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Personal Loans
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Introduction
Welcome to Consumers, your trusted financial partner located at 20413 N Rand Rd, Kildeer, IL 60074. Established in 1930, we have proudly served our community for over nine decades, building a solid foundation of trust and reliability. With a total membership of 228,456 and assets exceeding $3.5 billion, we are dedicated to helping you achieve your financial goals. At Consumers, we understand the importance of community impact. Our commitment goes beyond just providing financial services; it's about fostering relationships that matter. With a net worth of $322,851,294 and total deposits amounting to $252,671,710, we ensure our members have access to secure and beneficial banking options. Led by our CEO, Sean Rathjen, and Board President Scott Drabicki, our team is committed to delivering personalized service tailored to your needs. Our friendly staff of 472 employees is here to assist you with everything from checking accounts to auto loans and mortgages. While members can visit us at our branch location for in-person service, official correspondence should be sent to the same address: 20413 N Rand Rd, Kildeer, IL 60074-2023. We invite you to explore our wide range of services including online banking options, personal loans, credit cards with rewards, and business banking solutions. If you're ready to take the next step toward better banking, call us today at (947) 623-3636 or visit our website at www.myconsumers.org. Join us in experiencing the true meaning of community banking!
Branch History & Mission
Commitment to Technology and Accessibility
As part of our commitment to modernizing your banking experience, we offer advanced digital services such as online banking, mobile payments, and e-statements. We ensure ADA compliance so that all members can access our services comfortably. Additionally, while we do not have drive-thru service at this location, we are equipped with an ATM for your convenience.
Join Us Today!
At Consumers, we invite you to be part of something special. Experience firsthand the benefits of membership and how together we can achieve great things for ourselves and our community. Visit us today or check out our website at www.myconsumers.org for more information about joining us!
Our Mission
The mission of Consumers is simple yet powerful: to provide exceptional financial services while fostering a sense of community support and involvement. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. Whether it's personal banking solutions like checking accounts and auto loans or business banking services, we focus on making your banking experience straightforward and rewarding. We prioritize not only financial success but also community wellbeing. From sponsoring local events to partnering with various organizations, we are committed to giving back and enhancing the lives of those around us. While members can visit us at 20413 N Rand Rd, official correspondence should be sent to 20413 N Rand Rd, Kildeer, IL 60074-2023 if needed. Our branch operates during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.
Branch Location & Accessibility
Accessibility Features
At Consumers, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Ample parking is available right outside our entrance, making your visit as hassle-free as possible.
Call-to-Action
Ready to take the next step towards better banking? We invite you to visit us at Consumers in Kildeer or give us a call at (947) 623-3636. Let us help you achieve your financial goals today!
Operating Hours
We know that banking needs can arise at any time. That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to drop by during these hours; our friendly staff is ready to assist you with any questions or services you may need.
Services Offered
At Consumers, we provide a wide range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're interested in business banking solutions or online and mobile banking options, we've got you covered there too! For added convenience, we also have an ATM on-site for quick cash withdrawals and balance checks. Although we do not offer drive-thru banking at this location, our team is always ready to assist you inside the branch.
Member Eligibility
Becoming a member of Consumers is like joining a welcoming family where your financial well-being is the priority. If you live, work, or worship in Kildeer or nearby areas, you're likely eligible to join us! We love serving our community and offering personalized financial solutions that truly fit your needs. To learn more about specific eligibility criteria, feel free to check out our detailed guidelines at https://www.myconsumers.org/about/what-we-do/membership. Joining is straightforward and rewarding! Once you confirm your eligibility, opening an account with us is just a few clicks away. You can get started by visiting https://forms.fivision.com/myconsumers/oa/default.aspx. If you have any questions or need assistance, don't hesitate to reach out to us at (947) 623-3636. At Consumers, we're excited to support you on your financial journey!
Business Banking & Commercial Services
Merchant Services That Matter
Imagine having a reliable partner for all your payment processing needs. Our merchant services help streamline transactions, making it easier for you to accept payments from customers. With simple point-of-sale systems and mobile payment options, you can focus on what really matters growing your business. Visit us at 20413 N Rand Rd Kildeer Il 60074, Kildeer, IL, or call us at (947) 623-3636 to learn more about how our business banking services can support your journey!
Supporting Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Digital Access Anywhere
Our commitment extends beyond traditional banking hours. With 24/7 online and mobile banking capabilities, you can access your accounts anytime, anywhere. Need cash? Our ATMs are conveniently located so you can perform basic transactions like withdrawals and balance checks without hassle. In summary, Consumers at 20413 N Rand Rd, Kildeer, IL 60074 is more than just a credit union; we're your partner in financial success. For any questions or assistance, feel free to call us at (947) 623-3636. We're here to help! We invite you to explore all the ways we can support your financial journey visit us today or check out our website at myconsumers.org. Your future starts with us!
Financing Your Dreams
Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. We offer competitive rates and flexible terms, ensuring you find the perfect fit for your budget. If you're considering homeownership or refinancing your current mortgage, our mortgage loans provide attractive rates and expert guidance every step of the way.
Personal Banking Made Easy
When it comes to personal banking, we understand that convenience is key. At Consumers, you can open checking and savings accounts designed to suit your lifestyle. Imagine having easy access to your funds while earning interest on your savings all from the comfort of home through our online and mobile banking platforms. With features like e-statements and electronic signature authentication, managing your finances has never been simpler.
Rewarding Credit Cards
Don't forget about our credit cards with rewards! They not only provide purchasing power but also let you earn points on every dollar spent. This means every transaction could bring you closer to exciting rewards whether it's cash back or travel perks.
Simplifying Personal Loans
Life can throw unexpected expenses your way. That's why we offer personal loans for debt consolidation or any other financial needs you might have. Our team is here to help you find a loan that fits your situation, making it easier for you to manage payments without added stress.
Supporting Local Businesses
For entrepreneurs in our community, Consumers offers business banking services that include merchant services and business loans. We believe in supporting local businesses because they are vital to our community's growth and prosperity.
Digital & Online Banking
Accessible Online Banking Services
Our online banking platform, accessible at https://www.myconsumers.org/, is designed with you in mind. Whether you're checking your account balance, paying bills, or transferring funds, everything can be done from the comfort of your home or on the go. Plus, with 24/7 online banking services, you're always in control of your money.
Making Payments Easier
With our mobile payments feature, making transactions has never been easier. Whether you're shopping online or dining out, simply use your mobile device to pay securely. It's all about giving you options and flexibility in how you manage your finances. At Consumers, we're committed to making banking simple and efficient for all our members. With these digital services at your fingertips, managing your finances is easier than ever!
Mobile Banking at Your Fingertips
For those who prefer mobile convenience, our mobile application brings banking right to your smartphone. You can easily make person-to-person transfers, allowing you to send or receive money instantly with just a few taps. And if you like keeping things paperless, our e-statements feature ensures you have access to your financial documents anytime without clutter.
Security You Can Trust
We prioritize your security with features like electronic signature authorization. This means you can sign important documents digitally, saving time while ensuring that your information remains protected. Our systems are designed to keep your data safe while providing a user-friendly experience.
Financial Strength
Growing Together
With a total of 402,566 share accounts, we have built a strong community of trusting members who rely on us for their financial needs. Our net shares available for lending stand at $2,811,193, ensuring that we can support our members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 20413 N Rand Rd Kildeer Il 60074 or call (947) 623-3636 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees who are committed to providing you with excellent service every day.
Reinvesting for You
With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $2,472,658,478, including $57,552 in used auto loans which supports our members' diverse financial goals.
Solid Financial Foundation
With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a dependable used one, our flexible terms can fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, make buying or refinancing simple. We understand that purchasing a home is a significant step; therefore, we offer tailored solutions to help you navigate this process smoothly.
Other Loan Products
In addition to auto and mortgage loans, our portfolio includes various loan types such as personal loans and business financing. For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand. If you're interested in refinancing options or want to know if you qualify for any of our products, feel free to reach out. You can contact us at (947) 623-3636 for more information or visit our website at Consumers for details on eligibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan solution that fits your needs!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. These credit cards are designed to give you the freedom and flexibility to make purchases without tying up your assets.
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