Consumers Credit Union Lansing MI | Quick Personal Loans & Top Checking

Introduction

Welcome to Consumers, your trusted financial partner located at 809 N Marketplace Blvd, Lansing, MI 48917. Since our establishment in 1964, we've been dedicated to serving our community with integrity and commitment. With a proud membership base of 142,950 individuals, we are not just a credit union; we are a community that values every member. At Consumers, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our total assets exceed an impressive $2.38 billion, reflecting our solid standing and dedication to providing quality service. With total deposits amounting to $65,993,314 and a net worth of $223,309,042, you can trust us with your finances. Our team is led by CEO Scott Sylvester and Board President Kim Shook, both deeply committed to ensuring you receive the best possible service. We also take pride in having a workforce of 431 employees, all ready to assist you with personalized care. While members can visit us at our branch location for their banking needs, official correspondence should be sent to our mailing address: 7200 Elm Valley Dr, Kalamazoo, MI 49009. We invite you to explore what we offer by visiting our website at ConsumersCU.org. Whether you're looking for loans or simply want to manage your account online or through mobile banking, we're here to support you every step of the way. Give us a call at (269) 345-7804 or stop by today we're excited to help you achieve your financial goals!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join Consumers and experience firsthand the benefits of membership. Together, let's build a stronger financial future for ourselves and our community!

Our Mission

At Consumers, our mission is clear: to empower our members by providing reliable financial services while supporting the communities we serve. We strive to create lasting relationships built on trust and transparency. Whether you need assistance with a loan or are looking for ways to grow your savings, our knowledgeable team is here to guide you every step of the way. While members can visit us at 809 N Marketplace Blvd, official correspondence should be sent to 7200 Elm Valley Dr, Kalamazoo, MI 49009. We invite you to reach out via phone at 269-345-7804 or explore more about us online at consumerscu.org.

Our Story

Since opening our doors, Consumers has evolved significantly to meet the changing needs of our members. From our humble beginnings, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to innovation is evident through our digital advancements like online banking and mobile payments, ensuring that members can access their finances conveniently. Over the years, we've also recognized the importance of being involved in the community. We regularly partner with local organizations for outreach programs and events aimed at enhancing the lives of those around us. Our mission goes beyond financial services; we are dedicated to supporting economic growth and fostering a sense of belonging within our community.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon. We are closed on Sundays, giving our staff a well-deserved break while ensuring you have plenty of time during the week to manage your banking needs.

Services Offered

At Consumers Credit Union, we pride ourselves on offering a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business loans, we've got you covered. Our ATM is available for your convenience, allowing you to make withdrawals and check balances anytime you need. If you're looking for an even more personalized experience, take advantage of our drive-thru service for simple transactions without leaving your vehicle. For any inquiries or assistance, feel free to reach out to us at 269-345-7804. We invite you to come visit us at Delta Crossings or give us a call today let's work together towards achieving your financial aspirations!

Member Eligibility

Becoming a member of Consumers is like opening the door to a welcoming community that prioritizes your financial well-being. If you live, work, or go to school in the area, you're likely eligible to join us! We believe in supporting our members with personalized services and competitive rates, making it easy for you to achieve your financial goals. Whether you're looking for savings accounts, loans, or just a friendly place to manage your money, we have something for everyone. To learn more about the specific eligibility criteria, please visit our website at . The process of becoming a member is straightforward and inclusive if you have any questions or need assistance, don't hesitate to give us a call at (269) 345-7804. We're excited to help you get started on your journey with Consumers, located conveniently at 809 N Marketplace Blvd Lansing Mi 48917!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services tailored for daily operations. Imagine having reliable payment processing that allows you to focus on what matters most growing your business. Our services help you manage transactions efficiently, ensuring that your cash flow remains smooth while you serve your customers. Located at 809 N Marketplace Blvd Lansing Mi 48917 in Lansing, MI, our team is ready to partner with you on your journey toward success. For more information or to discuss how we can assist your business, call us at (269) 345-7804 today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential services such as merchant services to help streamline payment processes and business loans for expansion or operational costs. We want your business to thrive in today's competitive market.

Convenient Access

We know that convenience is key when it comes to banking. That's why we offer easy access through our ATM services, where you can make withdrawals and check balances quickly. If you're visiting us in person, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. With all these services available at Consumers, we aim to be your one-stop shop for all your financial needs. If you have any questions or want to learn more about how we can assist you on your financial journey, please don't hesitate to reach out! Call us at 269-345-7804 or visit us online at Consumers. We look forward to serving you!

Credit Cards

At Consumers, we offer credit cards with rewards programs that make everyday purchases more rewarding. Imagine earning points for every dollar spent on groceries or gas these rewards can add up quickly!

Loans and Financing Options

Need a new vehicle? Look no further! Our auto loans and vehicle financing options are designed with competitive rates to help you get on the road without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with flexible terms to suit your financial situation. Additionally, if you're facing unexpected expenses or considering consolidating debt, our personal loans can provide the support you need.

Personal Banking

We understand that managing your personal finances can be overwhelming at times. That's why we offer checking and savings accounts that fit different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with user-friendly online and mobile banking features that allow you to check balances, transfer funds, and pay bills from anywhere.

Digital & Online Banking

Enhanced Features

Need to send money to friends or family? Our person-to-person transfer feature makes it easy to send funds quickly and securely without needing cash or checks. For those who like to make purchases using their phones, our mobile payments option allows you to pay with just a tap conveniently keeping your wallet light. Security is a top priority for us at Consumers. While we do not currently offer electronic signature authorization, we ensure that all transactions through our online banking services are protected with robust security measures. You can bank with peace of mind knowing that your information is safe. In summary, whether you're checking balances, transferring money, or paying bills, our digital and online banking services at Consumers are designed with your needs in mind. Experience the ease of managing your financial life today by visiting https://www.consumerscu.org/!

Key Services

Our online banking platform at https://www.consumerscu.org/ provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, if you prefer using your mobile device, our user-friendly mobile application is available for download, making banking even more accessible. You can also enjoy the benefits of e-statements, which provide a secure and environmentally friendly way to keep track of your finances. Instead of waiting for paper statements in the mail, receive your account updates directly to your inbox simple and efficient.

Financial Strength

Commitment to Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our ability to support members with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 809 N Marketplace Blvd Lansing Mi 48917 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more on your existing auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting their success. At Consumers, we're dedicated to helping our members navigate their financial journeys with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial dreams or want more information about our eligibility options and refinancing opportunities, don't hesitate to contact us or visit our website at Consumers. Your journey towards better financial management starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer loans for Junior Lien 1-4 Family Residential Properties totaling $128,065,957. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we're here to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. This is an excellent option for those who want access to cash without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers make informed decisions without the confusion that often accompanies loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions. This transparency helps users trust the information they receive. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly identify which loans suit their needs best. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the platform's effectiveness in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans