Myconsumers

In the heart of Loves Park, IL, the Consumers Credit Union branch at 4225 N Perryville Rd is your community-focused financial partner dedicated to helping you achieve your goals. Whether you're seeking some of the best auto loans and vehicle financing options to drive your dreams forward or exploring competitive mortgage loans and refinancing solutions to make homeownership more affordable, this branch delivers expert guidance with a welcoming touch. Open Monday through Friday, with lobby hours from 9 AM to 5 PM and convenient drive-thru access starting at 8:30 AM, managing your finances fits seamlessly into your busy lifestyle.
Serving over 228,000 members and overseeing assets exceeding $3.5 billion, Consumers offers a comprehensive suite of services including personal checking and savings accounts tailored for everyday convenience. Business owners can also benefit from merchant services and flexible business loans designed to fuel growth. With on-site ATM and drive-thru banking for quick deposits, withdrawals, and balance checks, plus robust online and mobile banking platforms, accessing your money has never been easier.
Visit the Consumers Credit Union branch in Loves Park today to explore trusted auto financing or mortgage loan options crafted just for you. Experience friendly local service that puts your financial future first—start your membership today!
Phone: 815-636-2100 | Website: http://www.myconsumers.org

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
7 %
5 Yrs
80 %
home equity
7.5 %
10 Yrs
80 %
home equity
7.75 %
15 Yrs
80 %
home equity
8 %
20 Yrs
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Yr Fixed
5.5 %
5.733 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Yr Fixed
5.875 %
6.209 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 Conforming ARM
6.25 %
6.394 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Smart Start
6.625 %
6.772 %
5.0 Yrs
CONVENTIONAL
FIXED
20 Yr Fixed
6.75 %
6.944 %
20.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.5 %
5.596 %
15.0 Yrs
JUMBO
ADJUSTABLE
5/1 Jumbo ARM
6.375 %
6.434 %
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.875 %
6.936 %
30.0 Yrs
JUMBO
FIXED
30 Yr Fixed
6.875 %
7.024 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan (unsecured)
8.99 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
With Auto Buying Service
3.99 % - 4.49 %
5 Yrs
Auto
Without Auto Buying Service
4.49 % - 5.18 %
5 Yrs
Auto
With Auto Buying Service
4.84 % - 5.34 %
6 Yrs
Auto
Without Auto Buying Service
5.34 % - 5.84 %
6 Yrs
Auto
With Auto Buying Service
5.94 % - 6.39 %
7 Yrs
Auto
Without Auto Buying Service
6.44 % - 6.89 %
7 Yrs

Introduction

Welcome to Consumers, your trusted financial partner since 1930. Located at 4225 N Perryville Rd, Loves Park, IL 61111, our branch is not just a place for banking it's a community hub where relationships flourish and members thrive. With a strong membership base of 228,456 individuals, we are proud to offer personalized financial services that cater to your unique needs. At Consumers, we believe in the power of community and the importance of providing exceptional service. Our total assets stand at an impressive $3,538,406,467, reflecting our commitment to stability and growth. We have also facilitated over 132,270 loans and leases, helping our members achieve their dreams whether it's buying a new car or securing a mortgage for a home. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4225 N. Perryville Rd, Loves Park, IL 61111. Led by our dedicated CEO, Sean Rathjen, and Board President Scott Drabicki, our team of 472 employees is here to ensure you receive the best possible service. With total deposits amounting to $252,671,710 and a net worth of $322,851,294, we prioritize your financial security. Whether you're interested in personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans, we're equipped to help you every step of the way. Plus, with modern conveniences like online banking and mobile payments available through our website myconsumers.org, managing your finances has never been easier. We invite you to reach out to us at 815-636-2100 or drop by our branch during lobby hours from Monday to Friday between 9 AM and 5 PM. Discover how Consumers can support you on your financial journey today!

Branch History & Mission

Community Focus

Our commitment extends beyond individual financial success; we actively engage with the Loves Park community through outreach programs and partnerships that uplift those around us. We understand the importance of giving back and strive to make a positive impact on local lives. In today's fast-paced world, we embrace technology while ensuring our services remain accessible and user-friendly. From online banking options to mobile payments and electronic signatures, we've made it easier than ever for members to manage their finances at their convenience.

Join Us

As we look toward the future, we invite you to join the Consumers family. Experience firsthand how we can help you achieve your financial goals while being part of a community-driven organization that cares about your well-being. Visit us today or call us at 815-636-2100 for more information on how you can become a member. Together, let's build a brighter financial future!

Our Mission

At Consumers, our mission is simple yet profound: we aim to empower our members by offering personalized financial solutions and community support. We believe that everyone deserves access to affordable banking services that enhance their quality of life. Whether it's opening a new checking account or securing a loan for a dream car, we are here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to 4225 N. Perryville Rd, Loves Park, IL 61111 if needed. We offer convenient services such as ATM availability and drive-thru banking to ensure ease of access for all our members.

Branch Location & Accessibility

Accessibility Features

At Consumers, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and wide doorways to ensure everyone can navigate our space with ease. Parking is ample and conveniently located right outside the entrance, so you won't have to walk far to get inside.

Call-to-Action

We invite you to visit us at the Consumers Credit Union Loves Park Branch today! If you have any questions or need assistance before stopping by, feel free to give us a call at 815-636-2100. Our dedicated team looks forward to serving you!

Operating Hours

Our friendly staff is here to assist you during convenient hours: Monday through Friday from 9 AM to 5 PM for lobby services and from 8:30 AM to 5 PM for drive-thru banking. Whether you need help opening an account or have questions about loans, we're ready to help during these times.

Services Available

We offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Don't forget about our ATM availability it's always ready when you need cash or want to check your balance!

Member Eligibility

Becoming a member of Consumers is like joining a friendly neighborhood where your financial well-being is the top priority. If you're living, working, or attending school in the area, you're likely eligible to join us! We believe that everyone deserves access to quality financial services tailored to their needs. By becoming a member at Consumers, you not only gain access to competitive rates and personalized service but also become part of a supportive community that values your input and participation. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.myconsumers.org/about/what-we-do/membership. The process of opening an account with us is straightforward and welcoming just visit our account opening page at https://forms.fivision.com/myconsumers/oa/default.aspx or give us a call at (815) 636-2100. Our team is here to help you every step of the way, ensuring that you feel right at home in our community located at 4225 N Perryville Rd Loves Park Il 61111. Join us today and experience the difference!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine making sales easier for your customers while streamlining your cash flow. Our services can help you accept payments quickly and securely, allowing you to focus more on what you do best growing your business. Discover how our dedicated team at Consumers can partner with you to create customized solutions tailored to your specific needs. Reach out today at 815-636-2100 or visit us online at myconsumers.org to learn more!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we understand the importance of reliable banking solutions. Our business banking services, including merchant services and business loans, ensure that your operations run smoothly without financial hurdles.

Convenient Access and Support

At Consumers, we prioritize ease of access. We have an ATM on-site for quick cash withdrawals and balance checks. If you prefer face-to-face interactions, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. We also support shared branch transactions for partner credit union members, ensuring that you can access funds when needed.

Digital Banking Features

In today's fast-paced world, digital banking is essential. That's why we offer comprehensive online and mobile banking features that include everything from person-to-person payments to e-statements. You can even sign documents electronically for added convenience! With our commitment to serving the community of Loves Park, we invite you to experience all that Consumers has to offer. Whether you're interested in setting up an account or learning more about our services, don't hesitate to reach out at 815-636-2100 or visit us online at myconsumers.org. Let us help you achieve your financial goals today!

Loans for Every Need

Life can throw unexpected expenses your way. That's why we provide personal loans for debt consolidation or any other financial needs that may arise. Plus, our credit cards with rewards let you earn points on everyday purchases while enjoying the benefits of added convenience.

Personal Banking Solutions

We offer robust personal banking options designed to help you manage your finances effectively. Our checking and savings accounts are user-friendly and come with features that suit various lifestyles. Imagine easily accessing your funds through our online and mobile banking services, allowing you to check your balance, transfer money, or pay bills from anywhere. If you're considering buying a car, our auto loans and vehicle financing can help you hit the road with confidence. We provide competitive rates and flexible terms that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans offer tailored solutions to make your dream home a reality.

Digital & Online Banking

Embrace Mobile Payments

In today's fast-paced world, convenience is key. That's why we provide mobile payments through our app, allowing you to pay for purchases directly from your phone. This feature not only simplifies transactions but also gives you more time to focus on what matters most. With Consumers, you have the tools you need to manage your finances effectively and securely whenever and wherever it works best for you!

Key Features for Easy Banking

Our online banking platform allows you to manage your accounts effortlessly. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application available for download, banking on the go has never been easier. Security is a top priority at Consumers. We use electronic signature authorization, ensuring that all transactions are safe and secure. You can feel confident knowing your financial information is protected while you manage your accounts from home or on the move.

Stay Organized with E-Statements

Keeping track of your finances is essential, which is why we offer e-statements for all members. You can access your statements anytime online, reducing paper clutter and making it easy to monitor your spending.

Financial Strength

A Trusted Partner for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4225 N Perryville Rd Loves Park IL 61111 or call 815-636-2100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $174,880,549 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $57,552 in used auto loans and an impressive $2,472,658,478 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance metrics. We have a dedicated team of 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with knowledgeable support. Although our net income currently stands at $0, it reflects our commitment to keeping costs manageable while providing exceptional value to our members.

Solid Financial Health

With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Consumers, we understand that everyone has unique financial needs. Whether you're looking to purchase a new vehicle, buy your first home, or manage everyday expenses, our diverse loan offerings are designed to help you achieve your financial goals. With over 132270 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated $350,105,038 in new vehicle loans and $1,085,589,876 in used vehicle loans, helping many members get on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, making buying or refinancing simple and accessible. For those looking to manage credit effectively, we also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans available for our members. This can be an excellent way to consolidate debt or cover unexpected expenses without the burden of high-interest rates. If you're a business owner seeking capital for growth and expansion, our outstanding commercial loans totaling $301,508,026 can provide the support you need to take your business to the next level. Additionally, if you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to guide you through the process. We encourage you to contact us at 815-636-2100 or visit us at our branch located at 4225 N Perryville Rd Loves Park IL 61111. Our friendly staff is ready to assist you during lobby hours from 9 AM to 5 PM Monday through Friday and drive-up services from 8:30 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Consumers help you navigate your borrowing options today!

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