Consumers Credit Union Lansing MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 2305 Lake Lansing Road, Lansing, MI 48912. Established in 1964, we have been dedicated to serving our community with a range of financial solutions tailored for every member's needs. With a strong commitment to excellence, we proudly support over 142,950 members and manage total assets of $2,384,854,945. At Consumers, we believe that banking should be personal. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our friendly team is here to guide you every step of the way. We take pride in our robust offerings, which include $65,993,314 in total deposits and an impressive loan portfolio consisting of 87,715 loans and leases. This reflects our commitment to not just meet but exceed your financial needs. Our leadership team is dedicated to fostering a culture of service and trust. Under the guidance of CEO Scott Sylvester and Board President Kim Shook, we strive to create a welcoming environment where all members feel valued and empowered. With a staff of 431 employees, we're ready to assist you with personal banking services as well as business banking solutions tailored for local entrepreneurs. While members can visit us at our branch on Lake Lansing Road, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009. At Consumers Credit Union, we're not just about numbers; we're about people. Our goal is to make a positive impact in the communities we serve by providing accessible financial services that foster growth and stability. If you have questions or need assistance, feel free to reach out to us at (269) 345-7804 or visit our website at consumerscu.org for more information. Join us today and experience the difference! Your financial journey is important to us let's achieve your goals together!

Branch History & Mission

A Legacy of Growth

Since opening our doors nearly six decades ago, Consumers has seen remarkable growth. Our total assets now stand at an impressive $2,384,854,945, reflecting our commitment to sound financial practices and member-focused services. As we've expanded our offerings from personal banking to business loans we've remained dedicated to meeting the diverse needs of our members. We proudly serve our community with operating hours designed for convenience: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and our drive-thru open until 7 PM on weekdays and 1 PM on Saturdays. This flexibility ensures that everyone has the opportunity to access essential financial services when they need them most.

Commitment to Excellence

In today's digital world, we prioritize innovation while ensuring accessibility for all members. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Additionally, we maintain ADA compliance at our facilities so everyone can enjoy a welcoming environment. While members can visit us at 2305 Lake Lansing Road, official correspondence should be sent to 7200 Elm Valley Dr., Kalamazoo, MI 49009 if needed.

Join Us!

As we look toward the future with excitement and determination, we invite you to become part of the Consumers family. Experience firsthand how we can assist you in achieving your financial goals while positively impacting our community together. Reach out today at 269-345-7804 or visit us online at Consumers Credit Union to learn more about becoming a member!

Mission Statement

Our mission is clear: to provide exceptional financial services while supporting the well-being of our community. At Consumers, we understand that banking goes beyond transactions; it's about relationships and making a real impact in people's lives. Whether you're looking for checking accounts, auto loans, or home financing options, we are here to guide you every step of the way. We also believe in giving back. Through various community outreach programs and partnerships with local organizations, we strive to uplift those around us. We want to create a positive ripple effect that fosters growth not just for individuals but for families and businesses alike.

Branch Location & Accessibility

Accessibility and Parking

At Consumers, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. You'll find ample parking available right outside the branch, so you won't have to worry about finding a spot when you visit.

Get in Touch!

Ready to experience exceptional service? We invite you to stop by our branch or give us a call at 269-345-7804 with any questions. Our friendly staff looks forward to assisting you with all your financial needs! Visit us today and discover how we can help you achieve your financial goals.

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 9 AM to 5 PM and on Fridays until 5:30 PM. Need some banking done after hours? No problem! Our Drive-Thru service operates Monday through Friday until 7 PM and on Saturdays from 9 AM to 1 PM, giving you plenty of options for when you can visit.

Services Offered

At Consumers Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability right at our location and drive-thru banking options for quick transactions, managing your finances has never been easier.

Member Eligibility

At Consumers, we're excited to welcome you into our community of members who enjoy personalized financial services and a supportive environment. Becoming a member is simple! If you live, work, worship, or attend school in our local area, you're likely eligible to join us. We embrace individuals from various backgrounds and walks of life, so don't hesitate to check if you qualify! For detailed eligibility criteria, feel free to visit our website at . Opening an account with us is just as easy as becoming a member. You can start your journey toward financial wellness right here at our branch located at 2305 Lake Lansing Road Lansing Mi 48912. Our friendly team is ready to help you through the process; just give us a call at (269) 345-7804 for any questions or assistance. Join us today and discover the benefits of being part of the Consumers family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether online or in-person. Our merchant services help you manage transactions efficiently so you can focus on what really matters growing your business. Located at 2305 Lake Lansing Road Lansing Mi 48912 in Lansing, MI, we're here to partner with you on your journey to success. Reach out today at (269) 345-7804 to learn more about how we can assist your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Consumers has the right tools for you too! Our business banking services include essential features like merchant services to facilitate transactions and various types of business loans to help your enterprise grow. We understand the unique challenges businesses face, and we're committed to providing solutions that support your success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and easy access to statements through e-statements, staying on top of your finances has never been easier. Need cash? Our ATM services provide quick access for withdrawals and balance checks without the hassle. For simple transactions like deposits or withdrawals, our drive-thru banking ensures you can get what you need without leaving your car.

Personal Banking Solutions

Our personal banking services are tailored for every member of our community. You can choose from various checking and savings accounts that fit your lifestyle. If you're thinking about buying a new car or need assistance with vehicle financing, our auto loans offer competitive rates and flexible terms. We also provide mortgage loans and refinancing options to help you secure the home you've always wanted. For those times when life throws a curveball, our personal loans are here to help with debt consolidation and other financial needs. Plus, don't forget about our credit cards with rewards perfect for earning points on your everyday purchases while managing your expenses effectively.

Your Local Financial Partner

With all these services available right here at Consumers in Lansing, MI, it's easy to see why our members choose us as their go-to financial partner. Our friendly staff is ready to assist you with any questions or needs you may have. If you're interested in learning more about how we can help with your banking needs or if you'd like to get started today, please call us at 269-345-7804 or visit our website at consumerscu.org. We look forward to serving you!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. No need to rush to the bank before closing hours everything is just a click away! Plus, with e-statements available, you'll have an eco-friendly way to keep track of your transactions without the clutter of paper statements. For those who prefer using their smartphones, our mobile application provides all the features you need right in your pocket. It's not just about convenience; our app also supports mobile payments so you can easily make purchases with just a tap. And if you want to split a bill or send money to a friend, our person-to-person transfer feature makes it simple and quick.

Security You Can Trust

We know that security is a top priority for our members. That's why we use advanced measures to protect your personal information and transactions online. While we currently do not support electronic signature authorization, rest assured that every transaction on our platform is secured with encryption technology. In today's fast-paced world, having control over your finances shouldn't feel overwhelming. With Consumers, managing your money is straightforward and safe. Experience the ease of digital banking today visit us at https://www.consumerscu.org/ and discover how we can help simplify your financial life!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your financial institution is strong and reliable brings peace of mind, which is why we are committed to maintaining a solid foundation for all our members. Our financial data reflects a robust standing, with a net worth of $223,309,042. This strength allows us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $0, while we have successfully built trust with our community evidenced by having 308,686 total share accounts. This strong member base shows the confidence that individuals place in us when managing their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 2305 Lake Lansing Road Lansing MI 48912 or call 269-345-7804 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We provide various options tailored to your budget and lifestyle, ensuring you find a plan that fits perfectly.

Credit Lines

If you need additional flexibility in managing your cash flow, our total credit lines amounting to $661,509,863 provide just that. These lines of credit are perfect for unexpected expenses or planned purchases where you want easy access to funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We aim to simplify the process so that you can focus on making your house a home.

Refinancing Options

We understand circumstances change; that's why we offer refinancing options for many of our products. If you're interested in lowering your monthly payments or adjusting your loan terms for better affordability, our team is here to assist you every step of the way. For more information about our loan offerings or to start your application process today, visit us at 2305 Lake Lansing Road, Lansing, MI 48912, or give us a call at 269-345-7804. Let us help you take that next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. These cards come with rewards and benefits that add value to your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process means that users receive accurate loan comparisons tailored to their needs.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans