Consumers Credit Union Holland MI | Best Auto Loans & Business Banking

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 12705 Riley St, Holland, MI 49424. Since our establishment in 1964, we have been dedicated to serving our community with integrity and personalized service. As a member of our family, you join over 142,950 other members who benefit from our comprehensive banking solutions. At Consumers Credit Union, we pride ourselves on our strong financial foundation, boasting total assets of $2,384,854,945 and total deposits reaching $65,993,314. Our commitment to you is not just about numbers; it's about building relationships and supporting your financial goals. With more than 431 employees, including our knowledgeable CEO Scott Sylvester and Board President Kim Shook, we are here to guide you every step of the way. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. We strive to make banking accessible and convenient for everyone. Whether you prefer traditional banking or online services like mobile payments and person-to-person transfers, we've got you covered. While members can visit us at our branch location in Holland, official correspondence should be sent to PO Box 525, Oshtemo, MI 49077. If you have any questions or need assistance, don't hesitate to reach out at 269-393-0555. Join us today and experience the difference that a dedicated credit union can make in your financial journey! Visit us online at consumerscu.org for more information on how we can help you achieve your financial dreams.

Branch History & Mission

At Consumers, located at 12705 Riley St, Holland, MI 49424, we take pride in our rich history and commitment to serving the community. Since opening our doors in 1964, we have grown to become a trusted financial partner for over 142,950 members. Our journey began with a simple mission: to provide accessible and affordable financial services that improve the lives of our members and contribute to the well-being of our community. Over the years, Consumers has evolved significantly. From our humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgage options, business services, and more. With total assets now exceeding $2.38 billion, we are proud to support both individual aspirations and local businesses. Our focus has always been on building relationships rather than just transactions. Our mission is clear: we strive to empower our members through financial education and resources while fostering a strong sense of community. We believe that when our members succeed financially, so does the community as a whole. That's why we're dedicated not just to providing financial products but also engaging in outreach efforts that make a real difference. While members can visit us at 12705 Riley St for all their banking needs, official correspondence should be sent to PO Box 525, Oshtemo, MI 49077. We offer convenient operating hours Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday mornings until noon ensuring accessibility for everyone. In addition to traditional banking services, we've embraced digital advancements that allow for easy online banking and mobile payments. We ensure ADA compliance across our facilities so that all members can comfortably access our services. Our drive-thru service adds another layer of convenience for those on the go. Community involvement is at the heart of what we do. We actively partner with local organizations to support events and initiatives that uplift those around us. Whether it's sponsoring educational programs or participating in local charity events, Consumers is committed to making Holland a better place for all its residents. Join us at Consumers Credit Union today! Experience firsthand how we can help you achieve your financial goals while making meaningful contributions to our community together. For inquiries or assistance, feel free to reach out at 269-393-0555 we're here for you!

Branch Location & Accessibility

Accessibility Features

At Consumers, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and other accommodations to ensure all members can easily access our services. We also offer ample parking spaces right outside, making your visit as smooth as possible.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 269-393-0555. We're here to help! Whether you're stopping by for a visit or reaching out over the phone, we look forward to serving you at Consumers Credit Union your trusted financial partner in Holland!

Operating Hours

We understand that life can be busy, so we offer flexible operating hours tailored to meet your needs. Our lobby is open from 9:00 a.m. to 5:30 p.m. on Monday through Wednesday, and until 6:00 p.m. on Thursday and Friday. On Saturdays, you can take advantage of our drive-thru service from 9:00 a.m. to 12:00 p.m., perfect for those quick transactions!

Services Offered

Our branch provides a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need help with business banking? We've got you covered there too! With online and mobile banking services available, managing your finances has never been easier. If you're looking for ATM services or prefer the drive-thru option for deposits and withdrawals, we've got both available for your convenience!

Member Eligibility

Joining the Consumers family is like stepping into a warm, welcoming community where your financial needs are prioritized. To become a member, you simply need to meet some friendly eligibility criteria. Whether you live, work, or worship in the area, you're likely already part of our community! We welcome individuals and families alike, making it easy for everyone to experience the benefits of membership. You can find all the specific details about who qualifies at , which we encourage you to check out for the most up-to-date information. Opening an account is just as simple and rewarding. With just a few steps, you'll be on your way to enjoying personalized banking services tailored to your needs. If you have any questions or need assistance, don't hesitate to give us a call at (269) 393-0555. We're here to help guide you through every step of becoming part of our Consumers family located at 12705 Riley St Holland Mi 49424!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments effortlessly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept credit and debit card payments seamlessly. This means faster checkouts and happier customers, all while boosting your bottom line. Located at 12705 Riley St Holland Mi 49424 in Holland, MI, we are here to partner with you on your journey. Let's work together to achieve your business goals! For more information, give us a call at (269) 393-0555 or visit us online at https://www.consumerscu.org/.

Comprehensive List Of Services

Business Banking

For small business owners, we offer comprehensive business banking services including merchant services and business loans. Managing your business finances has never been easier with tools designed specifically for entrepreneurs like you.

Convenient Access

At Consumers, convenience is key. We provide access to ATM and cash withdrawal services, ensuring you can easily access your funds whenever needed. Our basic drive-thru banking makes it simple to complete deposits, withdrawals, and other transactions without leaving your vehicle. Whether you're stopping by our branch or accessing our services online through mobile payments and person-to-person transfers, we strive to make banking as easy as possible for all our members. If you're interested in exploring these services further or have any questions, don't hesitate to reach out at 269-393-0555. We're here to assist you in achieving your financial goals! Visit us today at Consumers your partner in financial success!

Credit Cards and Loans

Our credit cards with rewards add value to your everyday purchases. You can earn points for travel, dining, or cashback on purchases all while enjoying the convenience of a credit card. If you're facing debt challenges, our personal loans and debt consolidation options could be the answer you need to regain control over your finances.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various checking and savings accounts to help you reach your financial goals. Our accounts come with easy online and mobile banking features, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer. If you're in the market for a new car or need financing for an existing vehicle, our auto loans provide competitive rates and flexible terms. Imagine driving off in your dream car with a loan that fits your budget perfectly! For those considering homeownership or wanting to refinance an existing mortgage, our mortgage loans and refinancing options can help make the process smooth and straightforward.

Digital & Online Banking

Key Features

Whether you're at home or on the go, our mobile application allows you to check balances, transfer funds, and pay bills quickly and easily. Plus, with features like mobile payments, you can make purchases right from your phone without carrying cash or cards. If you need to send money to a friend or family member, our person-to-person transfer option makes it simple and fast. You just enter their information, and the funds are transferred instantly. For those who prefer a paperless approach, we provide e-statements so you can keep track of your transactions without the clutter of paperwork. You can also sign documents electronically with ease no need for printing or mailing forms thanks to our electronic signature authorization.

Security & Support

Your security is our top priority. Our online banking services are equipped with robust security measures to ensure that your personal information remains safe. We strive to create an experience that is not only user-friendly but also protects your financial data from unauthorized access. With all these features available at any time of day or night, you have real-time access to manage your account whenever it suits you best. Experience the freedom and ease of digital banking with Consumers today!

Financial Strength

Commitment to Innovation

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to provide a range of services tailored to meet your needs.

Growing Membership Base

The strength of our community is evident with 308,686 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our approach is all about putting you first; your trust is invaluable to us. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 12705 Riley St Holland Mi 49424 or call us at 269-393-0555 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $39,075 in used auto loans and an impressive total of $2,091,705,346 in total loans and leases available for our members. This ensures you have access to the funds you need when you need them.

Member-Centric Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can make it happen.

Commercial Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses and are here to assist you in achieving your business goals. We encourage you to explore refinancing options if you're looking for better rates or terms on any existing loans. Our team is ready to discuss eligibility and help you find the right solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with someone directly, feel free to call us at (269) 393-0555. We're here to help!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we have total credit lines available amounting to $661,509,863. Additionally, we also offer unsecured credit card loans with a total of $42,872,491, providing you with the freedom to spend when needed without tying up your cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, designed to help you secure your dream home or refinance your existing mortgage for better terms.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Each loan comparison reflects current market conditions, allowing users to see a true representation of available options.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans