Consumers Credit Union Muskegon MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 1818 E Sherman Blvd, Muskegon, MI 49444. Since our establishment in 1964, we have proudly served over 142,950 members, helping them achieve their financial goals with personalized services and competitive offerings. With a total asset base of $2,384,854,945 and deposits totaling $65,993,314, we are committed to providing stability and support to our community. At Consumers, we understand that each member has unique needs. That's why we offer a wide range of services including auto loans, mortgage financing, personal loans, and business banking solutions. Our total loans amount to 87,715, reflecting our dedication to making dreams come true through accessible credit options. Our leadership team is passionate about serving you. Under the guidance of CEO Scott Sylvester and Board President Kim Shook, our staff of 431 employees is ready to assist you every step of the way. We pride ourselves on our approachable service and community-focused initiatives. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to: 1818 East Sherman Boulevard, Muskegon, MI 49444. For any questions or assistance, feel free to call us at (269) 345-7804 during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Join us today and experience the difference that comes with being a part of Consumers Credit Union! Visit our website at consumerscu.org for more information on how we can help you reach your financial goals.

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Consumers family. Experience firsthand how we can help you reach your financial aspirations while contributing positively to our shared community. For more information or assistance, feel free to call us at (269) 345-7804 or visit us online at Consumers Credit Union. Together, let's build a brighter future!

Mission Statement

At the heart of Consumers Credit Union lies our mission statement: "To enhance the quality of life for our members by providing competitive financial products and services." We believe that everyone deserves access to fair financial options that promote stability and growth. Whether it's offering affordable loans or supporting community initiatives, we strive to make a positive impact every day. In addition to our core services, we actively engage in partnerships with local organizations aimed at uplifting Muskegon's diverse communities. Our outreach efforts reflect our dedication not only to financial wellness but also to social responsibility. While members can visit us at 1818 E Sherman Blvd Muskegon Mi 49444, official correspondence should be sent to 1818 East Sherman Boulevard, Muskegon, MI 49444 if different.

Our Evolution

From humble beginnings, Consumers has evolved into a robust credit union with total assets exceeding $2.3 billion. This growth is not just about numbers; it's about the lives we touch and the dreams we help realize. We offer a wide array of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Each service is designed with our members' needs in mind. Throughout our journey, we have embraced advancements in technology while ensuring accessibility for all. We are proud to provide online and mobile banking options that cater to today's fast-paced lifestyle. Our commitment to customer service extends beyond traditional banking hours; we're here for you Monday through Friday from 9 AM to 5 PM (and until 5:30 PM on Fridays), as well as Saturday mornings from 9 AM to 12 PM.

Branch Location & Accessibility

Call Us Today!

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 269-345-7804. We look forward to welcoming you into our branch soon! Remember, while members can visit us at 1818 E Sherman Blvd for all in-person needs, any official correspondence should be sent to our mailing address at the same location. Come see why so many people in Muskegon choose Consumers as their trusted credit union!

Operating Hours

We invite you to come visit us during our welcoming operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're looking to open an account or need assistance with loans and financing options, our dedicated team is here to help.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking spaces right outside, ensuring you can easily find a spot. Additionally, we are committed to being accessible to everyone with ADA-compliant facilities, including ramps for easy entry.

Services Offered

At Consumers, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car.

Member Eligibility

At Consumers, we believe that becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to be part of our community, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Whether you're living or working in the area or have family members who are already members, you could easily qualify! We invite you to explore the specific eligibility criteria by visiting our website at . Joining us is not just about meeting the qualifications; it's about unlocking a world of advantages that come with membership, from personalized banking services to competitive loan rates. If you're ready to take the next step, opening an account at Consumers is simple. Just give us a call at (269) 345-7804, and we'll guide you through the easy process. We're here for you at our branch located at 1818 E Sherman Blvd Muskegon Mi 49444, ready to welcome you into our supportive community!

Business Banking & Commercial Services

Merchant Services That Work for You

When it comes to day-to-day operations, our merchant services simplify payments and enhance customer experience. Imagine easily accepting payments through various channels while having quick access to your funds. Our solutions help streamline your transactions so you can focus on what matters most growing your business. Located at 1818 E Sherman Blvd Muskegon Mi 49444 in Muskegon, MI, we're here to partner with you every step of the way. Reach out today at (269) 345-7804 and discover how we can help your business thrive!

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, our Business Banking solutions are designed with you in mind. We provide essential services like Merchant Services & Business Loans, which help streamline your operations and support your growth ambitions.

Convenient Access

We recognize that convenience is key when it comes to banking. That's why our branch features both an ATM and Drive-Thru Service, so you can handle deposits and withdrawals without stepping inside if you're in a hurry. Whether it's accessing cash or checking balances at an ATM, we've made sure you have options. To speak with one of our friendly representatives about any of these services or get personalized assistance, feel free to call us at 269-345-7804 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. At Consumers in Muskegon, MI, we're here for all your financial needs. Explore our comprehensive range of services today and see how we can help you achieve your financial goals! For more information or to start banking with us, visit our website at www.consumerscu.org.

Home Financing Options

Buying a home is one of the most significant decisions you'll make in your lifetime. At Consumers, we offer tailored Mortgage Loans & Refinancing options that help you navigate the process smoothly. Our experienced team will work with you to find the best solution that fits your financial situation.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various personal banking options designed to simplify your financial life. Our Checking & Savings Accounts allow you to easily manage your everyday expenses while saving for future goals. You can access your accounts anytime through our Online & Mobile Banking platforms, making it easier than ever to check balances, transfer funds, and pay bills from the comfort of your home or on the go. For those looking to purchase a vehicle or consolidate debt, our Auto Loans & Vehicle Financing and Personal Loans & Debt Consolidation services provide competitive rates and flexible terms to meet your needs. Plus, our Credit Cards with Rewards let you earn benefits on your everyday purchases.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, giving you the flexibility to check your balance, pay bills, and transfer money whenever it suits you. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy and hassle-free. Plus, with mobile payments, you can make purchases directly from your smartphone no cash or cards needed! For those who prefer keeping track of their finances on the go, our mobile application is a perfect fit. It's user-friendly and packed with features that allow you to stay on top of your account activity in real time. You can even opt for e-statements to receive your account statements electronically, ensuring you always have access to important information without the clutter of paper.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that our systems are built with robust security measures to protect your personal information. Whether you're at home or out and about, managing your finances has never been easier or safer. With Consumers, you're not just banking; you're banking smartly! Explore all these features today by visiting us online at https://www.consumerscu.org/ and take full control of your financial journey!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $39,075 in used auto loans and an impressive $2,091,705,346 in total loans and leases. Our operational efficiency is reflected in our performance as well; we have recorded a net income of $0, which allows us to focus on delivering competitive loan rates and solid financial products for our members. We take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1818 E Sherman Blvd Muskegon Mi 49444 or call 269-345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already disbursed over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans, helping members get on the road with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are here to support your financial growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, tailored to fit different budgets and lifestyles.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is ready to discuss eligibility options that could save you money in the long run. At Consumers, we pride ourselves on providing personalized service and reliable financial solutions. Explore our loan offerings today and discover how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $42,872,491 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working with reputable financial institutions, LendMesh guarantees that all loan information is accurate and up to date.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh to secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans