Consumers Credit Union Massapequa NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Consumers, your trusted financial partner located at 4177 Merrick Rd, Massapequa, NY 11758. Established in 1965, we have proudly served our community for over five decades, growing our membership to 3,465 satisfied individuals and families. With total assets of $97,962,399 and total deposits reaching $7,956,018, we are committed to providing personalized banking solutions that meet the needs of our members. At Consumers, we understand that banking is not just about transactions; it's about building relationships. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages. Our total loans stand at 996, demonstrating our dedication to helping members achieve their financial goals. Our CEO, Stephen Jacoby, along with Board President Marvin Bader, leads a team of 12 employees who are here to assist you every step of the way. While members can visit us at our branch for face-to-face assistance during our operating hours (Monday to Friday from 9 AM to 4 PM and Thursdays until 6 PM), official correspondence should be sent to the same address: 4177 Merrick Rd, Massapequa, NY 11758. We take pride in our strong financial standing with a net worth of $11,244,780 and cash in hand amounting to $733,553. This ensures that we can continue supporting our members with safe and reliable banking options. Whether you're looking for personal loans or business banking services, Consumers is here to help you succeed. Explore our offerings by visiting us online at consumersfcu.org or give us a call at 516-336-3156 for more information. Let us show you how we can help you reach your financial dreams!

Branch History & Mission

Welcome to Consumers, a cornerstone of financial empowerment in Massapequa, NY. Since our establishment in 1965, we have been dedicated to serving our community with integrity and commitment. Our branch, located at 4177 Merrick Rd, Massapequa, NY 11758, stands as a testament to our rich history and the growth we have experienced over the years. From our humble beginnings, Consumers has blossomed into a thriving credit union with a total membership of 3,465 and total assets amounting to an impressive $97,962,399. Our mission is clear: to provide our members with accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity for financial success, and we work hard to make that possible through personalized service and innovative solutions. At Consumers, we are more than just a financial institution; we are your neighbors and partners. Our dedicated team is here to support you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. We prioritize convenience for our members with online and mobile banking options available for easy access to your accounts anywhere you go. Our mission extends beyond banking; we are committed to uplifting our community through various outreach initiatives. We actively seek partnerships that promote education, health, and wellness within Massapequa and surrounding areas. Together with our members, we strive to make a positive impact in the lives of those around us. While members can visit us at 4177 Merrick Rd, official correspondence should be sent to the same address for clarity. Our operating hours are designed for your convenience: Monday through Wednesday and Friday from 9 AM to 4 PM, with extended hours on Thursdays until 6 PM. Although we currently do not have ATM or drive-thru services available at this location, our focus remains on providing exceptional in-branch experiences. As we look forward to the future, we invite you to join the Consumers family. Experience firsthand how our dedication can help you achieve your financial goals while being part of a community-oriented organization. Contact us today at 516-336-3156 or visit us online at consumerscu.org to learn more about what we can do for you!

Branch Location & Accessibility

Banking Hours

Our friendly team is here to assist you during our operating hours: Monday through Friday from 9 AM to 4 PM, and on Thursdays until 6 PM. This flexible schedule allows you to drop in at your convenience for personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more.

Connect With Us

If you have any questions or would like more information about our services before your visit, feel free to give us a call at 516-336-3156. We're excited to serve you and help you achieve your financial goals! Come visit us today and experience the friendly service that makes Consumers your trusted credit union in Nassau County.

Convenient Access

For those who prefer to drive, we offer ample parking right outside our doors. We are committed to being accessible to everyone, featuring ADA-compliant facilities that ensure comfort for all visitors. While members can visit us at this address, official correspondence should be sent to the same location: 4177 Merrick Rd, Massapequa, NY 11758.

Services Offered

At Consumers, we pride ourselves on providing a wide range of services tailored just for you. From personal loans and credit cards with rewards to business banking solutions and online mobile banking options, we have everything you need under one roof. While we currently don't have ATM or drive-thru services available, our lobby is welcoming and ready for you!

Member Eligibility

Becoming a member of Consumers is like joining a caring family that prioritizes your financial well-being. If you live, work, or worship in the area, you may be eligible to join us! We welcome individuals who share our commitment to community and support. The benefits of membership are numerous; from personalized service to competitive rates on loans and savings accounts, being part of Consumers means you're not just another number. To learn more about the specific eligibility requirements, feel free to visit our website at . When you're ready to open an account or have any questions, just give us a call at (516) 336-3156, and we'll guide you through the simple process of becoming a valued member. We can't wait to welcome you into our community at 4177 Merrick Rd Massapequa Ny 11758!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,717,802, we continue to drive economic growth by financing new and expanding businesses.

Simplifying Transactions with Merchant Services

In addition to loans, we offer robust merchant services that make transactions easy and efficient. Picture this: a busy Saturday at your store where customers are eager to check out. With our payment processing solutions, you can serve them quickly, ensuring they leave happy and ready to return. This not only boosts sales but also enhances customer loyalty. Located at 4177 Merrick Rd Massapequa Ny 11758, in the heart of Massapequa, NY, we're here to partner with you on your journey toward success. Whether you're looking for funding or reliable payment solutions, Consumers is committed to being your trusted ally in business banking. Reach out today at (516) 336-3156 and discover how we can help your business grow!

Comprehensive List Of Services

Business Banking

At Consumers, we also understand that businesses have unique needs. Our business banking services include merchant services and business loans that help entrepreneurs grow their ventures. We are committed to supporting local businesses because we believe they are the backbone of our community.

Convenient Access

We know that convenience matters. That's why we offer comprehensive online and mobile banking solutions so that managing your finances is always at your fingertips. Additionally, although we currently don't have ATMs on-site, rest assured that cash withdrawal services are available through various partnerships. If you're interested in learning more about how we can assist you with any of these services or if you have questions about how to get started, please reach out! You can contact us at 516-336-3156 during our lobby hours Monday through Friday from 9 AM to 4 PM (and Thursdays until 6 PM). Join us at Consumers, where your financial success is our priority! For more information on all our offerings, visit us online at consumersfcu.org. We look forward to serving you!

Credit Options

For those who want to earn rewards while spending, our credit cards with rewards program offers great benefits on everyday purchases. Whether it's cash back or travel points, there's something for everyone.

Home Financing

Looking for a place to call home? Our mortgage loans and refinancing services provide the support you need. Whether you're buying your first home or refinancing an existing mortgage for better rates, we can guide you through the process with ease.

Personal Banking

Our personal banking services include checking and savings accounts that cater to both everyday transactions and long-term savings goals. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates and flexible terms that make it easier for you to drive away in the car of your choice.

Personal Loans

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options help you manage those costs without stress. With simple applications and quick approvals, we aim to provide you with the funds you need when you need them most.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, managing your money has never been easier. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For added convenience, we provide mobile payment options so you can make purchases directly from your phone. Our dedicated mobile application allows you to manage your accounts right from your fingertips whether it's depositing checks with an electronic signature authorization feature or viewing e-statements to keep track of your spending.

Security and Accessibility

Security is a top priority at Consumers. We utilize advanced technology to protect your information while ensuring ease of use. You can feel confident knowing that our systems are designed with your safety in mind. With all these features available through our online banking service, you'll have real-time access to your financial information. This means you can stay on top of your budget and make informed decisions without any hassle. Explore the full range of our digital banking services today by visiting https://www.consumerscu.org/ and take control of your financial journey with ease!

Financial Strength

A Growing Community

Our strong membership base shows confidence in us as well; we have a total of 8,375 share accounts. This growing community reflects the trust placed in Consumers, making it an even more vital part of your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4177 Merrick Rd Massapequa Ny 11758 or call (516) 336-3156 to learn more about how we can help you achieve your financial goals.

Dedicated Team of Professionals

We also take pride in having 12 full-time employees who are always ready to serve you with a knowledgeable, committed team. This dedication ensures that when you visit or call us at (516) 336-3156, you receive the personal attention you deserve.

Member-Focused Savings

Members' savings are secured through $13,633,171 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $39,055,066, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $10,520,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow alongside your needs.

Strong Financial Health

With a net worth of $11,244,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,148 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust; we have $111 in used auto loans and $81,855,639 in total loans and leases. This means we're ready to support your financial goals across various sectors. Furthermore, our $250,272 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,561,432 in new vehicle loans and $2,561,418 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible. Plus, if you're considering refinancing your existing auto loan, we can help explore your eligibility options!

Business Financing

For business owners, our outstanding commercial loans totaling $18,717,802 provide the capital needed to grow and expand. We know that having access to funds can be crucial for taking your business to the next level.

Conclusion

At Consumers Credit Union, we strive to provide diverse financial products that cater to various needs from auto financing and mortgages to credit cards and business loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're planning a big purchase or seeking additional financing options, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer various solutions tailored to your needs. While our total Junior Lien 1-4 Family Residential Properties loans stand at $0, rest assured that we are committed to finding the right mortgage product that suits you best.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our unsecured credit card loans. With a total of $300,763 in unsecured credit card loans available, you can enjoy flexible terms and rewards that help you manage your finances effectively.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This approach empowers consumers to make informed choices without the stress often associated with searching for loans. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from compliant institutions guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide results that are truly unbiased. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Hours

Connect With Us

Convenient Access

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Solutions Tailored for You

Simplifying Transactions with Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Community

Dedicated Team of Professionals

Member-Focused Savings

Reinvesting in Our Future

Strong Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Financing

Conclusion

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community