Consumers Credit Union Grand Rapids MI | Affordable Auto Loans & Checking

Introduction

Welcome to Consumers, your trusted partner in financial growth and community support, located at 1835 Breton Rd Se, Grand Rapids, MI 49506. Since our establishment in 1964, we have been dedicated to serving the needs of our members, currently totaling over 142,950 strong. Our commitment to fostering a supportive financial environment is reflected in our robust assets, amounting to an impressive $2,384,854,945, and total deposits of $65,993,314. At Consumers, we pride ourselves on being more than just a credit union; we are a community hub that offers a range of services tailored for personal banking and business needs alike. Whether you're looking for auto loans, mortgage financing, or business banking solutions, we have the resources to help you succeed. With 431 employees, led by our dedicated CEO Scott Sylvester and Board President Kim Shook, we strive to ensure that every interaction is personal and meaningful. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be sent to our mailing address if it differs. We invite you to experience the difference with us where your financial wellbeing is our priority. Have questions or need assistance? Don't hesitate to reach out! Call us at 616-301-1310 or visit our website at Consumers Credit Union. Let's embark on this journey together toward financial empowerment!

Branch History & Mission

Join Us

While you can visit us at 1835 Breton Rd SE for all your banking needs during our operating hours (Monday - Wednesday: 9 AM - 5:30 PM; Thursday - Friday: 9 AM - 6 PM; Saturday: 9 AM - 12 PM), we invite you to explore all that Consumers has to offer online at consumerscu.org. Join us today and become part of a community-focused credit union that truly cares about your financial future! If you have questions or would like more information, feel free to call us at 616-301-1310. We look forward to welcoming you!

Our Evolution

Over the decades, Consumers has seen remarkable growth and evolution. From our humble beginnings to our current total assets of approximately $2.38 billion, we've been dedicated to providing accessible banking services to our members. As technology has advanced, so have we. Our digital banking options now allow members to manage their accounts anytime and anywhere through online and mobile platforms. In addition to our financial services, we take pride in being an active member of the Grand Rapids community. We engage in outreach efforts that support local initiatives and partnerships aimed at improving the lives of those around us.

Our Mission

Our mission at Consumers is simple yet profound: to empower our members with the tools they need for financial success while fostering a spirit of community support. We believe that when individuals thrive financially, the entire community benefits. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and mortgage options tailored to meet the needs of every member. We also ensure that our facilities are accessible for everyone, reflecting our commitment to inclusivity. With both ATM availability and drive-thru banking options at our branch, we aim to make your banking experience as convenient as possible.

Branch Location & Accessibility

Convenient Access and Features

At our Breton Village location, we prioritize making your banking experience smooth and straightforward. We offer ample parking for members, and our facility is ADA-compliant, ensuring that everyone can access our services with ease. If you prefer to bank from your vehicle, we also have a drive-thru service available to make deposits and withdrawals quick and convenient. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. This flexibility means you can choose a time that works best for you!

Services Designed for You

At Consumers Credit Union, we understand that banking is about more than just transactions it's about building relationships. Our Breton Village branch offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, with ATM availability on-site, accessing your funds is always easy. We invite you to stop by or give us a call at 616-301-1310 if you have any questions or need assistance with your banking needs. We're here to help you achieve your financial goals! Come visit us today; we look forward to serving you!

Member Eligibility

At Consumers, we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible to join us. Our doors are open to individuals who share our values and want to benefit from the personalized financial services we offer. Once you're ready to take the next step, opening an account with us is just as straightforward. You can find more details about eligibility and how to become a member by visiting this link. If you have any questions or need assistance, feel free to give us a call at (616) 301-1310. We're excited to welcome you to Consumers located at 1835 Breton Rd Se Grand Rapids Mi 49506, where your financial goals can flourish with the help of our dedicated team!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a trusted partner that streamlines your transactions and enhances customer experiences. Our merchant services make it easy for you to accept payments whether in-store or online. This means you can focus more on serving your customers while we handle the financial details. Located at 1835 Breton Rd Se Grand Rapids Mi 49506 in Grand Rapids, MI, we're here to help you navigate your business's financial needs. Whether you're looking for a loan or need assistance with payment processing, reach out to us today at (616) 301-1310. Let's work together to unlock your business's potential!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our Business Banking services include everything from Merchant Services to Business Loans tailored for small businesses. We understand that running a business comes with its own set of challenges, which is why we're here to support you every step of the way.

Connect With Us

If you're ready to explore these services further or have questions about how we can assist with your financial needs, don't hesitate to reach out! Visit us at 1835 Breton Rd Se, call us at 616-301-1310, or check out our website at www.consumerscu.org. We look forward to helping you achieve all your financial goals!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why at Consumers, we offer robust Online & Mobile Banking options. You can easily manage your accounts from anywhere using our mobile app or website. Whether it's transferring money between accounts or paying bills on-the-go, we've got you covered. Additionally, our ATMs and drive-thru services provide quick access to cash and allow for simple transactions without stepping inside the branch. Just think about how easy it will be to withdraw cash or check your balance without any hassle!

Personal Banking Made Easy

Starting with personal banking, we offer convenient Checking & Savings Accounts that help you manage your money effortlessly. Imagine having a reliable account where you can deposit your paycheck and watch your savings grow. Our accounts come with no monthly fees, making it easier for you to keep more of your hard-earned cash. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options are designed to fit your budget. With competitive rates and flexible terms, we make it easy for you to drive away in the car of your dreams. If you're considering buying a home, our Mortgage Loans & Refinancing services provide personalized assistance throughout the process, ensuring that you find a loan that suits your financial goals.

Supporting Your Financial Needs

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can provide the relief you need. We work with you to create a plan that fits your situation, helping you regain control of your finances. Our Credit Cards with Rewards program lets you earn points on everyday purchases. This means that every time you swipe your card for groceries or gas, you're one step closer to rewards like travel or cash back.

Digital & Online Banking

E-Statements for Easy Management

Say goodbye to paper clutter! Enjoy e-statements that provide a clear view of your account activity right at your fingertips. You can easily track spending and manage budgets without sifting through piles of mail. In summary, Consumers offers a comprehensive suite of digital and online banking tools tailored for ease-of-use and security. Experience real-time account management and take control of your finances today!

Key Features

With our user-friendly online banking services available at https://www.consumerscu.org/, you can effortlessly check balances, transfer funds, and pay bills all from the comfort of your own device. Our 24/7 online banking services mean you're never far from your financial information, no matter the time or place.

Mobile Banking Convenience

Our mobile application makes banking even more accessible. With features like mobile payments, you can make quick transactions with just a few taps on your smartphone. Plus, if you need to send money to friends or family, our person-to-person transfers make it simple and straightforward.

Secure Transactions

Security is our top priority. Although we do not currently offer electronic signature authorization, we utilize robust security measures to keep your information safe. You can rest easy knowing that your personal and financial data are protected while you bank online.

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you effectively and reliably. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $39,075 in used auto loans and $2,091,705,346 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1835 Breton Rd Se Grand Rapids Mi 49506 or call (616) 301-1310 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $178,224,989 in new vehicle loans and $644,590,085 in used vehicle loans, helping our members get on the road smoothly. Whether you're interested in financing a brand-new model or a dependable pre-owned vehicle, we can help you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand your business operations. Whether you need funds for equipment purchases or working capital to manage day-to-day expenses, we have solutions tailored for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. This can be a great stepping stone for those looking to settle into their dream home without the hassle often associated with traditional lenders.

Refinancing and Eligibility Options

We also offer refinancing options across many of our loan products. If you're considering refinancing your existing loans for better rates or terms, please reach out to us for more information about eligibility and how we can assist you further. At Consumers, we strive to provide transparent and accessible lending solutions that empower our members financially. For more details on any of our loan products or to speak with one of our friendly representatives about how we can support your financial journey, please call us at 616-301-1310. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $42,872,491 in unsecured credit card loans available to help our members handle their financial needs effectively. These cards come with competitive rates and rewards that can benefit you in various ways.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans