. At Consumers, we aim to make your borrowing experience as smooth as possible. For more details about eligibility and how you can benefit from our offerings, please visit our website or call us at 847-576-5199. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all we have to offer today!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, making buying or refinancing straightforward. We are here to guide you through every step of the process to ensure you find the right solution for your housing needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. This can be an excellent way to handle everyday expenses while building your credit history.
Loan Aggregator
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