Consumers Credit Union Round Lake Beach IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Consumers, your trusted partner in financial well-being, located at 2626 N Il Route 83, Round Lake Beach, IL 60073. Since our establishment in 1930, we have been dedicated to serving our community with integrity and care. With a total membership of 228,456 and assets totaling an impressive $3,538,406,467, we are proud to be a cornerstone of financial support for families and businesses in the area. At Consumers, we understand that your financial needs are as unique as you are. Whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans and mortgages, our experienced team is here to guide you every step of the way. We also offer robust business banking solutions to empower local entrepreneurs. Our commitment to our members is reflected not only in our wide range of services but also in our strong financial standing. With total deposits exceeding $252,671,710, a net worth of $322,851,294, and cash in hand amounting to $15,815,320, we prioritize your security and peace of mind. Led by CEO Sean Rathjen and Board President Scott Drabicki, our dedicated team of 472 employees works tirelessly to ensure that your experience with us is nothing short of exceptional. We invite you to explore all that we have to offer visit us today or give us a call at 847-623-3636. For more information about our services or how to become a member, feel free to check out our website at myconsumers.org. Join us on this journey toward financial empowerment!

Branch History & Mission

A Legacy of Service

Located at 2626 N Il Route 83, Round Lake Beach, IL 60073, our branch stands at the heart of the community. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service offers convenience for quick transactions without leaving your vehicle, and we also provide access to ATMs for added flexibility. While members can visit us at our branch address, official correspondence should be sent to 2626 N Il Route 83, Round Lake Beach, IL 60073-4983. The commitment of Consumers extends beyond just banking; we strive to create meaningful connections through community outreach and partnerships.

Community Focus

As a member-focused organization, we take pride in supporting local initiatives that uplift our community. Through various outreach programs and partnerships with local organizations, we work tirelessly to make a positive impact on the lives of those around us. We embrace digital advancements while ensuring accessibility for all members. With online banking and mobile payment options available, managing your finances has never been easier or more convenient.

Join Us Today!

Join Consumers today and experience the difference that comes from being part of a community-driven credit union. We are more than just a place to bank; we are your partners in financial success. Visit us online at myconsumers.org or call us at 847-623-3636 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Mission

At Consumers, our mission is simple yet powerful: to empower individuals and families with the financial tools they need for success. We offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each service is designed with our members' needs in mind. We believe that financial education is crucial for achieving long-term goals. That's why we invest in resources and programs that help our members make informed decisions about their finances. Whether you are looking to buy your first home or save for retirement, our experienced team is here to guide you every step of the way.

Branch Location & Accessibility

Welcome to Consumers Credit Union's Round Lake Beach branch, conveniently located at 2626 N Il Route 83 in the heart of Round Lake Beach, Illinois. Our branch is easy to find, situated near local landmarks that make it a familiar spot for many in the community. Whether you're heading to our location for banking needs or just passing by, we're here to serve you with a smile! At Consumers, we believe in making banking accessible to everyone. Our branch features ADA-compliant facilities, ensuring that all members can enjoy a comfortable and convenient experience. We also have ample parking available for your ease of access. If you're in a hurry, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Our operating hours are designed with your schedule in mind: we welcome you from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and from 9 AM to 1 PM on Saturdays. This flexibility means you can visit us when it's most convenient for you! For those who prefer technology, we offer an ATM on-site for quick cash withdrawals and balance checks anytime you need them. Our team is dedicated to providing personal banking services like checking and savings accounts, auto loans, mortgage loans, and much more. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 2626 N Il Route 83, Round Lake Beach, IL 60073-4983. Feel free to reach out to us at 847-623-3636 if you have any questions or need assistance. We're excited to help you with all your banking needs and encourage you to stop by soon!

Member Eligibility

At Consumers, we believe that everyone deserves a chance to be part of our welcoming financial community. If you're looking to join us at our Round Lake Beach branch located at 2626 N Il Route 83 Round Lake Beach Il 60073, you'll find that becoming a member is straightforward and inclusive. To be eligible, you simply need to live, work, or worship in certain areas, or have family ties with current members. This means if you're nearby and value community-focused banking, you're likely already on the right path to joining us! For more detailed information about eligibility requirements, feel free to check out our resource at https://www.myconsumers.org/about/what-we-do/membership . Once you know you're eligible, opening an account is just a few clicks away. You can start the process online by visiting https://forms.fivision.com/myconsumers/oa/default .aspx or simply give us a call at (847) 623-3636 for assistance. We're here to support you every step of the way as you embark on your journey with Consumers!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services make it easy for you to accept payments from customers, whether they prefer cash, card, or mobile transactions. This means more sales for you and a smoother experience for your customers. Come visit us at 2626 N Il Route 83 Round Lake Beach Il 60073 in Round Lake Beach, IL, or call us at (847) 623-3636 to learn how we can help your business succeed. Together, let's build a brighter future for your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? With our ATM services available at our branch and around the area, getting cash is quick and easy. Additionally, our drive-thru banking allows for hassle-free transactions without leaving your vehicle perfect for busy days. At Consumers, we're committed to making banking easy and accessible for all members in Round Lake Beach and beyond. If you have any questions or want to learn more about how we can assist you financially, please call us at 847-623-3636 or visit us online at myconsumers.org. Your financial success is our priority!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans can help get you on the road with confidence. We offer flexible financing options that suit your budget, ensuring you find a plan that works for you. Imagine driving off in your dream car without breaking the bank!

Business Banking

For small business owners, our business banking services include merchant services and business loans to help grow your venture. We know how important it is to have reliable financial support as you build your business.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit cards! Whether it's cash back on groceries or points for travel, our credit cards offer benefits that fit your lifestyle. Plus, with online access, managing your account is just a click away.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Consumers, we offer robust online and mobile banking platforms. You can easily manage your accounts from anywhere check balances, make transfers, and even deposit checks right from your smartphone!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide various options to help make that dream a reality. Plus, if you already have a mortgage, consider refinancing with us to potentially lower your monthly payments or tap into your home's equity.

Personal Banking

We understand that everyone has different banking needs. That's why our personal banking services include checking and savings accounts tailored for both everyday use and long-term savings goals. Whether you're saving for a new home or just managing daily expenses, our accounts come with competitive rates and easy access through online and mobile banking.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help cover those costs, whether it's for medical bills, home repairs, or debt consolidation. With straightforward terms and competitive rates, we make borrowing simple and manageable.

Digital & Online Banking

Key Services

Navigating our online banking platform is simple. Just visit us at https://www.myconsumers.org/ to get started. Here, you'll find features that make banking easier than ever. Want to skip the paperwork? Our electronic signature authorization allows you to sign documents quickly and securely online. Plus, with e-statements readily available, you can keep track of your finances without the clutter of paper statements. For those on the go, our mobile application is a must-have tool. It provides everything from checking your balance to making person-to-person transfers with just a few taps on your phone. And if you're into mobile payments, we've got you covered there too! Enjoy the convenience of paying for goods and services directly from your account no cash or cards needed.

Security and Accessibility

Security is our top priority at Consumers. All transactions made through our online platform are protected by robust encryption technology, ensuring that your personal information remains safe and secure. We also focus on user-friendly features that make it easy for anyone to manage their accounts without feeling overwhelmed. With real-time account management at your fingertips, staying updated on your finances has never been simpler. Whether it's checking balances or transferring money between accounts, our digital banking services empower you to take charge of your financial life effortlessly. In short, Consumers is committed to providing you with convenient and secure digital banking solutions tailored to meet your needs. Join us today and experience the ease of managing your finances online!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reinforces our commitment to providing reliable services and support. With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,552 in used auto loans and $2,472,658,478 in total loans and leases. Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,811,193. Total Share and Deposit Accounts: 402,566, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 2626 N Il Route 83 Round Lake Beach Il 60073 or call (847) 623-3636 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, make buying or refinancing simple. We can guide you through the process and help determine eligibility to fit your budget.

Other Loan Options

Additionally, our branch provides various personal loans and credit lines totaling $918,558,204, tailored to meet different needs. Whether you need funds for debt consolidation or unexpected expenses, we've got you covered. If you're considering refinancing any existing loans or would like more information about eligibility options for our products, please don't hesitate to reach out. Our team is here to assist you every step of the way. For more details on our services or to start your application process today, give us a call at 847-623-3636 or visit our website at www.myconsumers.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make spending easier while keeping your financial health in mind.

Loan Aggregator

Benefits of Using LendMesh

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CONSUMERS

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Service

Community Focus

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Drive-Thru Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Other Loan Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

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