Myconsumers

In the welcoming community of Volo, IL, the Consumers Credit Union branch at 195 E Il Route 120 is your trusted partner for convenient and personalized financial services. Whether you're looking to secure some of the best auto loans and vehicle financing options to get you on the road or exploring competitive mortgage loans and refinancing solutions to make homeownership more attainable, this branch offers expert guidance tailored just for you. Open Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to 1 PM, managing your finances fits smoothly into your busy schedule.
With over 228,000 members and assets exceeding $3.5 billion, Consumers delivers a full range of services including personal checking and savings accounts designed for everyday convenience. Take advantage of business banking solutions such as merchant services and flexible business loans crafted to support local growth. Enjoy easy access to cash with on-site ATM and drive-thru banking for deposits, withdrawals, and balance checks. Plus, robust online and mobile banking platforms keep your money accessible anytime.
Visit the Consumers Credit Union branch in Volo today to explore trusted auto financing or mortgage loan options designed with your goals in mind. Experience friendly local service that truly puts your financial future first—contact us for personalized guidance!
Phone: 847-623-3636 | Website: http://www.myconsumers.org

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
7 %
5 Yrs
80 %
home equity
7.5 %
10 Yrs
80 %
home equity
7.75 %
15 Yrs
80 %
home equity
8 %
20 Yrs
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Yr Fixed
5.5 %
5.733 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Yr Fixed
5.875 %
6.209 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 Conforming ARM
6.25 %
6.394 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Smart Start
6.625 %
6.772 %
5.0 Yrs
CONVENTIONAL
FIXED
20 Yr Fixed
6.75 %
6.944 %
20.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.5 %
5.596 %
15.0 Yrs
JUMBO
ADJUSTABLE
5/1 Jumbo ARM
6.375 %
6.434 %
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.875 %
6.936 %
30.0 Yrs
JUMBO
FIXED
30 Yr Fixed
6.875 %
7.024 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan (unsecured)
8.99 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
With Auto Buying Service
3.99 % - 4.49 %
5 Yrs
Auto
Without Auto Buying Service
4.49 % - 5.18 %
5 Yrs
Auto
With Auto Buying Service
4.84 % - 5.34 %
6 Yrs
Auto
Without Auto Buying Service
5.34 % - 5.84 %
6 Yrs
Auto
With Auto Buying Service
5.94 % - 6.39 %
7 Yrs
Auto
Without Auto Buying Service
6.44 % - 6.89 %
7 Yrs

Introduction

Welcome to Consumers, your trusted financial partner located at 195 E Il Route 120, Volo, IL 60073. Since our establishment in 1930, we have dedicated ourselves to serving our community with a range of financial services designed to meet the needs of our 228,456 members. With total assets exceeding $3.5 billion, we are proud to be a stable and reliable choice for all your banking needs. At Consumers, we understand that banking is more than just numbers; it's about building relationships and supporting our members' dreams. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even business financing options, our experienced team is here to help you every step of the way. We currently manage $252,671,710 in deposits and have granted over 132,270 loans to individuals and businesses alike. Our leadership team, headed by CEO Sean Rathjen and Board President Scott Drabicki, is committed to maintaining a member-focused approach while ensuring financial growth. With a net worth of $322,851,294 and cash reserves of $15,815,320, you can rest assured that your finances are in good hands. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 195 E Il Route 120, Volo, IL 60073. We invite you to explore the range of services we offer through our website at myconsumers.org or call us at 847-623-3636 for any inquiries. Join us in making your financial goals a reality today!

Branch History & Mission

At Consumers, we pride ourselves on a rich legacy of serving the Volo community since our establishment in 1930. Located at 195 E Il Route 120, Volo, IL 60073, our branch has been a cornerstone for local families and businesses, supporting their financial journeys through changing times. With over 228,000 members and total assets reaching an impressive $3,538,406,467, we have grown alongside our community, becoming a trusted partner for financial services. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a sense of community. We believe that banking should not just be about transactions but about building relationships. We strive to empower our members with the tools they need to achieve their financial goals. Whether it's through personal banking, auto loans, mortgage financing, or business services, our commitment is to help every member thrive. As technology has advanced, so have we. Our digital banking options ensure that members can manage their finances conveniently from anywhere. From mobile payments to online banking and person-to-person transfers, we prioritize accessibility while maintaining ADA compliance for all our services. We also recognize the importance of giving back. Through various partnerships and community outreach programs, Consumers actively supports local initiatives that enhance the quality of life in Volo and beyond. Our drive-thru service offers convenience for those on the go while our ATM availability ensures that cash access is never far away. While you can always visit us at our branch for personalized service during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be directed to 195 E Il Route 120, Volo, IL 60073 if it differs from your visit. Join us at Consumers and experience the benefits of being part of a credit union that truly cares about its members and community. Together, we can build a brighter financial future for everyone in Volo! If you're ready to take the next step toward better banking experiences, visit us online or call us at 847-623-3636 today!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. From ADA-compliant entrances to ramps, we ensure that everyone can enjoy our services comfortably. Plus, ample parking is available, so you can park easily and access the branch without hassle.

Call to Action

While members can visit us at 195 E Il Route 120 for all their banking needs, official correspondence should be sent to the same address. Have questions or want to learn more? Give us a call at 847-623-3636 or visit our website at myconsumers.org. We look forward to serving you soon!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 1 PM for drive-thru banking services. Whether you need assistance with personal banking or have questions about loans, our friendly staff is always ready to help.

Services Offered

At Consumers Credit Union, we offer a wide range of services tailored to meet your financial needs. You can take advantage of our checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks. If you're in a hurry, utilize our drive-thru service for deposits and simple transactions without leaving your vehicle.

Member Eligibility

Joining the Consumers community at Consumers is a warm invitation to experience personalized banking that truly cares about you. To become a member, you need to meet some simple eligibility criteria. If you're a resident of Volo or nearby areas, or if you have a connection to our community through employment, family, or school affiliations, you're likely eligible! The best part is that membership opens the door to a variety of benefits, including competitive loan rates and exceptional customer service tailored just for you. For more detailed information on eligibility, feel free to explore our website at https://www.myconsumers.org/about/what-we-do/membership. Getting started is easy! You can open your account online by visiting https://forms.fivision.com/myconsumers/oa/default.aspx, or simply give us a call at (847) 623-3636 if you have any questions. We're here to help guide you every step of the way as you join us at Consumers, located at 195 E Il Route 120 Volo Il 60073. Welcome to a supportive banking experience designed with your needs in mind!

Business Banking & Commercial Services

At Consumers, we understand that every business has its unique journey, and we're here to support yours every step of the way. Whether you're just starting out or looking to expand, our commercial loan options can help turn your dreams into reality. Imagine having the funding to purchase new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services offer practical tools that make payment processing easier for you and your customers. From accepting card payments to managing transactions online, we provide the resources you need to focus on what matters most growing your business. Visit us at 195 E Il Route 120 Volo Il 60073 in Volo, IL, or call us at (847) 623-3636 to learn how we can partner together for your success!

Comprehensive List Of Services

Convenient Access

To ensure that banking is never a hassle, we offer ATM & Cash Withdrawal Services, making cash accessible when you need it most. For those quick trips to the bank, take advantage of our Basic Drive-Thru Banking, where you can handle deposits and withdrawals without leaving your vehicle. Additionally, we understand that convenience is key in today's fast-paced world. That's why we provide Basic ATM Access, allowing members to quickly check balances and make withdrawals anytime. With all these services under one roof at Consumers in Volo, IL, we strive to meet all your banking needs efficiently and effectively. If you're ready to experience personalized service and comprehensive financial solutions, give us a call at 847-623-3636 or visit us today! We look forward to serving you at Consumers!

Lending Solutions

For those unexpected expenses or projects you've been planning, our Personal Loans & Debt Consolidation options provide flexible terms that can ease financial pressure. Likewise, our Credit Cards with Rewards allow you to earn points while making everyday purchases turning spending into savings! Business owners will also find valuable resources at Consumers. Our Business Banking services include essential tools like Merchant Services & Business Loans, helping entrepreneurs thrive in today's competitive environment.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that cater to all lifestyles. Imagine having easy access to your funds through our Online & Mobile Banking platforms, allowing you to manage your finances anytime, anywhere. Our members find it convenient to check their balances, transfer funds, and pay bills with just a few taps on their smartphones. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options are designed to make the process straightforward and affordable. Picture yourself cruising down the road in your new car, knowing you secured a great rate through Consumers. If you're considering home ownership or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through various options available. We work closely with you to tailor a solution that fits your budget and aspirations.

Digital & Online Banking

Key Features

One standout feature is our Mobile Application, allowing you to handle your banking right from your smartphone. Whether you're making Person-to-Person Transfers or using Mobile Payments, you'll appreciate the flexibility it provides. Plus, with our Electronic Signature Authorization, signing documents has never been simpler or more secure. For those who prefer going paperless, we offer E-Statements Availability, so you can easily view and manage your statements digitally. This not only helps the environment but also gives you instant access to your financial records whenever you need them. Security is a top priority for us at Consumers. Our systems are designed to keep your information safe while providing a smooth experience. With features like encrypted transactions and real-time alerts, you can bank with peace of mind. In today's fast-paced world, having access to your finances at any time is crucial. At Consumers, we are committed to making banking easier for you whether it's through our website or mobile app. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Membership Base

Our member base continues to grow with a total of 402,566 share accounts, showcasing the trust placed in us by our community. This growth strengthens our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 195 E Il Route 120 Volo IL 60073 or call 847-623-3636 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current position with a net income of $0, which allows us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Improvement

With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $57,552 in used auto loans and $2,472,708,478 in total loans and leases.

Strong Financial Health

With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, our flexible financing options make it easy for you to drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand your operations. We understand that every business is different; therefore, we work with you to find the right solution that fits your needs. At Consumers, we're dedicated to serving our members with transparency and dedication. If you're interested in refinancing options or want to learn more about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 847-623-3636 during our operating hours: 9 AM - 5 PM Monday through Thursday, 9 AM - 6 PM Friday, and 9 AM - 1 PM Saturday. For more information about our services or to start your application today, visit us online at myconsumers.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, making buying or refinancing simple. We are here to guide you through the process and ensure you have the support you need every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save while you spend!

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust the information they receive. By focusing on verified data from legitimate financial institutions, LendMesh prioritizes accuracy in every comparison.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best fit for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals navigate their loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.