Consumers Credit Union Battle Creek MI | Top Auto Loans & Business Banking

Introduction

Welcome to Consumers in Battle Creek, where we prioritize your financial well-being and community engagement. Established in 1964, our credit union has grown alongside our members, now proudly serving over 142,950 individuals with a commitment to providing personalized financial solutions. Located at 6081 B Dr N, Battle Creek, MI 49014, we invite you to experience the difference of being part of a member-focused organization. At Consumers, we understand that trust is essential in banking. With total assets reaching an impressive $2,384,854,945 and total deposits amounting to $65,993,314, our financial stability reflects our dedication to secure and reliable services for all our members. As of now, we have granted 87,715 loans and leases, demonstrating our commitment to empowering you with the funds you need for life's important moments. Our leadership team is led by CEO Scott Sylvester and Board President Kim Shook, both passionate about ensuring that every member feels valued. They work tirelessly alongside our dedicated staff of 431 employees to foster a welcoming environment where your financial needs come first. For any inquiries or assistance, don't hesitate to reach out at (269) 345-7804. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions such as merchant services and business loans, we are here to help you every step of the way. While members can visit us at 6081 B Dr N, official correspondence should be sent to the same address. We encourage you to explore our website at Consumers Credit Union for more information about our services. Join us today and discover how Consumers can support you on your financial journey!

Branch History & Mission

Community Focus

While you can visit us at our branch location for all your banking needs, we also understand the importance of convenience. Our drive-thru service allows for quick transactions without leaving your vehicle, and our ATM availability ensures you have access to your funds anytime. For those who prefer digital banking, we provide comprehensive online and mobile banking options that make managing your finances easier than ever. We are dedicated to ensuring that our services are accessible to everyone. Our branch is ADA compliant, offering an inclusive environment for all members of the community. As we look towards the future, we invite you to join our growing family at Consumers. Experience firsthand how we blend personalized service with modern financial solutions designed with you in mind. Together, let's build a brighter financial future one member at a time. For any questions or assistance, feel free to reach out at (269) 345-7804 or visit us during our operating hours: Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. Join us today and discover what it means to be part of Consumers!

Our Mission

At Consumers, our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the community's growth and prosperity. We believe that everyone deserves a chance to thrive financially, which is why we offer an array of services tailored to meet diverse needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment extends beyond banking; we aim to uplift our community through partnerships and outreach initiatives. Whether it's sponsoring local events or supporting charitable causes, we strive to make a positive impact in Battle Creek and beyond.

Branch Location & Accessibility

Call or Visit Us Today!

Whether you're interested in personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help you every step of the way. If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 269-345-7804 or visit us today at Consumers in Battle Creek!

Convenient Access and Features

At Consumers, we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps for wheelchair access and ample parking to ensure a smooth visit for all members. You'll find both drive-thru banking and ATM services available, allowing you to conduct transactions without leaving your vehicle.

Operating Hours Tailored for You

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Our lobby hours are from 9 a.m. to 5:30 p.m. Monday through Wednesday, extending until 6 p.m. on Thursday and Friday. Plus, if you're looking to stop by on Saturday, we're open from 9 a.m. until noon at our drive-thru for those quick transactions.

Member Eligibility

Joining Consumers is like stepping into a welcoming family where your financial needs are understood and prioritized. To become a member of our community, you simply need to meet a few friendly criteria. Generally, if you live, work, worship, or attend school in the area around 6081 B Dr N Battle Creek Mi 49014, you're likely eligible! We're here to support everyone, whether you're just starting out on your financial journey or looking for a trustworthy partner for more complex needs. For more detailed eligibility information, feel free to check out our website at . Opening an account with us is straightforward and designed with you in mind. You can easily start the process by visiting our site or giving us a call at (269) 345-7804. Our team is eager to help you set up an account that best fits your lifestyle and goals. Join us at Consumers, where we believe in empowering our members through personalized services and community-focused banking!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services to simplify your payment processing. Imagine being able to accept payments seamlessly from customers whether they pay with a card or mobile app. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 6081 B Dr N Battle Creek Mi 49014 in Battle Creek, MI, or call us at (269) 345-7804 to learn how our business banking and commercial services can help you achieve your goals.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our branch is equipped with an ATM for easy withdrawals and balance checks. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for busy individuals on the go!

Business Banking Services

For our business members, we offer a suite of services designed to support growth and efficiency. Our business banking options, including merchant services and business loans, ensure that local businesses can thrive in today's competitive market. We understand the unique challenges businesses face and are here to provide guidance every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to access your accounts anytime, anywhere. With options for mobile payments and person-to-person transfers, managing your finances has never been easier.

Exceptional Member Support

We pride ourselves on being there for our members when they need us most. If you have any questions or need assistance, don't hesitate to call us at 269-345-7804 during our convenient office hours: Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. At Consumers, we believe in building lasting relationships with our members through exceptional service and comprehensive financial solutions. Explore what we have to offer today by visiting our website at consumerscu.org or stopping by our branch in Battle Creek!

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your everyday expenses to auto loans and vehicle financing that make getting on the road easier, we strive to offer convenience and flexibility. Imagine having access to funds when you need them most our mortgage loans and refinancing options can assist you in finding your dream home or lowering your current payments. If you're facing unexpected expenses or simply want to consolidate debt, our personal loans and debt consolidation services can provide the relief you need. And for those who love rewards, our credit cards come with benefits that add value to your purchases.

Digital & Online Banking

E-Statements and Security Features

Say goodbye to paper clutter! With e-statements available at Consumers, you can view your account statements electronically, ensuring that you have quick access while also helping the environment. Plus, we prioritize your security with features like electronic signature authorization to keep your transactions safe and sound.

Mobile Payments and Transfers

Need to send money quickly? Our person-to-person transfer service allows you to send cash to friends and family in just a few taps. You can also enjoy the convenience of mobile payments, making transactions easier than ever. Simply use your smartphone for fast payments without reaching for your wallet. At Consumers, we believe that banking should fit into your lifestyle seamlessly. From real-time account management to secure transactions, our digital banking services are here to help you manage your finances effortlessly. Join us today and discover how easy banking can be!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0.

Commitment to Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $39,075 in used auto loans and $2,091,705,346 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 6081 B Dr N Battle Creek Mi 49014 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans, helping members get on the road confidently. Whether you are interested in financing a brand-new model or a reliable used vehicle, our loan options are designed to meet your needs.

Business Loans

For business owners in our community, we understand that capital is crucial for growth. Our outstanding commercial loans total $265,279,836, providing the support you need to expand your business operations. If you're considering refinancing any of these loans or want to know more about eligibility options tailored for your situation, feel free to reach out. For personalized service and assistance with any of our loan products at Consumers located at 6081 B Dr N Battle Creek MI 49014, don't hesitate to call us at 269-345-7804. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their expenses, we also provide credit lines with a total amount of $661,509,863 available. Additionally, our unsecured credit card loans total $42,872,491, offering members an easy way to handle day-to-day purchases without the need for collateral. These options come with flexible terms to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. With straightforward processes and expert guidance, we can help you navigate the journey toward securing your dream home.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans